In 2025, USDA loan limit in Boston, county of Suffolk, MA is $0 while FHA limit is $828,000 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Boston, county of Suffolk, MA
Loan Type
Loan Limit
Down payment
USDA
$0
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
USDA and FHA loan options in Boston, MA
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
1978 Dave Mugg began his career in the mortgage industry, joining a nationwide mortgage company and becoming one of the top producers in the country. After 3 years of working within the corporate structure, Dave realized the need for one on one service was not being met. In 1981 he started what is now called Oak Mortgage.
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360 West Lexington Avenue, Suite 100, El Cajon, CA, 92020
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