USDA and FHA Pro and Con in Hudson, Middlesex County, MA
As of 2026, the USDA loan limit for Hudson, situated within Middlesex county, MA is $675,000. In comparison, the FHA loan limit for a single-family house is $828,000.
To differentiate today's best rates between USDA and FHA, use the Lendersa® USDA loan calculator. Analyze the necessary income, credit requirements, reserves, and documentation to qualify. Our enhanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, guiding you on the most suitable program for your financial needs in .
2026 Loan Limits and Downpayment Guidelines in Hudson, Middlesex, MA
Loan Type
Loan Limit
Down payment
USDA
$675,000
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
Exploring USDA and FHA Loan Options in Hudson, MA
The mission at Lendersa® is to swiftly secure the best USDA or FHA loan for you without any hassle. Choose from three different starting points to successfully connect with lenders and appropriate USDA loan programs.
A USDA home loan, often referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is exclusive to rural neighborhoods. Unlike FHA loans requiring at least a 3.5% down payment, the USDA loan does not require any down payment at all.
1415 Kalakaua Avenue, Suite 209, Honolulu, HI, 96826
Specializing in Large, Fast, Hard Money Loans, secured by Real Estate. Joint Venture, JV partners with cash are available to consider any Hawaii Real Estate Rehab, Fix & Flip or Investment...Hard Money Loans, secured by Real Estate. Joint Venture, JV partners with cash are available to consider any Hawaii
"House of Finance, Inc. was licensed on July 27th, 1995 as an Industrial Loan Business by Mr. & Mrs. Roland and Evelyn Casamina.
Mr. Casamina, who is the current President and Chief Executive Officer of House of Finance, Inc., founded the company to service the people of the State of Hawaii when it came to the purchasing.
Mahalo Mortgage is a kama‘aina company that offers a diverse range of loan programs, including government products such as FHA, VA and USDA. These programs provide qualifying individuals lower down payment options as well as increased flexibility in credit and income requirements
· Ultra Low “Wholesale Mortgage Rates” for Refinances and Purchases!
· Over 200 1st Party 5 Star Online Reviews!
· Company and Head Broker vetted by Hawaii's Channel 2 TV News and named “The Local Mortgage Expert”
· Expertise.com AWARD FOR BEST OF BEST BROKER in California & Hawaii!
· A+ Rated and Accredited with the Better Business Bur
1888 Kalakaua Avenue, Suite C312, Kailua, HI, 96815
We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages. We are based in Hawaii, and concentrate on Hawaii only. Broker support available 8am to 8pm. Company updates on current and future compliance issues
Territorial Savings Bank has come a long way from its humble beginnings in 1921 when ten individuals came together to establish the Kaimuki Building & Loan Association. Committed to providing personal financial services to our customers and keeping in step with community needs and account holder expectations
Hawaii Community Reinvestment Corporation (HCRC) is a 501(c)3 community-based non-profit corporation founded in 1990. The mission of HCRC is to facilitate affordable housing, community development, and economic development throughout the State of Hawaii by providing innovative financing, training and consulting services.
Our investment in technology means faster turn times for our clients and lower costs for us (and subsequently you). And first and foremost, we keep in mind the importance of customer service. So following the Golden Rule, we treat our clients as we'd want to be treated ourselves whether we're in person, having a phone conversation
1050 Queen St, Suite 100, Office A2, Honolulu, HI, 96814
Duncan Hsia founded Infinite Financial to offer customers the best real estate financing options for their purchases or refinances. Duncan has helped many customers at other mortgage lenders over the years, but was frustrated to be limited to certain products and services. Now, at Infinite Financial, he’ll be able to build a team.
Our executive team consists of industry experts and professionals in the financial and real estate industry. We are well versed when it comes to understanding how a mortgage can affect clients in all areas of their financial life. With a highly dedicated executive team, CF Home Loans is committed to providing an environment to promote teamwork.
1441 Kapiolani Blvd, Suite 1115, Honolulu, HI, 96814
We are a locally owned and operated independent mortgage broker. We assist our clients in selecting the right mortgage plan for their individual financial situation. Our loan process is easy & fast while we focus on each client's financial objectives.broker. We assist our clients in selecting the right mortgage plan for their individual finance.
