USDA VS FHA in Orleans, Barnstable County, MA

In the year 2026, the USDA loan ceiling in Orleans, within Barnstable county, MA, is established at $496,800. In comparison, the FHA limit for a single-family residence is $701,500.

Leverage the Lendersa® USDA loan calculator to effectively contrast today's USDA and FHA optimal rates. Identify the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding you in choosing the best program for your financial needs, particularly in Alabama.

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2026 Loan Limits and Downpayment Details in Orleans, Barnstable, MA

Loan Type Loan Limit Down payment
USDA $496,800 0%
FHA $701,500 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Orleans, MA

The aim of Lendersa® is to quickly provide you with the best USDA or FHA loan without complications. You can choose from three initial steps that connect you with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Defining a USDA Loan in MA

The USDA home loan, backed by the government's Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is specifically available in rural areas. Unlike FHA loans that demand a minimum down payment of 3.5%, the USDA mortgage requires no down payment at all, making it a viable option for eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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