USDA and FHA Pro and Con in Orleans, Barnstable County, MA
In the year 2025, the USDA loan ceiling in Orleans, within Barnstable county, MA, is established at $496,800. In comparison, the FHA limit for a single-family residence is $701,500.
Leverage the Lendersa® USDA loan calculator to effectively contrast today's USDA and FHA optimal rates. Identify the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding you in choosing the best program for your financial needs, particularly in Alabama.
2025 Loan Limits and Downpayment Details in Orleans, Barnstable, MA
Loan Type
Loan Limit
Down payment
USDA
$496,800
0%
FHA
$701,500
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Orleans, MA
The aim of Lendersa® is to quickly provide you with the best USDA or FHA loan without complications. You can choose from three initial steps that connect you with lenders and USDA loan programs.
The USDA home loan, backed by the government's Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is specifically available in rural areas. Unlike FHA loans that demand a minimum down payment of 3.5%, the USDA mortgage requires no down payment at all, making it a viable option for eligible borrowers.
Lake City Federal Bank (LCFB) was founded by local businessmen as Lake City Federal Savings and Loan Association in 1934. Savings and loan associations were established by the U.S. government to provide a way for average people to finance a home in the midst of the Great Depression.To give the new financial institutions
we provide local, convenient financial services to our customers and community. We offer a variety of financial services to our customers in Graceville and the surrounding communities. We will always strive to provide the very best banking with a small town, know your customer perspective of building customer relationships. We are banking on servic
Welcome to West Alabama Bank. We’re the hometown Bank for West Alabama, helping people, businesses and our communities grow stronger and better with each day. As a local Bank, we make decisions right here, which means we have the freedom to be creative and flexible in supporting you.
Farmers Bank and Trust has provided financial services to the community members, businesses, and farmers throughout Mississippi County and the surrounding region since 1908. Though the world looks a lot different now than it did in the early 1900s, the values we were founded on still guide us every day.
LOGAN FINANCE CORP is Industry Leading Investor For Correspondent Lenders.70 Years Ago Max Logan Founded Logan Real Estate For The Purpose Of Helping Young Families & Military Men Returning From World War II Achieve The Dream Of Owning A Home.Realizing The Need For High Quality, Low Cost Homes Logan Began Blytheville's First Housing Subdivision.
Founded September 7, 1963 as Kennett National Bank, Kennett Trust Bank is one of the oldest independently-owned and managed banks in the area, with 7,000 customers and over $110 million in assets. We actively support the community, donating funds and employee volunteer hours to many educational, hometown and family-related causes.
We are your hometown, community bank, & to us people matter. Our deposits are invested locally to promote economic growth and meet the borrowing needs of our customers. When you choose to bank with us, your business is managed locally, which means no out-of-town or out-of-state committee is necessary to evaluate your requests or fulfill your needs.
At MCT Financial, we have over 30 years of experience in serving mortgage borrowers. Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. We offer unparalleled mortgage and refinance service to clients throughout the entire State of Minnesota!
