USDA and FHA Pro and Con in Brewster, Barnstable County, MA

In the year 2025, the USDA loan cap in Brewster, located in the county of Barnstable, MA, is $496,800. Meanwhile, the FHA limit for a single-family residence is $701,500.

Utilize the Lendersa® USDA loan calculator to examine and compare the current USDA and FHA premium rates. This tool helps you assess the income qualifications, credit score requirements, necessary reserves, and required documentation to qualify. Our comprehensive mortgage calculator displays the USDA, FHA, Conforming, and VA options side by side, allowing you to discern which offer in perfectly aligns with your financial needs.

Discover loan offers from a selection of 100 lenders

2025 loan limits and down payment requirements in Brewster, within the county of Barnstable, MA

Type of Loan Maximum Loan Amount Down Payment
USDA $496,800 0%
FHA $701,500 3.5%
Conforming Conventional $726,200 3%

USDA and FHA loan opportunities in Brewster, MA

Lendersa® is focused on securing the most favorable USDA or FHA loan for you promptly and smoothly. Choose one of three initial steps that lead to matched lenders and compatible USDA loan options.

Lendersa USDA loan request matching outcome

Understanding USDA Loans in MA

A USDA home loan is government-backed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage. This is exclusively available for rural areas. Contrastingly, FHA loans necessitate at least a 3.5% down payment, whereas the USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Home Team Lending (DeLand Branch)
  • Home Team Lending (DeLand Branch), Deland, FL, 32720
  • Home Team Lending, powered by MortgageAdvisors .com, we take a small town approach to lending by meeting with most of our clients face to face to educate them on our full line of mortgage products as well as to get to know their short and long term goals with their investment so that we can recommend the best options for them.
  • First Community Bank of Central
  • 715 Wilson St Wetumpka, Wetumpka, AL, 36092
  • First Community Bank of Central Alabama is a commercial Bank that has been open since August, 2001. We currently have offices in Wetumpka, Millbrook, Eclectic, Prattville, Tallassee, and Holtville. We also operate a Wealth Management Division and a full-service mortgage company, First Community Mortgage. It is our belief that a community is best
  • St. Louis Firefighters & Community Credit Union Online
  • 5530 Fyler Avenue, Saint Louis, MO, 63139
  • 1933, St. Louis Firefighters & Community Credit Union is proud to serve firefighters, retired firefighters, family members, and those living or working in St. Louis County, and St. Louis City. Contact us to join today! All that is needed to join is a completed membership application, appropriate identification.
  • Lindell Bank
  • 6900 Clayton Avenue, Saint Louis, MO, 63139
  • LIndell Bank is a full service community bank with 12 locations in the greater St. Louis area. It has over $500M in total assets and a capital to asset ratio of over thirteen percent. We are relationship bank and welcome your business. Please contact me for all of your banking needs.
  • Arrow Finance Company
  • 3528 Hampton Ave, Saint Louis, MO, 63139
  • To provide our customers with pre-owned auto loans, personal loans, and appliance sales with an unmatched level of service. When customers call during business hours, they will be greeted by a person, not a recording, or automated operator. We believe in the personal touch. This has been the way we have conducted business for over 65 years.
  • Bank of Missouri
  • 916 N Kingshighway, Perryville, MO, 63775
  • The Bank of Missouri is reaching new heights of service and customer care. Our rich history, reaching back over 12 decades, is our source of motivation. As we look back with pride, we look forward with excitement as our continued growth enables us to meet the ever changing needs of the communities we serve.
  • Hoomano Financial
  • 7645 Delmar Blvd, 2nd Floor, Saint Louis, MO, 63130
  • "We’re a small private money lender dedicated to helping real estate investors, rehabbers and flippers in the greater St. Louis area. We’ve been serving investors with private loans and hard-money loans since 2011. We’ve made a choice to stay small and local in St. Louis so we can be the best resource possible for our real estate borrowers."
  • Farmers National Bank of Griggsville
  • 108 W Quincy, Griggsville, IL, 62340
  • Plans to form the Farmers National Bank of Griggsville began in May of 1942 by a group of local business men and citizens. Stock was solicited and by October 1942 $40, 000.00 was sold. An application for the charter was granted in December of 1942. On February 13, 1943 the doors of the new bank were opened.