USDA Vs. FHA your options comparison in Boston, Suffolk County, MA
In 2026, the USDA loan limit in Boston, within Suffolk county, MA, is $0; for a single-family home, the FHA limit is $828,000.
Use the Lendersa® USDA loan calculator to contrast today's best USDA vs. FHA rates, determining required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA options, helping you pick the best program for your needs in .
2026 Loan Limits and Down Payment Requirements in Boston, Suffolk, MA
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
USDA and FHA Loan Options in Boston, MA
Lendersa® is committed to securing you the best USDA or FHA loan swiftly and without hassle. Choose one of three methods to connect with lenders and USDA programs.
A USDA home loan, supported by the government’s Department of Agriculture, also known as a USDA rural development loan or mortgage, is specific to rural areas. Unlike FHA loans that require a down payment of at least 3.5%, USDA loans require none.
The Summit Financial Team has over 200 years combined mortgage lending experience. We are well versed in all aspects of the mortgage origination process. Whether you are seeking Conventional, FHA & VA, Construction, Reverse Mortgage or Alternative financing, Summit Financial is here for you.
Patriot Mortgage Corp. has been serving Oregon Residents for more than a decade. Throughout our company's distinguished history, we have managed to keep our customers coming back year after year. Why is this? Well, it's simple. We give our clients what they need. Not too many mortgage brokers can say that.
The Home Loans Co, based in Anaheim, is your trusted partner for mortgage solutions in California. Specializing in a range of services including residential and commercial property loans, refinancing, and home equity options, we're committed to guiding you through your homeownership journey. Whether you're a first-time buyer or a seasoned investor,
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
Pasadena Federal Credit Union was founded in 1935 by a small group of City of Pasadena employees who wanted a safe, fair place to save and borrow money. Our first "office" was a window in the City Treasurer's office. Although we moved from the tower of Pasadena City Hall in 1980, we remain committed to being the locally-focused financial institutio
Commercial Capital Consulting Group, Inc. has well over 25 years of financial experience in loan consulting and placement. We are at the forefront of this quickly changing economy and we work closely with our clients because we are fully committed to meeting and exceeding expectations.
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CommerceWest Bank is determined to redefine banking for small and mid-sized businesses throughout Southern California & the surrounding areas. Within an intelligently organized framework, we will provide flexibility, creating a complete, safe, and sound banking experience for each client, servicing owners and catering to their specific business.
Sunwest Bank, founded in 1969, is a privately held commercial bank with over $1.9 Billion in assets and headquartered in Irvine, CA, with operations in California, Arizona, Idaho, and Utah. We are an entrepreneurial business bank with a long tradition of providing excellent service to entrepreneurs,
California First National Bank ("CalFirst") is committed to providing solutions to meet a wide range of personal and commercial banking needs. Nationwide, our customers enjoy the convenience of one-stop banking anytime, anywhere. We provide 24/7 account management, and accept deposits via the Internet and mail.
