USDA and FHA Pro and Con in Georgetown, Essex County, MA
In 2026, the USDA loan cap in Georgetown, Essex, MA is $675,000, whereas the FHA limit for a single-family home is $828,000.
Utilize Lendersa® USDA loan calculator to contrast today's best USDA with FHA rates to understand the income, credit, reserves, and documentation needed to qualify. Using our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side to determine which program in best suits your financial requirements.
2026 Loan Limits and Down Payment Requirements in Georgetown, Essex, MA
Loan Type
Loan Limit
Down Payment
USDA
$675,000
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
USDA and FHA Loan Options in Georgetown, MA
Lendersa® aims to provide you with the best USDA or FHA loan quickly and with ease. Choose among three starting pathways that lead to matching lenders and USDA loan availabilities.
A USDA home loan, ensured by the government Department of Agriculture, also known as a USDA rural development loan or mortgage, is available only in rural neighborhoods. Unlike FHA loans, which require a down payment of at least 3.5%, the USDA mortgage loan requires no down payment.
13455 Ventura Boulevard, Suite 241, Sherman Oaks, CA, 91423
Privileged Realty & Financing We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
14044 Ventura Boulevard, Suite 308, Sherman Oaks, CA, 91423
At MCap Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
13701 Riverside Drive, Suite 417, Sherman Oaks, CA, 91423
"Multi Zone Realty, Inc. specialized experience in providing financing for a full range of investment property types. Our goal is to secure the most competitive financing in both loan terms and loan proceeds for our clients. We are able to accomplish this by:
◾Tapping into our nationwide network of agents."
We offer the wisdom, skill level, and technological advantages of a large company, coupled with a small-company environment where we strive to achieve a rewarding experience on an individual and tailored way.Our main focus is on integrity and high ethical standards, as we commit to excellence with each of our clients.
14250 Ventura Boulevard, 2nd Floor, Sherman Oaks, CA, 91423
Simco Pacific is run and owned by Mr. Babak Siminou. Mr. Siminou first opened his loan business back in 1986 with high hopes of a successful future. He left his previous partnered-company, Schaefer Financial, to open a mortgage company of his own. He has done many loans, some large some small, but he always provides his customers.
13701 Riverside Drive, Suite 205, Sherman Oaks, CA, 91423
Our main goal is to provide you with the best customer service and to do what it takes to keep our clients satisfied with our services. We always have your best interest in mind. We have a great market strategy in order to execute the sale of your property in timely manner. We are a full service real estate firm working with you and for you.
13317 Ventura Blvd, Suite H, Sherman Oaks, CA, 91423
"ID Mortgage Broker offers professional and affordable mortgage services in Los Angeles and California. Including but not limited to conventional loans, hard money, FHA, VA, USDA, and JUMBO loan programs.
Purchasing a home, getting new vacation property or refinance your current loan should be hustle free and positive, not creepy and draining"
13701 Riverside Drive, 3rd Floor, Sherman Oaks, CA, 91423
Lantern Financial is your "bank alternative" for business purpose loans on all types of commercial properties in the Southern California area. We are more than just a lender. We help our customers design a loan best suited for their commercial real estate lending needs. Our customers receive fast and direct answers about their loan inquiries.
California Hard Money lender offer non owner residential and commercial loan everywhere in California. We lend on the collateral not the credit.In addition to our standard Hard Money Loans we also have hybrid programs for people who happen to have FICO scores above 650. We have programs to fit most borrowers and will make any loan as long as it ma
1704 W. Manchester Avenue, Suite 210E, Los Angeles, CA, 90047
"Montgomery Financial Services is a reputable mortgage broker company whom can originate traditional and non traditional mortgage financing. We are NMLS licensed (Company ID# 1116788 - Individual ID# 360947) and have over 17 years of experience in the mortgage finance industry.
We want to help you either finance or refinace your dream home"
