For 2025, the USDA loan limit in Groton, within Middlesex county of MA, is $675,000. Meanwhile, the FHA loan limit for a single-family house is $828,000.
Lendersa® offers a USDA loan calculator, allowing you to compare today's leading USDA versus FHA rates, and to gauge the income, credit, reserves, and paperwork required to qualify. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side, helping you pick the best fit for your financial condition in .
Loan limits and down payment details for 2025 in Groton, Middlesex county, MA
Loan Type
Loan Limit
Down payment
USDA
$675,000
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
Exploring USDA and FHA loan options in Groton, MA
Lendersa® strives to ensure you obtain the most beneficial USDA or FHA loan quickly and efficiently. Choose one of three initiations leading to lender matches and USDA loan programs.
The USDA home loan, backed by the United States Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, is exclusively available in rural zones. Unlike FHA loans that require at least a 3.5% down payment, USDA loans necessitate no down payment at all.
Zions Bank isn't just a Bank. We're part of your community, your next door neighbor, with more than 140 years of history behind every transaction and community investment. We offer access to ATMs throughout Utah, Idaho, and eight other states. We provide financial resources, wealth management solutions, mortgage services, and more
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The credit union is a member-owned financial cooperative providing banking services including savings, loans
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1982 West Pleasant Grove Blvd, Suite K, Pleasant Grove, UT, 84062
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Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Ridge home loan is clients will have a great experience, refer their friends and come back. Lending can be tricky these days and I bring experience and resourcefulness to the equation. If your loan can be done, I'll find a way. If it can't, I'll help you position yourself for a future loan. Expect to have a great experience!