USDA VS FHA in Rehoboth, Bristol County, MA

In the year 2026, the USDA loan limit for Rehoboth, located within the county of Bristol in MA, is $473,800. Meanwhile, the FHA limit applicable to a single-family home is set at $661,250.

Utilize the Lendersa® USDA loan calculator for a thorough comparison of today's USDA versus FHA best rates. This tool helps determine the income, credit, reserves, and document requirements needed for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA programs side by side to help decide which option in best fits your financial situation.

Compare loan offers from 100 lenders to find your best match.

Loan Limits and Downpayment Requirements for 2026 in Rehoboth, Bristol, MA

Loan Type Loan Limit Down Payment
USDA $473,800 0%
FHA $661,250 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Rehoboth, MA

Lendersa® aims to facilitate quick and easy access to the best USDA or FHA loans. Choose from one of three approaches that connect you with lenders who provide USDA loan programs:

Lendersa USDA loan request and matching results

Understanding USDA Loans in MA

A USDA home loan, known also as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans have no down payment requirement, facilitating easier access to homeownership in rural regions.

Enter your location to find out if it qualifies for USDA rural housing loan?



Rehoboth Lenders

  • East Coast Financial Corp.
  • 1460 Fall River Avenue, Seekonk, MA, 02771
  • Lends in Massachusetts
  • "Our company motto, ""One Family Helping Another"", signifies the importance of treating all clients as if they were family.
    We realize the process of financing real estate can be difficult at times which is why we make it our primary goal to deliver superior service in an effort to make your experience more pleasurable than you may have expected.

  • BayCoast Bank
  • 330 Swansea Mall Drive, Swansea, MA, 02777
  • Lends in Massachusetts
  • BayCoast Bank has 24 locations: Berkley, Dartmouth, Fairhaven, Fall River, Foxborough, New Bedford, North Dighton, Somerset, Swansea, Seekonk, Westport in Massachusetts and Bristol, Cranston, Little Compton, Providence, Tiverton, Portsmouth in Rhode Island. Each branch has at least one ATM, and ITMs are located at select branches.

  • St. Dominic's Federal Credit Union
  • 1723 Grand Army of the Republic Highway, Swansea, MA, 02777
  • Lends in Massachusetts
  • St. Dominic’s Federal Credit Union is “Your Community Credit Union”. The staff of St. Dominic's Federal Credit Union will provide the best services possible to the members we serve. We are a non-profit organization that has been in operation for over forty years, dedicated to the communities we serve.

  • BayCoast Mortgage Company, LLC
  • 330 Swansea Mall Drive, Swansea, MA, 02777
  • Lends in Massachusetts
  • BayCoast Mortgage, LLC is a full service lender providing industry best solutions in residential purchase, refinance, renovation, and construction loans. Our product offering complements customers throughout the East Coast including FNMA, FHLC, VA, FHA, Jumbo, MA Housing, RI Housing and BayCoast Portfolio .