USDA and FHA Pro and Con in Sturbridge, Worcester County, MA
For the year 2026, the USDA loan limit for Sturbridge, in the county of Worcester, within MA, is set at $336,500. In contrast, the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates. This tool aids in identifying the income requirements, credit standards, reserves, and documents essential for qualification. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side, helping you determine which program in best fits your financial situation.
2026 Loan Limits and Downpayment Requirements in Sturbridge, Worcester, MA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Sturbridge, MA
The mission of Lendersa® is to provide you with the best possible USDA or FHA loan promptly and effortlessly. Choose from three starting points that connect you with matching lenders and USDA loan offerings.
The USDA home loan, known as the USDA rural development loan or USDA mortgage, is backed by the government's Department of Agriculture and is available solely in rural areas. Unlike FHA loans which require a minimum of a 3.5% down payment, a USDA mortgage does not necessitate any down payment.
We offer various loan programs to fit your needs. We specialize in Residential High Balance loans, FHA and non Qualified loan programs . Our experienced Loan Consultant will streamline the processing and take responsibility to help you from filling applications to closing the loan without hassles.
Presto Home Loans Inc We offer a variety of loan programs for home buyers with competitive rates and terms. Our expert team of mortgage professionals has extensive experience in a vast variety of mortgage products - ranging from first-time homebuyer programs to financing for the self-employed to financing for those with bad or low credit
Pacific Bay Financial has been in business since 1985. We have acquired a reputation as one of the best mortgage companies in the Bay Area through our constant effort to offer the highest quality service to our clients. In this challenging lending environment, banks and borrowers find it difficult to find the right answers.
To benefit every client with the very best service, & the latest in mortgage products & planning, with the goal of finding solutions to fit every need. During his more than 35 years' experience in the market, Juan C. Kong's trusted expertise has benefited both experienced commercial investors and long-term clients, as well as the first-time buyer.
950 John Daly Blvd, Suite 200, Daly City, CA, 94015
"Saxe Mortgage Company finances real estate transactions with private investor capital. Due to the problems in the U.S. credit markets, the demand for private money lending has increased exponentially. Consequently, the quality for transactions has increased tremendously, diminishing investor risk.
950 John Daly Blvd. Suite 200, Daly City, CA, 94015
Saxe Mortgage Company is San Francisco Bay Area’s premier private money mortgage company.Saxe has been assisting mortgage borrowers with all their short-term real estate financing needs. Whether have been turned down by a conventional bank, need money fast without jumping through laborious paper hoops or just want a simple professional experience.
The Santa Cruz Community Credit Union pursues a vision of vital local communities whose members contribute individually and collectively to a just society. In our vision, all people have full access to economic opportunity, and have the resources to make effective financial decisions for themselves, their families, and their communities.
"Lea Tedrowe started working in real estate investments in 1983 before founding Tedrowe Realty & Investments in 1988.
Lea was born and raised in Santa Cruz and has an extensive knowledge of the real estate market on the Central Coast. Contact us today for more information about private money loans, construction loans, bridge loans."
"Selzer Realty was founded in Ukiah, CA on October 1, 1976 by present Owner/Broker Richard Paul Selzer, and joined the Realty World franchise in 1995.
Our agency started small, but with a strong commitment to service and integrity, we have prospered and grown. Today, with more than 40 agents"
26625 Carmel Center Place, Suite 100, Carmel, CA, 93923
BLUE ADOBE MORTGAGE ON THE CENTRAL COAST OF CALIFORNIA
We specialize in residential home loans and are proud to service the Central Coast and surrounding counties.residential home loans and are proud to service the Central Coast
Our strategy is to deliver to you the power of a national mortgage lender
HCS Equity provides private real estate loans to trusts and estates throughout California. For more than 15 years we have used our own capital to provide heirs, probate/estate attorneys, guardians and conservators specialized financing. We are focused on being a financial resource for estates that are experiencing liquidity shortages.
