USDA and FHA Pro and Con in Hudson, Middlesex County, MA
As of 2026, the USDA loan limit for Hudson, situated within Middlesex county, MA is $675,000. In comparison, the FHA loan limit for a single-family house is $828,000.
To differentiate today's best rates between USDA and FHA, use the Lendersa® USDA loan calculator. Analyze the necessary income, credit requirements, reserves, and documentation to qualify. Our enhanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, guiding you on the most suitable program for your financial needs in .
2026 Loan Limits and Downpayment Guidelines in Hudson, Middlesex, MA
Loan Type
Loan Limit
Down payment
USDA
$675,000
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
Exploring USDA and FHA Loan Options in Hudson, MA
The mission at Lendersa® is to swiftly secure the best USDA or FHA loan for you without any hassle. Choose from three different starting points to successfully connect with lenders and appropriate USDA loan programs.
A USDA home loan, often referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is exclusive to rural neighborhoods. Unlike FHA loans requiring at least a 3.5% down payment, the USDA loan does not require any down payment at all.
Avidia Bank is a responsive & independent community bank providing the best banking and financial services to individuals, families & businesses. Avidia Bank is a mutual community bank, headquartered in Hudson, MA with branches throughout Central Massachusetts. Our full-service offices are in Hudson, Westborough, Clinton, Leominster, Marlborough.
Main Street Bank is a locally run, independent mutual savings institution serving the Metrowest and northern Middlesex communities of Massachusetts. We believe in working together, so we can do more. We are united under a culture that strives every day to contribute to our communities by providing customer-focused, innovative products
St. Mary's Credit Union, headquartered in Marlborough, MA with Retail Branches in Marlborough, Northborough, Hudson, Westborough and Framingham MA is more than a just financial institution: we are also a trustworthy member of the community we serve. As a not-for-profit organization, our purpose is not to take money.
Digital Federal Credit Union, better known as DCU, is a not-for-profit financial cooperative owned by and operated for our members. DCU was chartered in October of 1979. Since then, DCU has been selected as the credit union for more than 700 companies and organizations. DCU serves more than 850, 000 members and their families in all 50 states.
910 Boston Post Road East, Suite 310, Marlborough, MA, 01752
Lends in Massachusetts
"JEMS is a Massachusetts-based private lending company offering loans for construction and development projects in in Boston and surrounding cities in MA.
Owned and operated by two long time real estate development professionals, Richard Olstein and Michael Staiti. Richard and Michael have over 50 years of real estate development, management"
Mortgage Unity is a full service mortgage brokerage that has been specifically built for the consumer, real estate professional and mortgage professional to work together creating a better consumer experience. By taking a collaborative approach to mortgage finance, Mortgage Unity can effectively and efficiently help consumers finance.
We're full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending..from purchase to refinance to construction lending.We have access to a full range of mortgage sources & all of our lending specialists are dedicated to finding the right loan-with the best rates,terms & costs-to meet your unique needs
our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
405 Cochituate Road, Suite 204, Framingham, MA, 01701
Lends in Massachusetts
OnTo Mortgage is headquartered in Massachusetts and was started by by two top loan originators with over 30 years of experience. Every lender touts great rates, product and service and while we have all of that, we also have a deep care for our clients. We understand that without clients, we have nothing.
