USDA Loan Vs. FHA loan for Georgetown, MA [Essex County ]

In 2025, USDA loan limit in Georgetown, county of Essex, MA is $675,000 while FHA limit is $828,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Georgetown, MA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Massachusetts?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(610) 647-0100 Lender's profile and map Reviews The National Bank of Malvern 2 West King Street, Malvern, PA, 19355 The National Bank of Malvern, headquartered in Malvern, Pennsylvania, was founded in 1884. The National Bank of Malvern has two full service retail bank locations in Chester County, Pennsylvania and offers deposit accounts, online and mobile banking, consumer and commercial loans, and trust services.
(484) 568-5000 Lender's profile and map Reviews Meridian Bank 9 Old Lincoln Hwy, Malvern, PA, 19355 Meridian is an innovative community bank providing a comprehensive array of financial services to businesses, professional practices and individuals in PA, NJ, DE and MD. In addition to a broad-based commercial lending portfolio, specialties include SBA lending, commercial and consumer real estate financing, residential mortgages, private banking
(610) 889-0558 Lender's profile and map Reviews Money Quest Lending Corp 17 Mystic Lane, Malvern, PA, 19355 Money Quest Lending Corporation is your premiere source for better mortgage products. We offer superior financial guidance drawn from our vast knowledge and proven experience. We know what it means to own a home and acknowledge that it is most likely the most valuable asset many of us will ever purchase.
(484) 624-6800 Lender's profile and map Reviews Spring Mill Financial LLC 101 Lindenwood Drive, Suite 225, Malvern, PA, 19355 Spring Mill Financial is a full service mortgage broker. We offer conventional, FHA, VA, USDA, Jumbo and reverse mortgages. If you are purchasing, refinancing, or looking to draw equity from your home, Spring Mill Financial can help! NMLS 1854510broker. We offer conventional, FHA, VA, USDA, Jumbo and reverse mortgages.
(610) 889-2004 Lender's profile and map Reviews National Mortgage Group, Inc. 101 Lindenwood Drive Suite 225, Malvern, PA, 19355 National Mortgage Group offers a wide variety of competitive financing options. We specialize in Conforming, FHA Government Insured, Jumbo Loans, VA, Commercial and much more. National Mortgage Group has experienced tremendous success by providing exceptional customer service and a wide range of competitive mortgage
(443) 985-0132 Lender's profile and map Reviews AMERICA ONE MORTGAGE, LLC 15 East High Street Suite G, Glassboro, NJ, 8028 America One Mortgage, LLC’s mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the best service, competitive interest rates, and low closing costs. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(856) 423-1469 Lender's profile and map Reviews Fort Billings Federal Credit Union 962 Billingsport Road, Gibbstown, NJ, 08027 The Mission of the Fort Billings Federal Credit Union is to provide our members and surrounding communities with friendly, innovative banking services. We make the lives of our members better every day, through personal banking alternatives, enhanced financial services, lower fees, personal services, and innovation.
(607) 734-7144 Lender's profile and map Reviews Solutions Credit Union 907 Broadway Avenue, Elmira, NY, 14904 Solutions Credit Union is a member-owned, not for profit financial institution that has served Elmira, Southport, Ashland and the surrounding communities since 1952. Today, with a commitment to serving our members, we have established $36 million dollars in assets as we continue to grow.
(610) 565-3600 Lender's profile and map Reviews Curtis Mortgage LLC 115 West State Street, Media, PA, 19063 Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.
(610) 505-9846 Lender's profile and map Reviews Rinaldi Group LLC 1 W 3rd St, Suite 203, Media, PA, 19063 The singular mission for the Rinaldi Group LLC is to be a difference-maker for families in the community. Its our promise to always lead with listening, focus and understanding of our client’s goals by structuring a strategic plan based on those goals. Rinaldi Group LLC was established in October of 2020.