USDA Loan Vs. FHA loan for North-Brookfield, MA 2025

During 2025, the USDA loan limit in North-Brookfield, part of Worcester County, MA, is specified as $291,600. By contrast, the FHA limit for a single-family residence is set at $364,550.

Lendersa® offers a USDA loan calculator that allows you to evaluate today's competitive rates for USDA versus FHA loans. This tool aids in identifying the required income, credit rating, reserves, and documents to qualify. Our advanced mortgage calculator also enables you to simultaneously view USDA, FHA, Conforming, and VA programs, helping you determine the most suitable option in for your financial scenario.

Explore USDA and FHA Loan Options in North-Brookfield, MA

The primary aim of Lendersa® is to provide swift and hassle-free access to the best USDA or FHA loans available. You can choose one of three starting points to help you connect with lenders and find suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in MA

A USDA home loan is a government-backed mortgage, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is available strictly in rural areas. In contrast to FHA loans, which require a down payment of at least 3.5%, USDA loans are available with no down payment requirement at all, making them an appealing option.

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(508) 497-9900 Lender's profile and map Reviews Zenith Mortgage Advisors 74 South St, Hopkinton, MA, 01748 Zenith Mortgage is a full service mortgage broker licensed to do business in MA. We serve our clients before, during, and after each and every transaction. We love to provide first time buyers with a foundation of knowledge so they can move through the process smoothly, and well informed.
(508) 740-5089 Lender's profile and map Reviews Prime Rate Home Mortgage, LLC. 34 Hayden Rowe St, Suite 158, Hopkinton, MA, 01748 At Prime Rate Home Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
(413) 250-6068 Lender's profile and map Reviews TMD Capital 1500 Main St, Springfield, MA, 01103 We provide financing to real estate investors. We work in many different asset classes including - 1-4 Family Residential, Multi Family, Commercial properties. We pride ourselves being steadfast in our pursuit to meet our clients needs, and are committed to upholding our three core principles. Service, Pricing, Continuous Improvement.
(413) 739-6961 Lender's profile and map Reviews Freedom Credit Union 1976 Main Street, Springfield, MA, 01103 Freedom’s story began in 1922 when it was originally chartered as the Western Massachusetts Telephone Workers Credit Union. From a small office in the telephone company building on Worthington Street in Springfield, Massachusetts, the credit union grew until we found a new home on Main Street in Springfield.
(413) 744-3431 Lender's profile and map Reviews MassMutual Federal Credit Union 1295 State Street, Springfield, MA, 01111 MMFCU is a financial cooperative founded in 1962. Our membership is open to all employees of MassMutual, financial professionals, and their family members. We provide valued products and services to improve members' financial well-being and also MassMutual. We have over 300 years of collective financial and credit union experience among our employe
(888) 301-9210 Lender's profile and map Reviews Polaris Home Loans, LLC One Monarch Place, 22nd Floor, Suite 2200, Springfield, MA, 01144 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(866) 704-5389 Lender's profile and map Reviews Pro Mac Real Estate and Lender Services 76 Center Street, Waterbury, CT, 06072 Pro-Mac Appraisal Management Services is a Regional Appraisal Management Company that specializes in residential and commercial appraisal/valuations for both lending and non-lending purposes. With over 50 years of combined experience in all facets of real estate transactions, we are well-equipped to assist our clients.
(413) 532-7007 Lender's profile and map Reviews Holyoke Credit Union 490 Westfield Road, Holyoke, MA, 01040 Holyoke Credit Union was organized in 1911 as a Massachusetts state-chartered credit union to deliver a full assortment of consumer banking services to its members. Today, Holyoke Credit Union is chartered by the Commonwealth of Massachusetts and regulated by the Massachusetts Division of Banks.
(800) 508-2265 Lender's profile and map Reviews Avidia Bank 42 Main Street, Hudson, MA, 01749 Avidia Bank is a responsive & independent community bank providing the best banking and financial services to individuals, families & businesses. Avidia Bank is a mutual community bank, headquartered in Hudson, MA with branches throughout Central Massachusetts. Our full-service offices are in Hudson, Westborough, Clinton, Leominster, Marlborough.
(860) 253-4780 Lender's profile and map Reviews Tobacco Valley Teachers Federal Credit Union 182 South Road, Enfield, CT, 06082 Tobacco Valley Teachers Federal Credit Union is a member-owned financial institution committed to providing products and services to meet each member's financial needs. We pledge to deliver personalized, competitive and high-quality service. Tobacco Valley Teachers Federal Credit Union represents a pool of money saved by the members.
(860) 253-5100 Lender's profile and map Reviews Enfield Community Federal Credit Union 11 Cranbrook Boulevard, Enfield, CT, 06082 The Enfield Community Federal Credit Union was originally chartered on October 19, 1936, as the Bigelow-Sanford Employee’s Credit Union. The original field of membership consisted of the carpet mill’s employees. There were seven different department credit unions within the company. However in 1946, the seven credit unions were merged into one.
(860) 763-3591 Lender's profile and map Reviews CSP Employees Federal Credit Union 285 Shaker Road, Building 44, Enfield, CT, 06082 CSP Employees Federal Credit union is a member-owned, non-profit organization whom serves the entire CT Department of Corrections staff and their immediate family members. Originally chartered in 1949 and located in Enfield, CT on the CRCI Property, CSP was once a “One Man Operation”.