USDA and FHA Pro and Con in Brewster, Barnstable County, MA
In the year 2026, the USDA loan cap in Brewster, located in the county of Barnstable, MA, is $496,800. Meanwhile, the FHA limit for a single-family residence is $701,500.
Utilize the Lendersa® USDA loan calculator to examine and compare the current USDA and FHA premium rates. This tool helps you assess the income qualifications, credit score requirements, necessary reserves, and required documentation to qualify. Our comprehensive mortgage calculator displays the USDA, FHA, Conforming, and VA options side by side, allowing you to discern which offer in perfectly aligns with your financial needs.
2026 loan limits and down payment requirements in Brewster, within the county of Barnstable, MA
Type of Loan
Maximum Loan Amount
Down Payment
USDA
$496,800
0%
FHA
$701,500
3.5%
Conforming Conventional
$726,200
3%
USDA and FHA loan opportunities in Brewster, MA
Lendersa® is focused on securing the most favorable USDA or FHA loan for you promptly and smoothly. Choose one of three initial steps that lead to matched lenders and compatible USDA loan options.
A USDA home loan is government-backed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage. This is exclusively available for rural areas. Contrastingly, FHA loans necessitate at least a 3.5% down payment, whereas the USDA mortgage requires no down payment at all.
St. Pat’s Employees Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, the St. Pat’s Employees Federal Credit Union will continue a sound yet progressive asset management strategy.
Our story began in 1913 when several gents in Libby Montana got together and decided it would be a fine idea to create a bank dedicated to helping the community prosper and grow. Since that day, that small local bank has grown to ten branches serving eight western Montana communities.
We offer a full range of deposit and loan services, featuring some of the most competitive rates in the country. One of our specialties is government-enhanced loans such as those provided in conjunction with the Montana Board of Investments, the Small Business Administration, the U.S. Department of Agriculture, and other state and federal programs.
At 3 Keys Lending, LLC, our mission is to help homeowners and future homeowners get the absolute best mortgage rates and options when buying or refinancing their home. Through a little education, we can help you save thousands of dollars on your loan by teaching you the 3 Keys of Lending.
Vicky is a loan officer who works directly with wholesale lenders to give you the best options. I take the needs of my clients seriously. I will listen to your specific situation and work to find the loan that is best for you. I will keep you updated throughout the entire process and quickly respond to any questions
Freedom Bank thrives on community involvement and is built on a foundation of trust. Don Bennett, President of Freedom Bank in Columbia Falls, is no stranger to building from the ground up. Freedom Bank, which Bennett founded in April 2005, began in his basement. For the first year, the bank operated out of an old 980-square-foot trailer.
2000 South Russell Street, Suite 1, Missoula, MT, 59801
MECU has been a reliable resource for Missoulians, who are looking for more than an ordinary banking experience. In 1996 we began as a financial cooperative for school employees in Missoula, Mineral, Granite and Sanders counties, but expanded to serve all Missoula County residents in 1998. We are an independent credit union
Missoula Mortgage, Inc. is dedicated to helping you, and we will always keep your best interest in mind. To get started, just give us a call. You can also fill out the online mortgage application. One of our professional Mortgage Originators will contact you to go over your particular situation
