FHA Vs. USDA loan program for Lexington, Middlesex County, Massachusetts

In 2025, USDA loan limit in Lexington, county of Middlesex, MA is $675,000 while FHA limit is $828,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Lexington, MA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Massachusetts?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(916) 444-6070 2615 miles Lender's profile and map Reviews Sacramento Credit Union PO Box 2351, Sacramento, CA, 95812 Sacramento Credit Union (SCU) is member-owned, meaning each member has a say in how we conduct business. As a not-for-profit institution, we prioritize members' goals and provide modern products and conveniences that help you manage and grow your money, all delivered with personalized, attentive service.
(916) 228-4930 2615 miles Lender's profile and map Reviews Elevate Mortgage 717 K Street, Suite 510, Sacramento, CA, 95814 Elevate mortgage is a diverse, experienced team of mortgage professionals who are client focused and bring results. With access to over 100 different lenders, we can provide you the best financing available. Over 75% of our business comes from past clients and referral partners who are confident in our abilities.
(916) 761-4915 2615 miles Lender's profile and map Reviews Eric Teply Mortgage Advisor 1231 I Street, Suite 203, Sacramento, CA, 95814 Purchasing a home can be one of the largest decisions one will ever make. Home purchasing is not only about a home loan, but also about how the loan integrates itself within your other financial responsibilities and goals. I have worked in the mortgage business for over a decade.
(530) 400-3501 2615 miles Lender's profile and map Reviews PMI 520 Capitol Mall, Suite 780, Sacramento, CA, 95814 Professional Mortgage Associates (PMA) is a California Mortgage Corporation licensed by the California Department of Real Estate and endorsed by the NMLS as a Mortgage Loan Originator. PMA's corporate administrative staff have a combined history of over 60 years in the mortgage and real estate industry.
(916) 502-3463 2615 miles Lender's profile and map Reviews Securus Group 1231 I Street, Suite 203, Sacramento, CA, 95814 Securus Home Loans, where we specialize in residential mortgages. At Securus Home Loans, we work to find loans that fit indiviudal borrower’s needs. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
(916) 999-5380 2615 miles Lender's profile and map Reviews 101 Mortgage & Realty 1231 I Street, Suite 203, Sacramento, CA, 95814 At Professional Mortgage Associates, we work with many home buyers who are looking to purchase in the Sacramento, CA area. When working together, we can help you find the right home loan to finance your dream. We care about our customers, which is why our phones are always on. Contact us any time, day, or night.
(916) 442-1459 2615 miles Lender's profile and map Reviews Professional Mortgage Associates 1231 I Street, Suite 203, Sacramento, CA, 95814 We at Professional Mortgage Associates have a friendly, professional staff available to answer all your home finance questions with no obligation. We promise to always give you sound advice before earning your business. Your loan application may be made by telephone, fax, e-mail or in person.
(888) 484-7675 2615 miles Lender's profile and map Reviews Simple Mortgage Financial 500 Capitol Mall, Sacramento, CA, 95814 At Simple Mortgage Financial we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
(805) 525-9989 2615 miles Lender's profile and map Reviews Valley Ag Federal Credit Union 1141 Cummings Rd, Santa Paula, CA, 93060 Valley Ag Federal Credit Union your personal privacy is very important. We recognize that whether you are an existing member or are considering a relationship with us, you have an interest in how we collect, retain & use information about you & your relationship with us. In order to provide our members with services as effectively & conveniently.
(805) 933-8100 2615 miles Lender's profile and map Reviews Triple C Mortgage Inc. 138 North 10th Street, Santa Paula, CA, 93060 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(800) 800-8888 2615 miles Lender's profile and map Reviews Allequities Funding 3811 Florin Road, Suite 3, Sacramento, CA, 95823 This is a new and innovative home ownership program that allows qualified home buyers to buy homes with 1% down payment. You may have owned a home before and are presently renting, or maybe you are a first time home buyer and need a way to break into the housing market but are holding back.