USDA and FHA Pro and Con in Fiskdale, Worcester County, MA

For 2026, in Fiskdale, located in Worcester county, MA, the USDA loan limit reaches $336,500, whereas the FHA cap for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to assess today's top USDA versus FHA rates, determining the necessary income, credit score, reserves, and documents for qualification. Our refined mortgage calculator displays USDA, FHA, Conforming, and VA options alongside each other, aiding you in selecting the most suitable program for your financial situation in Alabama.

Review offers from 100 lenders

2026 Loan Limits and Down Payment Insights for Fiskdale, Worcester, MA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conforming Conventional $726,200 3%

Exploring USDA and FHA Loan Avenues in Fiskdale, MA

The focus of Lendersa® is to swiftly facilitate the acquisition of an ideal USDA or FHA loan, keeping any stress to a minimum. Choose one of three starting paths to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request results

Understanding USDA Loans in MA

The USDA home loan, backed by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is exclusive to rural areas. This contrasts with FHA loans, which demand a minimum 3.5% down payment, whereas the USDA mortgage requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • ROSS MORTGAGE COMPANY, INC.
  • 115 Flanders Road, Suite 120, Westborough, MA, 01581
  • Ross Mortgage offers a variety of mortgage loan products, and the company is a Direct Endorsed lender for the Federal Housing Administration and the Veteran’s Administration. As an approved lender, Ross Mortgage has the ability to originate, underwrite and close these government guaranteed mortgage loans in all the states where it holds a license.
  • Holyoke Credit Union
  • 490 Westfield Road, Holyoke, MA, 01040
  • Holyoke Credit Union was organized in 1911 as a Massachusetts state-chartered credit union to deliver a full assortment of consumer banking services to its members. Today, Holyoke Credit Union is chartered by the Commonwealth of Massachusetts and regulated by the Massachusetts Division of Banks.
  • PRESTIGE HOME MORTGAGE, LLC
  • 6 MAPLE STREET, SUITE 202, NORTHBOROUGH, MA, 1532
  • We're full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending..from purchase to refinance to construction lending.We have access to a full range of mortgage sources & all of our lending specialists are dedicated to finding the right loan-with the best rates,terms & costs-to meet your unique needs
  • UMassFive College Federal Credit Union
  • 200 Westgate Center Dr, Hadley, MA, 01035
  • At UMassFive, we know that your success is our success. We are member-owned and member-run, which means a healthy local economy and a strong community is good for business—both ours and yours. As such, our Commercial Services division is designed to help your business grow and adapt with every evolving need, because when you win we all win.
  • Right Trac Financial Group
  • 110 Main Street, Manchester, CT, 06042
  • "Our vision is to make sure that the American Dream lives on. That if you want to own a home you can because of our ability to obtain a mortgage which will improve your life. That if you are moving from one home to another you can because of our ability to obtain a mortgage which will improve your life."
  • Generation2 Mortgage Services
  • 85 Felt Rd, Suite 502, South Windsor, CT, 06074
  • Generation2 Mortgage Services was founded in 2008 as a direct result of the need for simple mortgage solutions for clients needing to purchase or refinance their home. We realized this need as we came from larger lenders; we saw the egregious fees and methodical loan process they put their clients through. Some of the items that we saw were clients
  • Money Market Mortgage LLC
  • 1343 Sullivan Avenue, 2nd Floor, South Windsor, CT, 06074
  • Since 1997 Money Market Mortgage, LLC has been in the business of residential and commercial mortgage origination. We are a company that serves individuals and companies who need a Mortgage Broker and/or Mortgage Lender and have built our business on a deep understanding of the needs of our community.
  • Precision Mortgage
  • 1750 Ellington Road, Bldg. 3, South Windsor, CT, 06074
  • Precision Mortgage, LLC is located in South Windsor, Connecticut and is a full service Mortgage Lender with experienced Mortgage Bankers offering expertise in every area of mortgage needs. We provide mortgage loans from purchase, refinance, renovation, to constrution lending. We are commited to building a strong reputation
  • Bridge Loan Network
  • 75 Gerber Road E, South Windsor, CT, 06074
  • Bridge Loan Network is a leading online marketplace serving the asset-based lending space. We provide a centralized platform that aggregates loans from borrowers and brokers to direct hard money lenders.Bridge Loan Network is a leading online marketplace serving the asset-based lending space. We provide a centralized platform that aggregates loans
  • Windsor Locks Federal Credit Union
  • 516 Spring Street, Windsor Locks, CT, 06096
  • Windsor Locks Federal Credit Union is a locally based, community chartered federal credit union serving Hartford County. That means anyone who lives, works, worships, or goes to school in any of the towns of Hartford County and their immediate family members are eligible to open an account at the Credit Union.
  • Zenith Mortgage Advisors
  • 74 South St, Hopkinton, MA, 01748
  • Zenith Mortgage is a full service mortgage broker licensed to do business in MA. We serve our clients before, during, and after each and every transaction. We love to provide first time buyers with a foundation of knowledge so they can move through the process smoothly, and well informed.