USDA and FHA Pro and Con in Brookline, Norfolk County, MA

In 2026, the cap for USDA loans in Brookline, within Norfolk county of MA, stands at $616,400. In contrast, the FHA maximum is $828,000 for single-family dwellings.

Employ the Lendersa® USDA loan calculator to assess today's premier USDA and FHA rates, as well as the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding your choice of the best program in tailored to your financial scenario.

Explore loan offers from 100 lenders

Loan limits and down payment needs for 2026 in Brookline, Norfolk county, MA

Loan Type Loan Limit Down payment
USDA $616,400 0%
FHA $828,000 3.5%
Conventional Conforming $828,000 3%

Explore USDA and FHA loan offerings in Brookline, MA

The mission of Lendersa® is to facilitate swift and easy acquisition of prime USDA or FHA loans. Opt from three starting points that align you with lenders and USDA loan opportunities.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MA

The USDA loan is a government-backed mortgage through the Department of Agriculture, also referred to as a USDA rural development loan. It's solely available for rural areas. Different from FHA loans, which require at least a 3.5% down payment, USDA loans eliminate down payment needs.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • American Home Funding Inc
  • 5150 Belfort Rd, Suite 200, Jacksonville, FL, 32256
  • We specialize in new construction requirements for Conventional, FHA, VA and Rural Housing programs. We provide Jacksonville’s builders and realtors with the latest in mortgage financing programs and the excellent service we’ve become known for. We work with local and national banks to bring the best of their loan options to our clients.

  • RE FINANCIAL SERVICES, INC.
  • 4651 Salisbury Road, Ste. 400, Jacksonville, FL, 32256
  • RE Financial Services Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.

  • The Ken Phillips Team @ ALCOVA Mortgage
  • 8647 Baypine Road, Suite 203, bldg. 1, Jacksonville, FL, 32256
  • ALCOVA Mortgage LLC | NMLS#40508 | (www.nmlsconsumeraccess.org) Licensed in AL, CO, DC, FL, GA (License #42101), KY, MD, NC, OH, PA, SC, TN, VA, WV | 308 Market St SE, Roanoke, VA 24011
    We take the hassle out of homebuying so you can get back to focusing on what matters most! Life moves fast, and so do you.

  • G.E.C.U.
  • 225 La Crosse St, La Crosse, WI, 54602
  • Since we opened our doors in 1931, we’ve been making each and every one of our members feel like they count. And in fact, they do — every member of G.E.C.U. is also a partial owner. There’s always been and always will be a staff of friendly, helpful people at G.E.C.U. who get to know you by name.

  • First Coast Mortgage Funding
  • 360 Town Plaza Avenue, Suite 340, Ponte Vedra, FL, 32081
  • First Coast Mortgage Funding, we are committed to helping those in the Jacksonville, FL community purchase and refinance residential properties. If you or someone you know is looking to purchase or refinance a primary residence, vacation home, or investment property, we’re here to assist. From single-family and multi-family homes.

  • ATLANTIC TRUST MORTGAGE CORPORATION
  • 90 FORT WADE ROAD, SUITE 175, Ponte Vedra, FL, 32081
  • Atlantic Trust Mortgage was founded in 2003 when Scott Goldstein, with many years of experience in the mortgage industry, acted on his vision of owning and operating his own mortgage company. It has proven to be a successful and rewarding venture, as his steadfast and dedicated style of providing the best service possible.

  • SMART HOME LOANS, LLC
  • 488 Parkbluff Cir, Ponte Vedra, FL, 32081
  • Our mission is to serve our customers with honesty, integrity and competence.Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Specialties in-Conventional Lending, FHA Loans,Self-Employment Mortgage Loans, VA Loans,Commercial Lending, Hard Money Lending,Mortgage Lending.

  • Kinetic Credit Union
  • 1251 13th St, Columbus, GA, 31901
  • Kinetic Credit Union has been serving the needs of our members since 1956. Located in Columbus, Ga., Kinetic serves a seven-county area in west central Georgia and east central Alabama The benefits of a Kinetic membership extend far beyond convenient banking solutions, competitive rates, and financial advice.

  • NeighborWorks Columbus
  • 345 Sixth Street, Columbus, GA, 31901
  • NeighborWorks® Columbus strives to promote and provide access to fit and affordable housing and build assets for financial independence for all citizens of low to moderate income. NeighborWorks® Columbus is a customer-focused enterprise offering unique programs and services that empower our customers to achieve their dreams.

  • First State Bank of Campbell Hill
  • 114 West Front Street, Campbell Hill, IL, 62916
  • The First State Bank of Campbell Hill was chartered in December 1921. In 1971, the bank relocated to a new facility where we currently reside. Over the years, the bank has continued to grow and now has assets totaling approximately 105 million dollars. Part of this growth was due to the acquisition of the Coulterville Banking Center in October 2003