For the year 2025, the USDA loan limit for Sturbridge, in the county of Worcester, within MA, is set at $336,500. In contrast, the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates. This tool aids in identifying the income requirements, credit standards, reserves, and documents essential for qualification. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side, helping you determine which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to provide you with the best possible USDA or FHA loan promptly and effortlessly. Choose from three starting points that connect you with matching lenders and USDA loan offerings.
The USDA home loan, known as the USDA rural development loan or USDA mortgage, is backed by the government's Department of Agriculture and is available solely in rural areas. Unlike FHA loans which require a minimum of a 3.5% down payment, a USDA mortgage does not necessitate any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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