USDA VS FHA in Brookline, Norfolk County, MA

In 2026, the cap for USDA loans in Brookline, within Norfolk county of MA, stands at $616,400. In contrast, the FHA maximum is $828,000 for single-family dwellings.

Employ the Lendersa® USDA loan calculator to assess today's premier USDA and FHA rates, as well as the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding your choice of the best program in tailored to your financial scenario.

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Loan limits and down payment needs for 2026 in Brookline, Norfolk county, MA

Loan Type Loan Limit Down payment
USDA $616,400 0%
FHA $828,000 3.5%
Conventional Conforming $828,000 3%

Explore USDA and FHA loan offerings in Brookline, MA

The mission of Lendersa® is to facilitate swift and easy acquisition of prime USDA or FHA loans. Opt from three starting points that align you with lenders and USDA loan opportunities.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MA

The USDA loan is a government-backed mortgage through the Department of Agriculture, also referred to as a USDA rural development loan. It's solely available for rural areas. Different from FHA loans, which require at least a 3.5% down payment, USDA loans eliminate down payment needs.

Enter your location to find out if it qualifies for USDA rural housing loan?



Brookline Lenders

  • Brookline Bank
  • 2 Harvard Street, Brookline, MA, 02445
  • Lends in Massachusetts
  • Brookline Bank is a full-service financial institution with more than 30 locations in Greater Boston & the North Shore. Whether online, mobile, or in person, Brookline Bank helps you manage your banking with a mix of tech, human touch, & solutions tailored to your life. We offer checking, savings, home equity lending, residential mortgages.

  • Brookline Municipal Credit Union
  • 334 Washington Street, Brookline Village, MA, 02447
  • Lends in Massachusetts
  • Founded in 1939, the Brookline Municipal Credit Union was formed by a group of people with a common bond – people who were principally interested in encouraging systematic savings and providing a source of low-cost loans, when members needed money. The philosophy and commitment to provide our members with savings accounts.

  • First Help Financial
  • 199 Wells Ave, Suite 211, Newton Center, MA, 02459
  • Lends in Massachusetts
  • First Help Financial (FHF) is one of the fastest growing auto finance companies in the US. We help overlooked consumers such as first-time buyers get a car by offering flexible financing options and help those consumers make informed financial decisions by offering native-language support. FHF has offices in Boston and Phoenix.

  • peterdelea
  • 1087 Beacon Street, Suite 202, Newton Center, MA, 02459
  • Lends in Massachusetts
  • PETER DELEA is an experienced and seasoned loan officer with over $1 Billion in individual residential mortgage originations and over $2 Billion in team originations. Let me guide you to the right mortgage. PETER closely monitor his client's accounts to provide real-time market updates for new opportunities.

  • Mortgages Inc
  • 181 Wells Avenue, Newton Center, MA, 02459
  • Lends in Massachusetts
  • Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued client. We understand you're making a big commitment in buying a home, refinancing your mortgage, or cashing out your home’s equity. Therefore we make a commitment to you.

  • Weston Loan Group LLC
  • 1087 Beacon, Suite 202, Newton Center, MA, 02459
  • Lends in Massachusetts
  • "Founded in 2005, the key to our success has been a combination of consistently offering the lowest possible mortgage rates and above all providing outstanding customer service. We take pride in treating our clients with honesty, integrity and transparency.

    We want to get to know you so that one of our seasoned loan officers can offer"

  • IND Mortgage LLC
  • 233 Needham Street, Suite 300, Newton Center, MA, 02459
  • Lends in Massachusetts
  • IND Mortgage is a boutique broker committed to helping borrowers secure a loan: for residential, investment, commercial or small business. Whether you are a buying or refinancing, consolidating debt, or investing in real estate, our experienced team is dedicated to help you accomplish your personal and business goals.

  • Olive Tree Mortgage Solutions, Inc
  • 70 Leo M. Birmingham Pkwy, Brighton, MA, 02135
  • Lends in Massachusetts
  • Olive Tree was designed to put your needs first. With us you will get a low rate, cutting edge technology & commitment and dedication throughout the loan process. Olive Tree Mortgage, your local Independent mortgage experts create the speed (quick) & pricing (lower rates and fees) only competition among the best lenders in the country can provide.

  • Endeavor Capital
  • 404 South Huntington Avenue, Jamaica Plain, MA, 02130
  • Lends in Massachusetts
  • Endeavor Capital is a “unique requirements” private lender where every real estate loan represents a special situation. Although we welcome opportunities that come with sophisticated PowerPoint business plan presentations and exceptionally well-defined exit strategies, we are usually quite comfortable in simply discussing the real estate loan reque