USDA and FHA Pro and Con in South-Dennis, Barnstable County, MA

In 2026, the USDA loan limit for South-Dennis, in the county of Barnstable, MA, is $408,200. The FHA loan limit for a single-family home is $506,000.

Utilize the Lendersa® USDA loan calculator to compare today's best rates between USDA and FHA loans. This tool helps you determine the necessary income, credit, reserves, and documentation required for qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side to decide which option in Alabama best fits your financial needs.

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2026 Loan Limits and Down Payment Requirements in South-Dennis, Barnstable, MA

Loan Type Loan Limit Down Payment
USDA $408,200 0%
FHA $506,000 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in South-Dennis, MA

Lendersa® is dedicated to securing the best USDA or FHA loan for you quickly and hassle-free. Choose from three initial paths that lead to connecting with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What Defines a USDA Loan in MA?

A USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, and is available exclusively in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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