USDA and FHA Pro and Con in Uxbridge, Worcester County, MA

For 2026, the USDA loan limit for Uxbridge in Worcester county, MA, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare current USDA versus FHA rates and determine the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, aiding in choosing the best program for your financial needs in Alabama.

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2026 Loan Limits and Down Payment Requirements in Uxbridge, Worcester County, MA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Uxbridge, MA

Lendersa® aims to obtain the best possible USDA or FHA loan for you quickly and easily. Choose one of three options to match lenders with USDA loan programs efficiently.

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What is a USDA Loan in MA?

A USDA home loan, also known as a rural development loan or USDA mortgage, is supported by the Department of Agriculture and available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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