USDA and FHA Pro and Con in East-Harwich, Barnstable County, MA
In 2025, the maximum USDA loan amount available in East-Harwich within Barnstable County, MA, is $408,200. Meanwhile, the FHA limit for a single-family home is set at $506,000.
Take advantage of the Lendersa® USDA loan calculator to assess today's leading USDA and FHA rates. This tool helps you evaluate the necessary income, credit, assets, and documentation to qualify. By using our sophisticated mortgage calculator, you can compare USDA, FHA, Conforming, and VA options concurrently, assisting you in selecting the program in that best suits your financial needs.
Loan limits and down payment specifications for 2025 in East-Harwich, Barnstable County, MA
Type of Loan
Maximum Loan
Initial Payment
USDA
$408,200
0%
FHA
$506,000
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Programs in East-Harwich, MA
Lendersa® aims to offer you the most favorable USDA or FHA loans quickly and effortlessly. Choose one of the three starting points to connect with compatible lenders and find the USDA loan plans that meet your needs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a government-backed loan accessible in rural areas only. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage does not necessitate any down payment, making it an attractive option.
Mechanics Cooperative Bank is proud to be a local community bank, focused on supporting the banking needs of local families and local small businesses. We have products and services that can match any financial institution and offer a more in-depth understanding of the local business market.
SCU Credit Union, you can take advantage of our full range of deposit accounts, loans, and related services featuring highly competitive rates. We are a leading provider of home and auto financing throughout our service area. We offer the latest technology, which allows you access to your accounts from your home, office or on the go.
HarborOne Bank has been serving the needs of customers and the communities that we call home for over 100 years. Today, HarborOne has 26 branches in southeastern Massachusetts and Rhode Island and commercial lending offices in Boston and Providence. HarborOne Mortgage, headquartered in Manchester
It takes more than physical location to be part of a neighborhood; it takes a dedicated, unwavering determination to help better the community & the lives of its residents. Since we live & raise our families in the towns we serve, our interests & those of our customers overlap.We all benefit from having a thriving, safe & culturally rich community.
St. Anne's Credit Union has been providing financial products and banking services since 1936. St. Anne's has over 150 employees servicing ten locations including Dartmouth, Fairhaven, Fall River, New Bedford, Somerset, Swansea, Westport and The Lending Center in Plymouth. St. Anne’s was selected for the fifth year in a row #1 Credit Union by the p
Fall River Pawnbrokers was established in 1995 with our first pawn shop operation opening its doors in Fall River, Massachusetts. For over 24 years we have contributed to serving working families and communities by providing a wide range of financial services for people of all ages and backgrounds.
At Peoples Choice Mortgage we value our family. In turn, we treat all of our clients like family. We know that understanding finances isn’t always a straight path. That’s why we work to develop and educate all of our clients throughout the loan process. Our focus is empowering you to make a financial choice that fits your needs.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
At Right Key Mortgage, we educate our borrowers to make this a worry-free process, from pre-qualification to close – that’s our promise to you! We're here to make the home loan process as simple as possible. We work very hard for our customers because nothing pleases us more than helping our clients achieve the dream of affordable home ownership.
Liberty Bay Credit Union is a cooperative, non-profit financial institution that offers a full range of financial services to our individuals and business members. And because we are member-owned, instead of paying dividends to outside stockholders, we return our profits to our members in the form of higher rates on deposits and lower rates on loan
100 Grandview Road, Suite 105, Braintree, MA, 02184
Harbor Mortgage Solutions was founded on a few core values: integrity, expertise, and outstanding service. We believe that homeowners—especially seniors and their families—should feel comfortable and confident about their home financing/equity decisions, including the partners they choose.
