For 2026, the USDA loan limit in Groton, within Middlesex county of MA, is $675,000. Meanwhile, the FHA loan limit for a single-family house is $828,000.
Lendersa® offers a USDA loan calculator, allowing you to compare today's leading USDA versus FHA rates, and to gauge the income, credit, reserves, and paperwork required to qualify. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side, helping you pick the best fit for your financial condition in .
Loan limits and down payment details for 2026 in Groton, Middlesex county, MA
Loan Type
Loan Limit
Down payment
USDA
$675,000
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
Exploring USDA and FHA loan options in Groton, MA
Lendersa® strives to ensure you obtain the most beneficial USDA or FHA loan quickly and efficiently. Choose one of three initiations leading to lender matches and USDA loan programs.
The USDA home loan, backed by the United States Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, is exclusively available in rural zones. Unlike FHA loans that require at least a 3.5% down payment, USDA loans necessitate no down payment at all.
Best Rate Mortgage MA was started in 2011 in Charlestown MA and now serves the entire Commonwealth with below market rates and personalized customer service. With loan officers located across the state and equipped with state of the art technology, the mortgage process is easily tailored to those who demand either in-person.
Home Advantage Mortage Corporation is a licensed mortgage broker, located in Littleton, Massachusetts. Established in 1993, we are licensed in Massachusetts, New Hampshire, and Maine. We offer a wide range of mortgage products at the most competitive rates available. Our products are not limited to “A” type borrowers.
With $1.7 billion in assets and over 90, 000 members, we are one of the most trusted credit unions headquartered in Massachusetts. Our mobile services, education programs, and innovative products are designed to help our members become financially self-sufficient and successful, whether they're well-established or just starting out.
Our members – both long-time and brand-new – have chosen Workers for full banking services to meet a lifetime of financial needs, and we can help you, too. We would love to show you how we can save you money, and make banking easier, and more convenient.We take the time to focus on the things that are important to you
As a mortgage broker with more than 20 years of experience, Value Mortgage has the dedication and know how to get almost any transaction done. Whether you’re refinancing your house or purchasing your very first home Value Mortgage Corporation can help you with all your home financing needs.
Leominster Credit Union is a member-owned, not-for-profit cooperative financial institution. For more than 65 years, we have provided a full range of deposit, lending, and other financial services to North Central Massachusetts residents. Today, we are proud to claim more than 50, 000 members. Leominster Credit Union is headquartered in Leominster,
