As of 2026, the USDA loan limit for Hudson, situated within Middlesex county, MA is $675,000. In comparison, the FHA loan limit for a single-family house is $828,000.
To differentiate today's best rates between USDA and FHA, use the Lendersa® USDA loan calculator. Analyze the necessary income, credit requirements, reserves, and documentation to qualify. Our enhanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, guiding you on the most suitable program for your financial needs in
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| Loan Type | Loan Limit | Down payment | |
| USDA | $675,000 | 0% | |
| FHA | $828,000 | 3.5% | |
| Conventional Conforming | $828,000 | 3% |
The mission at Lendersa® is to swiftly secure the best USDA or FHA loan for you without any hassle. Choose from three different starting points to successfully connect with lenders and appropriate USDA loan programs.
A USDA home loan, often referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is exclusive to rural neighborhoods. Unlike FHA loans requiring at least a 3.5% down payment, the USDA loan does not require any down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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