USDA Loan Vs. FHA loan for Lexington, MA 2025

In 2025, USDA loan limit in Lexington, county of Middlesex, MA is $675,000 while FHA limit is $828,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Lexington, MA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Massachusetts?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(410) 628-0500 Lender's profile and map Reviews Freedmont Mortgage Group 50 Scott Adam Rd, Cockeysville, MD, 21030 Freedmont Mortgage®, a division of NFM Lending, has set the standard for trust, honesty, and integrity in the industry for nearly two decades. As one of the oldest licensed mortgage firms in the Mid-Atlantic area, we have the experience and reputation to assist homeowners and homebuyers in a variety of situations.
(443) 610-4162 Lender's profile and map Reviews Mr. Swanson Mortgage 30 East Padonia Rd, Suite 408, Lutherville Timonium, MD, 21093 Mr. Swanson Mortgage, established in 2020, is a full service mortgage brokerage for residential and commercial loans. We offer loans to everyone and as our byline reads, ours loans are for the people! When you’re working with a broker in the mortgage industry, you’re working with Mr. Swanson Mortgage, who goes out
(855) 557-5007 Lender's profile and map Reviews FHA Renovation Loans, LLC 2107 Forest Ridge Road, Lutherville Timonium, MD, 21093 FHA Renovation Loans residential mortgage lender providing government-insured FHA loans to current homeowners who desire to renovate their property and prospective homeowners who want to renovate a home before they move in. With an FHA backed renovation mortgage, current and prospective homeowners do not need any equity in the home.
(410) 882-1777 Lender's profile and map Reviews Bayshore Mortgage Funding LLC 1920 Greenspring Dr, Suite 140, Lutherville Timonium, MD, 21093 At Bayshore Mortgage Funding LLC We have built a strong reputation as an outstanding Mortgage Lender, serving the needs of real estate professionals, builders and individual homebuyers throughout the country since 2001. We're a full service Mortgage Lender with an experienced staff offering expertise in every area of mortgage lending.
(800) 931-5510 Lender's profile and map Reviews Best Loan Choice 30 East Padonia Rd, Suite 408, Lutherville Timonium, MD, 21093 "Best Loan Choice, Inc. is a correspondent lender that was founded in 2014 by Cory Ruppersberger who, after 25 years in the mortgage and banking industry, sought to offer clients the best mortgage rates and a greater selection of home loan products. We pride ourselves on using a more individualized,"
(410) 929-7100 Lender's profile and map Reviews Harborside Home Loans 10749 Falls Rd, Suite 104, Lutherville Timonium, MD, 21093 Harborside Home Loans is a boutique mortgage brokerage that produces tailor-made mortgage solutions for our clients. We believe that all of our clients should have the best available financial advice coupled with a high level of personal attention.We also focus on execution, not only around our clients but also our realtor and referral partners.
(585) 567-4103 Lender's profile and map Reviews Allegany First Federal Credit Union 27 West Main Street, Fillmore, NY, 14735 Allegany First Federal Credit Union has been open since 1977. The credit union has assets totaling $21.28 Million and provides banking services to more than 2, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
(717) 637-4699 Lender's profile and map Reviews Allcredit Home Loans, Inc 228 Baltimore Street, Hanover, PA, 17331 We offer many low & NO down payment financing options.And in many cases the seller can pay part or all of your closing costs so you can purchase a home with not a lot of money.All Credit Home Loans Inc is located in Hanover, PA, USA & is part of the Activities Related to Credit Intermediation Industry. All Credit Home Loans Inc has 2 total employee
(717) 630-9300 Lender's profile and map Reviews Affordable Home Mortgage, Inc. 300 Baltimore Street, Hanover, PA, 17331 Affordable Home Mortgage, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
4434907386 Lender's profile and map Reviews Trius Lending Partners 1104 Kenilworth Ave Ste 501, Towson, MD, 21204 We are the Mid Atlantic’s top rated private lender, expanding from NY to FL. We offer fast flexible reliable loans with common sense underwriting and no appraisal needed. Fix and flip or fix to rent with 100 percent rehab, all property types, 150K to 5MM, closings in 48 hours. New investors welcome. Referral fees paid!
(410) 828-4730 Lender's profile and map Reviews Baltimore County Employees Federal Credit Union 23 W Susquehanna Avenue, Towson, MD, 21204 Baltimore County Employees Federal Credit Union is a full-service financial institution offering a range of outstanding lending, savings, and online financial services to its members throughout the Baltimore metro area. As a non-profit cooperative, we value our members and work diligently to help them achieve their financial goals.