USDA and FHA Pro and Con in Brewster, Barnstable County, MA
In the year 2025, the USDA loan cap in Brewster, located in the county of Barnstable, MA, is $496,800. Meanwhile, the FHA limit for a single-family residence is $701,500.
Utilize the Lendersa® USDA loan calculator to examine and compare the current USDA and FHA premium rates. This tool helps you assess the income qualifications, credit score requirements, necessary reserves, and required documentation to qualify. Our comprehensive mortgage calculator displays the USDA, FHA, Conforming, and VA options side by side, allowing you to discern which offer in perfectly aligns with your financial needs.
2025 loan limits and down payment requirements in Brewster, within the county of Barnstable, MA
Type of Loan
Maximum Loan Amount
Down Payment
USDA
$496,800
0%
FHA
$701,500
3.5%
Conforming Conventional
$726,200
3%
USDA and FHA loan opportunities in Brewster, MA
Lendersa® is focused on securing the most favorable USDA or FHA loan for you promptly and smoothly. Choose one of three initial steps that lead to matched lenders and compatible USDA loan options.
A USDA home loan is government-backed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage. This is exclusively available for rural areas. Contrastingly, FHA loans necessitate at least a 3.5% down payment, whereas the USDA mortgage requires no down payment at all.
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