In the year 2026, the USDA loan limit in Stow, within the county of Middlesex, MA, is $675,000, whereas the FHA limit for single-family homes is $828,000.
Utilize the Lendersa® USDA loan calculator to contrast today's best USDA versus FHA rates, uncovering required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding in selecting the best program for your financial situation in .
2026 Loan Limits and Down Payment Requirements in Stow, Middlesex, MA
Loan Type
Loan Limit
Down Payment
USDA
$675,000
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
USDA and FHA Loan Options in Stow, MA
The aim of Lendersa® is to swiftly connect you with the best USDA or FHA loan options with ease. Choose one of three paths to match with lenders offering USDA loans.
A USDA home loan, assured by the Department of Agriculture, also termed as USDA rural development loan or USDA mortgage, is accessible only in rural locales. Unlike FHA loans requiring a 3.5% down payment minimum, USDA mortgages require no down payment, making them appealing.
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