USDA Vs. FHA your options comparison in Rehoboth, Bristol County, MA

In the year 2026, the USDA loan limit for Rehoboth, located within the county of Bristol in MA, is $473,800. Meanwhile, the FHA limit applicable to a single-family home is set at $661,250.

Utilize the Lendersa® USDA loan calculator for a thorough comparison of today's USDA versus FHA best rates. This tool helps determine the income, credit, reserves, and document requirements needed for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA programs side by side to help decide which option in best fits your financial situation.

Compare loan offers from 100 lenders to find your best match.

Loan Limits and Downpayment Requirements for 2026 in Rehoboth, Bristol, MA

Loan Type Loan Limit Down Payment
USDA $473,800 0%
FHA $661,250 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Rehoboth, MA

Lendersa® aims to facilitate quick and easy access to the best USDA or FHA loans. Choose from one of three approaches that connect you with lenders who provide USDA loan programs:

Lendersa USDA loan request and matching results

Understanding USDA Loans in MA

A USDA home loan, known also as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans have no down payment requirement, facilitating easier access to homeownership in rural regions.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • South Wind Financial, Inc.
  • 1356 Atwood Avenue, Johnston, RI, 02919
  • South Wind Financial Inc. Rhode Island branch provides Mortgage Broker Services to Rhode Island, Massachusetts, Connecticut, and Florida areas. We pride ourselves on ensuring that our customers are totally satisfied with our services and get the best loan possible. Picking the right mortgage firm can be challenging.
  • Peoples Choice Mortgage LLC
  • 5 Bristol Drive, Suite 1, Easton, MA, 02375
  • At Peoples Choice Mortgage we value our family. In turn, we treat all of our clients like family. We know that understanding finances isn’t always a straight path. That’s why we work to develop and educate all of our clients throughout the loan process. Our focus is empowering you to make a financial choice that fits your needs.
  • Star Mortgage
  • 691 Washington Street, South Easton, MA, 02375
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Right Key Mortgage, LLC
  • 859 Washington Street, South Easton, MA, 02375
  • At Right Key Mortgage, we educate our borrowers to make this a worry-free process, from pre-qualification to close – that’s our promise to you! We're here to make the home loan process as simple as possible. We work very hard for our customers because nothing pleases us more than helping our clients achieve the dream of affordable home ownership.
  • Home Loan Investment Bank
  • 1 Home Loan Plaza, Warwick, RI, 02886
  • Home Loan Investment Bank is a Federally Regulated Savings Bank that has been assisting homeowners for over 35 years. Since 1971 we have helped over 75, 000 people refinance their homes, consolidate their debt, purchase new homes and take cash out for life expenses. We take pride in our ethical business conduct, superior customer service.
  • Wave Federal Credit Union
  • 480 Greenwich Avenue, Warwick, RI, 02886
  • Wave was originally established in 1938 as the Narragansett Electric Employee's Federal Credit Union. In 2003 we merged with Hasbro Employee's Federal Credit Union & in 2008 merged with Anchor Federal Credit Union, formerly Warwick Municipal Employee's Federal Credit Union. Then in 2011, we merged with Cottrell Federal Credit Union in Westerly, RI.
  • Greenwood Credit Union
  • 2669 Post Road, Warwick, RI, 02886
  • Greenwood Credit Union has a long history of providing high quality financial services to individuals and families throughout Warwick, Kent County, the State of Rhode Island and beyond. Founded in 1948, Greenwood Credit Union has always shown a strong commitment to the financial well-being of the families, businesses and communities that we serve.
  • THE WASHINGTON TRUST COMPANY
  • 236 Centerville Road, Warwick, RI, 02886
  • Founded in 1800, Washington Trust is the oldest community bank in the nation and one of the Northeast’s premier financial services companies. Washington Trust offers a full range of financial services, including commercial banking, mortgage banking, personal banking and wealth management and trust services.
  • The Mortgage Corner
  • 175 Metro Center Blvd, Warwick, RI, 02886
  • The Mortgage Corner® of New England is a licensed mortgage broker in Massachusetts and Rhode Island offering a full selection of mortgage products represented by many national mortgage lenders. Our combined 60 years of mortgage experience assures you that we will guide you through each step of the mortgage process with ease.
  • Brick Road Mortgage LLC
  • 10 Elders Pond Drive, Lakeville, MA, 02347
  • "Brick Road Mortgage is a Mortgage Broker specializing in residential purchase, refinancing and reverse loans. At Brick Road Mortgage we focus on YOU, the customer. Let's face it, the process of obtaining a loan can seem complex and strenuous. Our goal at Brick Road is to make the experience as simple and positive as possible! "
  • Advanced Mortgage Corp
  • 2220 Plainfield Pike, Suite 213, Cranston, RI, 02921
  • Advanced Mortgage Corp. you get support and expert guidance from experienced licensed loan professionals. Local Loan Officers who know the ins and outs of the RI marketplace. You get the option of working with a select network of local professionals like Real Estate Agents, Attorneys, appraisers.
  • Navigant Credit Union
  • 1005 Douglas Pike, Smithfield, RI, 02917
  • From the very beginning, our mission has been to improve the financial lives of our members throughout Rhode Island. We are committed to the financial well being of the families, businesses and communities we have proudly been serving. Now at more than $3 billion in assets, Navigant Credit Union is among the largest credit unions in Rhode Island.