In 2025, the USDA loan limit for South-Dennis, in the county of Barnstable, MA, is $408,200. The FHA loan limit for a single-family home is $506,000.
Utilize the Lendersa® USDA loan calculator to compare today's best rates between USDA and FHA loans. This tool helps you determine the necessary income, credit, reserves, and documentation required for qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side to decide which option in Alabama best fits your financial needs.
Explore loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $408,200 | 0% |
| FHA | $506,000 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® is dedicated to securing the best USDA or FHA loan for you quickly and hassle-free. Choose from three initial paths that lead to connecting with lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, and is available exclusively in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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