USDA Vs. FHA your options comparison in Northwest-Harwich, Barnstable County, MA

For the year 2025, the USDA loan cap in Northwest-Harwich, which is part of Barnstable county in MA, is $408,200, whereas for FHA, the limit is $506,000 for homes accommodating a single family.

Employ the Lendersa® USDA loan calculator to juxtapose today’s most favorable USDA against FHA rates. Assess the necessary income, credit standing, reserves, and documents to qualify. Our advanced mortgage comparison tool showcases USDA, FHA, Conforming, and VA loans side by side, aiding in determining the most suitable program for your financial needs in .

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2025 loan limits and down payment conditions in Northwest-Harwich, county of Barnstable, MA

Type of Loan Maximum Loan Amount Required Down payment
USDA $408,200 0%
FHA $506,000 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA loan options in Northwest-Harwich, MA

The aim of Lendersa® is to facilitate securing the foremost USDA or FHA loan smoothly and promptly. Choose from three starting paths leading to matching lenders and USDA loan solutions.

Lendersa USDA loan request and matching outcomes

Understanding USDA Mortgage in MA

The USDA home loan, endorsed by the Department of Agriculture, also acknowledged as the USDA rural development loan, caters solely to those residing in rural areas. FHA loans demand a minimal down payment of 3.5%, whereas the USDA mortgage demands none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Indigo Mortgage Colorado
  • 6805 Corporate Drive, Suite 115, Colorado Springs, CO, 80919
  • At Indigo Mortgage Colorado, we always say that “no one cares more about your mortgage loan”. We believe our borrowers experience a different relationship when they work with the certified staff at Indigo Mortgage Colorado. We take pride in the fact that you’ll work with the same Indigo Mortgage Colorado professional throughout your loan process
  • Age In Place Mortgage
  • 913 Dancing Horse Drive, Colorado Springs, CO, 80919
  • Age In Place Mortgage Company to provide mortgages at lower costs than the Big National Banks, and impersonal High-Overhead lending institutions, and pass the savings on to my clients. I provide personalized service to borrowers on Colorado’s Front Range communities from Colorado Springs north to Denver and Ft. Collins without requiring my clients
  • Lendello Mortgage
  • 6385 Corporate Drive, Suite #301, Colorado Springs, CO, 80919
  • From your first home purchase to a refinance or specialty loan program, Lendello has the knowledge, integrity and experience to guide you through the entire process from start to finish. We make securing a mortgage simple and straightforward by offering you access to the most advanced financial tools
  • Red Rock Capital
  • 2139 Chuckwagon Road Suite 315, Colorado Springs, CO, 80919
  • Red Rock Capital’s founder and President Joshua Manier has been involved in multiple facets of real estate investing for the past 20+ years. These activities have included: loan originating, underwriting, servicing, and actively managing private mortgage funds. Mr. Manier is responsible for oversight of: investor relations, loan sales/trading, loan
  • Harrison Federal Credit Union
  • 1060 Harrison Road, Colorado Springs, CO, 80905
  • Harrison FCU is a Financial Cooperative owned and controlled by its members and was established to provide quality financial services and guarantee a safe, sound financial environment for the members who share our common bond. You are eligible for membership if you are an employee or a student of Harrison School District #2.
  • All Colorado Mortgage Inc
  • 418 West Bijou St, Colorado Springs, CO, 80905
  • Colorado Mortgage Company is a small but mighty team that "gets stuff done". Our processor, Holly, and our production manager, Nancy, along with John's wife, Beth, work alongside John to make our interactions with clients and strategic partners as seamless as possible. We specialize in purchases as well as refinancing, conventional and more
  • Pikes Peak National Bank
  • 2401 W. Colorado Ave, Colorado Springs, CO, 80904
  • Pikes Peak National Bank was opened in 1957 by local business people from the west side of Colorado Springs. It is one of the few independent banks left in the region. In 2020, we are grateful to celebrate 63 years of service to the Pikes Peak region. We are in business to help local small businesses and families achieve their dreams.
  • Abundant Mortgage Lending Inc
  • 2950 Professional Place, Suite 209, Colorado Springs, CO, 80904
  • As mortgage brokers, we have access to a wide range of loan programs. We can provide you an efficient closing process with competitive rates. We are committed to finding a home loan solution to fit your needs, whether it is a new purchase loan, construction loan, refinance loan or a home improvement loan. Your best interest is our priority.