USDA and FHA Pro and Con in Groton, Middlesex County, MA
For 2026, the USDA loan limit in Groton, within Middlesex county of MA, is $675,000. Meanwhile, the FHA loan limit for a single-family house is $828,000.
Lendersa® offers a USDA loan calculator, allowing you to compare today's leading USDA versus FHA rates, and to gauge the income, credit, reserves, and paperwork required to qualify. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side, helping you pick the best fit for your financial condition in .
Loan limits and down payment details for 2026 in Groton, Middlesex county, MA
Loan Type
Loan Limit
Down payment
USDA
$675,000
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
Exploring USDA and FHA loan options in Groton, MA
Lendersa® strives to ensure you obtain the most beneficial USDA or FHA loan quickly and efficiently. Choose one of three initiations leading to lender matches and USDA loan programs.
The USDA home loan, backed by the United States Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, is exclusively available in rural zones. Unlike FHA loans that require at least a 3.5% down payment, USDA loans necessitate no down payment at all.
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