USDA Vs. FHA Pro and Con comparison in North-Brookfield, Worcester County, MA

During 2025, the USDA loan limit in North-Brookfield, part of Worcester County, MA, is specified as $291,600. By contrast, the FHA limit for a single-family residence is set at $364,550.

Lendersa® offers a USDA loan calculator that allows you to evaluate today's competitive rates for USDA versus FHA loans. This tool aids in identifying the required income, credit rating, reserves, and documents to qualify. Our advanced mortgage calculator also enables you to simultaneously view USDA, FHA, Conforming, and VA programs, helping you determine the most suitable option in for your financial scenario.

Compare loan offerings from a pool of 100 lenders

2025 Loan Limits and Down Payment Requirements in North-Brookfield, Worcester County, MA

Type of Loan Maximum Loan Minimal Down Payment
USDA $291,600 0%
FHA $364,550 3.5%
Conventional Conforming $548,250 3%

Explore USDA and FHA Loan Options in North-Brookfield, MA

The primary aim of Lendersa® is to provide swift and hassle-free access to the best USDA or FHA loans available. You can choose one of three starting points to help you connect with lenders and find suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in MA

A USDA home loan is a government-backed mortgage, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is available strictly in rural areas. In contrast to FHA loans, which require a down payment of at least 3.5%, USDA loans are available with no down payment requirement at all, making them an appealing option.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • American State Bank & Trust
  • 223 Main Street, Williston, ND, 58802
  • American State Bank and Trust Company to be the premier provider of financial services in our trade area by partnering with our customers to achieve their financial goals & also At ASB&T we call our approach to business Banking Your Way. By providing unmatched customer service, we can continue to improve financial outcomes for our valued customers.
  • Western Cooperative Credit Union
  • 1300 Bison Drive, Williston, ND, 58802
  • Western Cooperative Credit Union exists for the financial benefit of its members. Its purpose shall be to maximize member benefits through cost effective financial services, education consistent with cooperative principles, prudent management, and to maintain a strong presence in our communities.
  • First National Bank of Bosque County
  • 418 Avenue C, Valley Mills, TX, 76689
  • First National Bank of Bosque County was organized in 1896, and received its National Charter in 1908.The main office of the Bank has been in the same location in Valley Mills since that time. We have a desire for the people, businesses, schools, and organizations in our communities to prosper.
  • Rocket Federal Credit Union
  • 905 West McGregor Drive, Mc Gregor, TX, 76657
  • Rocket Federal Credit Union has been open since 1954. The credit union has assets totaling $29.97 Million and provides banking services to more than 3, 000 members as of March 2022. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member.
  • First National Bank of McGregor
  • 401 S Main St, Mc Gregor, TX, 76657
  • The First National Bank of McGregor in 1889, TFNB is the oldest bank in McLennan County and the seventh oldest national bank in Texas still operating under its original charter. In 1957, we moved from our original location at 217 S. Main in McGregor, Texas to a more modern building across
  • Turn-Key Mortgage Inc
  • 8218 Summer Breeze Lane, Rosenberg, TX, 77469
  • As a certified broker Jennifer Brown have beenhelping the people of Houston understand and navigate the complex process of buying or refinancing a property. My services help clients secure the necessary financing for one of life’s most significant purchases. Jennifer committed to easing your concerns and addressing all of your mortgage needs.
  • Ciera Bank
  • 623 Elm Street, Graham, TX, 76450
  • Ciera Bank is a state-chartered, full service community bank proudly serving Texas since 1890. Headquartered in Graham, just a short drive outside of the Dallas/Fort Worth Metroplex, Ciera was created from the merger of three banks owned and operated by First Graham Bancorp, Inc. Since merging, Ciera Bank has come full circle, uniting its branches.
  • Consumers Cooperative Federal Credit Union
  • 217 Toluca Avenue, Alliance, NE, 69301
  • Established in 1950, Consumers Cooperative FCU, is a financially sound institution providing quality, personalized, competitive services to all of our membership. We service all employees and customers of WESTCO and We provide products and services that help the financial stability and economic growth for both our members and our community
  • Classic Bank, National Association
  • 102 North Houston, Cameron, TX, 76520
  • Our Mission is to Building lifelong relationships by exceeding expectations. First National Bank was one of the first banks in the state to be granted a National Charter (Monty Humble, "A History of Banks in Cameron".The Texas Historian, September 1970, p. 8). In 1889 First National Bank of Cameron Opens Doors.
  • Germania Credit Union
  • 507 Highway 290 East, Brenham, TX, 77833
  • Germania Credit Union’s vision is to serve its members’ needs through an evolving innovative member experience; develop existing relationships while growing within its field of membership; and achieving sustainability through smart growth. Helping members achieve financial success by financing their dreams and helping them save for the future.
  • The Brenham National Bank
  • 2211 S Day St, Brenham, TX, 77833
  • Brenham National Bank began its existence in 1933 as Farmers National Bank at the corner of Main and S. Baylor streets. In 1949 the bank moved across the square into the building which housed the Day Cotton Company and the Double Dip Ice Cream Co. That location was renovated and expanded many times to meet the growing needs of the bank. In 1975,
  • Hemingford Co-Operative Federal Credit Union
  • 801 Box Butte Avenue, Hemingford, NE, 69348
  • On March 29, 1951, the Hemingford Co-Operative Federal Credit Union was granted its charter by the Bureau of Federal Credit Unions. The credit union has assets totaling $9.92 Million and provides banking services to more than 1, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings