USDA and FHA Pro and Con in Fiskdale, Worcester County, MA

For 2025, in Fiskdale, located in Worcester county, MA, the USDA loan limit reaches $336,500, whereas the FHA cap for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to assess today's top USDA versus FHA rates, determining the necessary income, credit score, reserves, and documents for qualification. Our refined mortgage calculator displays USDA, FHA, Conforming, and VA options alongside each other, aiding you in selecting the most suitable program for your financial situation in Alabama.

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2025 Loan Limits and Down Payment Insights for Fiskdale, Worcester, MA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conforming Conventional $726,200 3%

Exploring USDA and FHA Loan Avenues in Fiskdale, MA

The focus of Lendersa® is to swiftly facilitate the acquisition of an ideal USDA or FHA loan, keeping any stress to a minimum. Choose one of three starting paths to connect with matching lenders and USDA loan programs.

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Understanding USDA Loans in MA

The USDA home loan, backed by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is exclusive to rural areas. This contrasts with FHA loans, which demand a minimum 3.5% down payment, whereas the USDA mortgage requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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