As of 2025, the USDA loan cap in Groveland, within Essex, MA, reaches $675,000. At the same time, the FHA ceiling for a single-family residence is $828,000.
Use the Lendersa® USDA loan calculator to assess the best current rates between USDA and FHA options, determining the required income, credit score, reserves, and documents for eligibility. Our cutting-edge mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA programs in to guide your choice for the most fitting financial solution.
2025 Loan Limits and Down Payment Details in Groveland, Essex, MA
Loan Type
Loan Limit
Down Payment
USDA
$675,000
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
Exploring USDA and FHA Loan Options in Groveland, MA
Lendersa® is committed to swiftly securing the most advantageous USDA or FHA loan options, hassle-free. Choose from three initial approaches, connecting you to the appropriate lenders and USDA programs.
The USDA home loan, guaranteed by the Department of Agriculture, also referred to as a USDA rural development loan or mortgage, is specifically for rural areas. Unlike FHA loans which demand a down payment of at least 3.5%, a USDA mortgage necessitates no down payment.
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Pathway Home Lending is a Mortgage Brokerage that helps families achieve the dream of homeownership! Finding a great mortgage can be stressful and time-consuming. At Pathway Home Lending, finding the right mortgage for you is what we do. We know which lenders have the best rates to fit your needs
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Located in Denver, CO our team of commercial financing specialists. With a network of vetted lenders, we work to assure you have the information to make the right financing choices. Our team has over 36 years of experience in the banking and private lending industry – an experience we bring to bear on your behalf.
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