USDA Vs. FHA Pro and Con comparison in East-Harwich, Barnstable County, MA
In 2025, the maximum USDA loan amount available in East-Harwich within Barnstable County, MA, is $408,200. Meanwhile, the FHA limit for a single-family home is set at $506,000.
Take advantage of the Lendersa® USDA loan calculator to assess today's leading USDA and FHA rates. This tool helps you evaluate the necessary income, credit, assets, and documentation to qualify. By using our sophisticated mortgage calculator, you can compare USDA, FHA, Conforming, and VA options concurrently, assisting you in selecting the program in that best suits your financial needs.
Loan limits and down payment specifications for 2025 in East-Harwich, Barnstable County, MA
Type of Loan
Maximum Loan
Initial Payment
USDA
$408,200
0%
FHA
$506,000
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Programs in East-Harwich, MA
Lendersa® aims to offer you the most favorable USDA or FHA loans quickly and effortlessly. Choose one of the three starting points to connect with compatible lenders and find the USDA loan plans that meet your needs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a government-backed loan accessible in rural areas only. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage does not necessitate any down payment, making it an attractive option.
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