USDA and FHA Pro and Con in Hudson, Middlesex County, MA

As of 2025, the USDA loan limit for Hudson, situated within Middlesex county, MA is $675,000. In comparison, the FHA loan limit for a single-family house is $828,000.

To differentiate today's best rates between USDA and FHA, use the Lendersa® USDA loan calculator. Analyze the necessary income, credit requirements, reserves, and documentation to qualify. Our enhanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, guiding you on the most suitable program for your financial needs in .

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2025 Loan Limits and Downpayment Guidelines in Hudson, Middlesex, MA

Loan Type Loan Limit Down payment
USDA $675,000 0%
FHA $828,000 3.5%
Conventional Conforming $828,000 3%

Exploring USDA and FHA Loan Options in Hudson, MA

The mission at Lendersa® is to swiftly secure the best USDA or FHA loan for you without any hassle. Choose from three different starting points to successfully connect with lenders and appropriate USDA loan programs.

Lendersa USDA loan request and matching results

Explaining USDA Loans in MA

A USDA home loan, often referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is exclusive to rural neighborhoods. Unlike FHA loans requiring at least a 3.5% down payment, the USDA loan does not require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Spada Loans
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  • SPADA, Italian for sword, epitomizes our strength, will, and ambition to cut down the time and money it takes to buy a property. It is recommended that you shop around with 3 or 4 lenders before you make a mortgage or loan decision. But with SPADA, we have partnerships with dozens of lenders and can do the shopping for you.
  • Pillar Financial Group
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  • Pillar Financial supports customers by providing Commercial and Residential lending solutions to help our customers reach their Real Estate goals you are in the research phase at the beginning of your refinancing or purchase search, And also founder of the Jonathan Calderon want to help you I am a real estate professional and finance specialist.
  • Espeeco Federal Credit Union
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  • In 1952, when most Southern Pacific Employees had never heard or even dreamed of a Credit Union, Jake Fannin, a switchman, and his wife Mary Ellen knew of these things and had a strong desire to get a credit union started for Southern Pacific employees in Bakersfield. Mary already had considerable banking experience and with a little help
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  • Elena Hernandez
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  • Prince Financial Corp.
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  • Alterra Home Loans
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