In 2025, the USDA loan limit applicable in Harvard, within the county of Worcester, MA, is set at $336,500. In comparison, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to see how today's USDA and FHA rates measure up against each other. Determine what income, credit, reserves, and documentation are necessary to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options, particularly valuable in Alabama, ensuring you choose the right program for your financial needs.
2025 Loan Limits and Down Payment Requirements in Harvard, Worcester, MA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in Harvard, MA
The goal of Lendersa® is to facilitate a swift and hassle-free acquisition of the best possible USDA or FHA loans. Begin by selecting one of three initial pathways to connect with matching lenders and USDA loan programs.
The USDA home loan, assured by the Department of Agriculture, also referred to as a USDA rural development loan or mortgage, is specifically aimed for use in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage requires no down payment at all.
The story of Commercial National Bank begins on the steps of City Hall of Texarkana, Arkansas in January 1964 where shareholders met for the first time. On February 5, 1964, Commercial National Bank opened its doors in a small, leased, red brick building on the corner of Fourth and Walnut Street.
TEXAR FCU is a “community first” credit union, serving our members in and around the Texarkana area since 1951. Employing almost 90 employees, TEXAR includes one main branch and five branch offices in its service area. All citizens of Cass, Bowie, and Miller Counties and most citizens of Red River and Lamar Counties are eligible for membership.
Since its inception in 1980 the Geismar Complex Federal Credit Union has been serving its members in the GEISMAR, Louisiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed.
Wymar Federal Credit Union is a member-owned financial institution, offering a wide range of financial services to our member-owners at the best possible prices, lowest rates and highest level of service. Our field of membership consists of BASF employees and their immediate families. We look at our members as much more than that, they are family.
There are some situations where you might need some extra money than you have in your hands. The professional team at Money Services can help you by providing comprehensive loan services.and also Money services Inc. provides second chance loans, cash express and cash finance to the Tulsa, OK, area.
Your membership with Pearl District FCU is a personal one-on-one service experience. Our focus is on you, our members! The proven integrity of your credit union gives you the ability to manage your financial affairs even better. Membership provides a means for making safe and regular investments as well as obtain loans.
Vast Bank prides itself in being one of the few remaining independent banks in the Tulsa area with completely local ownership and management.We offer a full array of both personal and commercial banking products, competitively priced with the marketplace. Most importantly, Vast Bank is committed to offering our customers a level of personal service
Sharp Mortgage Company is the leader in investment property loans throughout the Tulsa area. We offer low upfront costs, prompt decisions regarding your loan and most importantly, personalized service every time you call or visit our office We genuinely believe our investor clients improve the Tulsa neighborhoods.
The bank was opened in 1963 with the name First National Bank of Turley, by a group of investors that included John Smith. Mr. Smith saw the need in the community to have a local bank & 50 years later, the Smith family continues to serve the local community. In 1991, the bank became a state charter bank & changed its name to First Bank of Turley.
Triad Bank was founded in 1983 by a group of local professionals who call this community home and champion the people and businesses that are rooted here. Today we’ve grown to more than 30 employees. As a small, local business, we know what it takes to promote the success of other small business ventures, and we are here to help you make it happen.
We’re a financial services partner for consumers, businesses and wealth clients alike. While our origins are humble, we’ve grown alongside our clients for more than a century. We have unwavering confidence in our ability to build strong relationships, provide diverse expertise and services, and invest in the communities we serve.
