USDA Vs. FHA your options comparison in Dighton, Bristol County, MA

In the year 2026, the USDA loan cap in Dighton, located in the county of Bristol, MA, is set at $473,800, while for a single-family home, the FHA limit stands at $661,250.

Utilize the Lendersa® USDA loan calculator to evaluate today's premier USDA versus FHA rates. Determine the essential income, credit, reserves, and documentation required for qualification. Our progressive mortgage calculator offers a comparison of USDA, FHA, Conforming, and VA loan options in parallel, aiding you in selecting the most fitting program for your unique financial circumstances in .

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Loan limits for 2026 and required down payments in Dighton, within the county of Bristol, MA

Loan Type Loan Limit Down Payment
USDA $473,800 0%
FHA $661,250 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan plans in Dighton, MA

The purpose of Lendersa® is to efficiently provide you with an optimal USDA or FHA loan, minimizing process complexity. Choose one of three pathways to connect with lenders and their USDA loan offerings.

Lendersa USDA loan application and match results

Understanding USDA Loans in MA

A USDA home loan, secured by the government Department of Agriculture, commonly referred to as the USDA rural development loan or USDA mortgage, is accessible exclusively in rural areas. Contrasting with FHA loans, which mandate a minimum down payment of 3.5%, the USDA loan requires no upfront payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Beeline Loans Inc
  • 188 Valley Street, Suite 225, Providence, RI, 02909
  • It’s the shortest path to your new home. We’ve compressed a meandering journey into a Beeline. We’re inverting the power imbalance felt during the home loan process so you don’t feel small, judged or interrogated — only included and at ease. we’ve succeeded when it no longer feels daunting — but feels less important than your housewarming party.
  • Blue Point Commercial Capital
  • 0 Philmont Ave, Cranston, RI, 02910
  • Blue Point Commercial Capital specializes in the commercial real estate transactions that do not fit traditional underwriting guidelines of bank financing. We have a full suite of loan programs and have the ability to tailor our clients loan needs with short or long term options.
  • Hard Money Rhode Island
  • 3 Anne Drive, Lincoln, RI, 02865
  • As a leading hard money lender, our focus is more on collateral and less on your financial situation. If you have satisfying collateral, we can close your hard money loan in a matter of days. We can close loans quicker than traditional loans. Get your Funds closed quicker than with usual loans.
  • Cumberland Municipal Employees Federal Credit Union
  • 2145 Diamond Hill Road, Cumberland, RI, 02864
  • Cumberland Municipal Employees Federal Credit Union of Cumberland, RI has 1163 members and assets of $7.5 million. The Credit Union, opened in 1962, as the Cumberland School Employees Credit Union. Then in 1993 it was changed to Cumberland Municipal Employees Federal Credit Union.
  • Cornerstone Commercial Capital
  • Warwick Neck Ave, Warwick, RI, 02889
  • Cornerstone Commercial Capital offers Commercial and Investment Property Loan's, Purchase Pre-Approvals,. Cash Out Blanket Loans, Fix & Flip loan's, Hard Money and More!Commercial Capital offers Commercial and Investment Property Loan's, Purchase Pre-Approvals,. Cash Out Blanket Loans, Fix & Flip loan's,
  • Acushnet Federal Credit Union
  • 112 Main Street, Acushnet, MA, 02743
  • Acushnet Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, the AFCU will continue a sound yet progressive asset management strategy and provide new and improved financial services.
  • Wheel House Mortgage Services Corporation d/b/a Wheel House Mortgage Services
  • 36 North Bedford Street, Suite C17A, East Bridgewater, MA, 02333
  • Wheel House Mortgage Services, a professional mortgage company specializing in variety loans in whole state of Massachusetts. At Wheel House Mortgage Services, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants.
  • Crescent Credit Union
  • 835 Oak St, Brockton, MA, 02301
  • SCU Credit Union, you can take advantage of our full range of deposit accounts, loans, and related services featuring highly competitive rates. We are a leading provider of home and auto financing throughout our service area. We offer the latest technology, which allows you access to your accounts from your home, office or on the go.
  • HarborOne Bank
  • 770 Oak St, Brockton, MA, 02301
  • HarborOne Bank has been serving the needs of customers and the communities that we call home for over 100 years. Today, HarborOne has 26 branches in southeastern Massachusetts and Rhode Island and commercial lending offices in Boston and Providence. HarborOne Mortgage, headquartered in Manchester
  • St. Anthony of New Bedford Federal Credit Union
  • 1743 Acushnet Avenue, New Bedford, MA, 02746
  • St. Anthony of New Bedford Federal Credit Union is your local credit union. We are a federally chartered community credit union. Anyone living, working or having business within Bristol County is eligible to join.St. Anthony of New Bedford Federal Credit Union, a member owned co-operative, is a full service financial institution offering a variety
  • Castle Mortgage Brokerage Inc
  • 1819 Acushnet Ave, New Bedford, MA, 02746
  • Our focus is to help you achieve the "American Dream" through proper financing of your home purchase or refinance. We have a vested interest in satisfying your needs. We will select the best lender from are many sources to provide you with a loan that needs your individual needs.
  • Best Financial Mortgage Services Inc
  • 108 Phenix Ave, Cranston, RI, 02920
  • Best Financial Mortgage Services opened. She has over 18 years experience as a loan officer in the mortgage industry. She has worked for local lenders, mortgage brokers, and was a volume award winner at a national Fortune 1000 Mortgage Company. Her repeat client business is a testimony to her commitment to customer service.