USDA Loan Vs. FHA loan pro & con Chatham, Barnstable County, MA

In 2025, the USDA loan threshold in Chatham, within Barnstable county of MA, is set at $496,800, whereas the FHA limit for a single-family residence is $701,500.

Utilize the Lendersa® USDA loan calculator to effectively compare today's USDA and FHA top rates, evaluating income, credit, reserves, and documents required for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the program in Alabama that best suits your financial needs.

Available USDA and FHA loan options in Chatham, MA

Lendersa® aims to help you secure the optimal USDA or FHA loan with efficiency and ease. Begin with any of the three starting points that connect you with matching lenders and USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MA

The USDA home loan, a mortgage backed by the Department of Agriculture, commonly known as the USDA rural development loan or USDA mortgage, is exclusively for rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, the USDA loan requires none, providing a beneficial option for eligible homeowners.

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(701) 493-2817 Lender's profile and map Reviews Heartland State Bank ND 401 Main Street, Edgeley, ND, 58433 Heartland State Bank offers a variety of deposit accounts designed to fill your needs. All depositors are protected up to $250,000 by the FDIC. Whether you are saving for a rainy day or for a retirement, we have a savings product to help you achieve your goals. We want you to make your dreams a reality with help from Heartland State Bank.
(701) 256-5431 Lender's profile and map Reviews Farmers and Merchants State Bank 816 Third Street, Langdon, ND, 58249 The Farmers and Merchants State Bank of Langdon has been serving the residents and businesses of Langdon and surrounding Cavalier County since 1974. We offer a wide variety of traditional banking products as well as state-of-the-art services like internet banking and bill pay. Our friendly, knowledgeable, and professional staff members are always r
(701) 252-0360 Lender's profile and map Reviews First Community Credit Union 111 9th Street SW, Jamestown, ND, 58401 Our community first laid its foundation in Jamestown, North Dakota in 1939. As a credit union, FCCU is owned by its members. This is different than banks, which are owned by a select group of stockholders. The credit union’s profits are returned to the members in the form of better services, accounts, and favorable rates on savings and loans.
(337) 852-0330 Lender's profile and map Reviews Preferred Lending Solutions, LLC 104 Albertson Pkwy, Suite 1, Broussard, LA, 70518 Preferred Lending Solutions offers several home loan products including, but not limited to, Rural Development (100% financing), FHA, Conventional, VA (100% financing), and Jumbo loans. Options for closing costs and down payment assistance programs are available in addition to our very low lender fees and competitive rates
(785) 488-3344 Lender's profile and map Reviews Bennington State Bank 104 West Washington Street, Bennington, KS, 67422 The Bennington State Bank (BSB) is a community bank proudly serving Kansas for over 130 years with branches in Salina, Bennington, Minneapolis, Wamego, Sylvan Grove, and Lucas Kansas. BSB strives to be the community bank of choice in the regions we serve and we do so by being a trusted financial partner that operates with integrity,
(605) 426-6031 Lender's profile and map Reviews Ipswich State Bank 301 First Avenue, Ipswich, SD, 57451 The Ipswich State Bank is a locally-owned bank located in Ipswich, SD that has been serving the community since 1938. At the Ipswich State Bank our customers have been, and always will be our first priority. We do everything that we can to make all of their banking needs as accessible and easy as possible.
(402) 225-3381 Lender's profile and map Reviews Commercial Bank Nelson 401 South Main, Nelson, NE, 68961 In April of 1894 The Commercial Bank opened for business in the Opera House located where the REA building now stands. Henry Wehrman, F.W. Lawson, Robert Greenwood and Henry Fox,Jr. signed the articles of incorporation. The Officers elected were Henry Wehrman, President; F.W. Lawson, Vice President; and R.M. Gourley, Cashier.
(337) 233-8833 Lender's profile and map Reviews First Pioneers FCU 2235 South College Road, Lafayette, LA, 70508 First Pioneers FCU was chartered in 1949 by the employees of AT&T. These forward looking people saw an opportunity to provide for individual thrift, mutual savings and access to low cost loans. Running a credit union meant pooling common savings through payroll deduction, then lending it to members.
(337) 233-2274 Lender's profile and map Reviews PHI Federal Credit Union 714 E Kaliste Saloom Road, Suite A-3, Lafayette, LA, 70508 In 1974, several PHI employees would meet each day for their coffee breaks. One day while they were enjoying their friendships over a cup of coffee, the topic of discussion was Credit Unions. The more they discussed the benefits a credit union could provide to the employees, the more excited they became about the possibility of organizing.
(337) 849-7345 Lender's profile and map Reviews Loans with Gus 91 Settlers Trace Blvd, Bldg 3, Lafayette, LA, 70508 Gus Abirached, my mission is to set a high standard in the mortgage industry. I am committed to quality customer service – putting the people I serve first. My goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available.
(337) 806-9940 Lender's profile and map Reviews Neighborly Home Lending 218 Rue Beauregard, Suite I, Lafayette, LA, 70508 Neighborly Home We are not like other mortgage brokerage companies hiding behind complicated language and products. Rather, our goal is to empower our customers by simplifying the complexity associated with getting a mortgage so that anyone can understand the process, and benefit from their understanding. We seek to provide unrivaled service.