USDA Vs. FHA your options comparison in Lexington, Middlesex County, MA
For the year 2026, the loan limit for USDA in Lexington, located in the county of Middlesex, MA, is established at $675,000, while the FHA limit stands at $828,000 for a single-family residence.
Utilize the Lendersa® USDA loan calculator to compare the prime USDA versus FHA rates available today. Identify the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side-by-side, helping you choose the optimal program in tailored to your financial needs.
Loan Limits and Downpayment Requirements for Lexington, Middlesex, MA in 2026
Loan Type
Limit
Down Payment
USDA
$675,000
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
USDA and FHA Loan Options in Lexington, MA
The objective of Lendersa® is to provide you with the best USDA or FHA loan promptly and with ease. Choose one of three entry points that lead to matching with suitable lenders and accessing USDA loan programs.
A USDA home loan is supported by the Department of Agriculture and known as a USDA rural development loan or USDA mortgage. It's available only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage requires none.
Meridian Mutual FCU is a full-service financial institution, dedicated to serving our members. Originally charted in 1953 to serve the employees of the Meridian Public School System, over the years Meridian Mutual began to serve a much broader group. In October 1997, Meridian Mutual was granted a community charter enabling us
Originally, MUNA FCU was chartered in June 1962 as Meridian Naval Federal Credit Union & was for active military, retired military, & civil service Team Members affiliated with the Naval Auxiliary Air Station at Meridian. In October 1993, the name was changed to MUNA Federal Credit Union to reflect the uniting of the Meridian and Navy communities.
Citizens National Bank is 129 years strong, stable and secure with over $1.3 billion in total assets. As an independent community bank, we believe we have a major advantage over the one-size-fits-all policy of most mega banks and financial institutions. With 26 locations in Mississippi, the latest technology and innovative accounts and services.
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94 S Highland Avenue, Suite 2901, Tarpon Springs, FL, 34689
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110 Athens Street, Suite K, Tarpon Springs, FL, 34689
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