USDA Vs. FHA Pro and Con comparison in Somerset, Bristol County, MA

In 2025, USDA loan limit in Somerset, county of Bristol, MA is $473,800 while FHA limit is $661,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Somerset, county of Bristol, MA

Loan Type Loan Limit Down payment
USDA $473,800 0%
FHA $661,250 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Somerset, MA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Massachusetts?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Veterans National Mortgage Inc
  • 7484 University Avenue, Suite 220, La Mesa, CA, 91942
  • We are a different kind of Mortgage company. Large enough to provide all of the technology, efficiency, automated systems and consistency. Small enough to care immensely about our clients. We take pride in providing an experience you can brag about to your friends. We are an independent Mortgage Broker that specializes in VA Loans.
  • Synergy Financial Group Inc.
  • 29231 Latigo Canyon Road, Silverado, CA, 92676
  • Founder of Synergy Financial Group Inc. Sheila is dedicated to ensuring her clients and business partners are well informed and aware of the details behind the crucial financial decisions they make on a regular basis. She works hard to serve her community and to make dreams come true!
  • Empowerment Realty & Management, Inc.
  • 5857 Pine Avenue, Chino Hills, CA, 91709
  • ### Welcome to Empowerment Realty #### Transforming Real Estate Experiences Empowerment Realty & Management, Inc. excels in delivering personalized real estate solutions. Our commitment to innovation and client satisfaction turns dreams into addresses. Partner with us to unlock the true potential of your real estate journey today! For inquiries
  • ERA Prime Properties
  • 2545 Chino Hills Pkwy, Suite D, Chino Hills, CA, 91709
  • ERA Prime Properties satisfaction of such propels business. Success is based on getting what you want, happiness is liking what you get.So, when my customers get what they want, happiness permeates the environment and a win/win situation is established which leads to growth and development thus success.
  • Season Funding, Inc.
  • 16551 Vellano Club Drive, Chino Hills, CA, 91709
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Centerpointe Financial Inc.
  • 14455 Spring Crest Drive, Chino Hills, CA, 91709
  • We've been in business since 1994. We are a small family owned and operated mortgage company. We are dedicated to providing the highest level of service and expertise to our clients. Our approach is unique. We listen. We listen to what your needs and goals are. Then we use our knowledge and expertise
  • SoCal Pacific Real Estate Services
  • 5861 Pine Ave, Chino Hills, CA, 91709
  • SoCal Pacific Real Estate Services, where we specialize in residential mortgages. At SoCal Pacific Real Estate Services, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Pacific Tech Financial
  • 4594 Saint Andrews Drive, Chino Hills, CA, 91709
  • At Pacific Tech Financial, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • City Fund Mortgage Lending
  • 4195 Chino Hills Parkway, Suite 469, Chino Hills, CA, 91709
  • City Fund Mortgage began with a clear vision of ethical lending and quality service. With over a century of combined lending experience amongst our team, a vast array of loan product offerings, and an emphatic commitment to superior customer service, the company has managed to stay competitive in an ever changing