In 2025, the USDA loan limit for Whitinsville, within Worcester county in MA, is $336,500. The FHA limit, however, for a single-family residence, is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today’s best USDA versus FHA rates. Determine the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side to help you choose the ideal program in
Examine loan offers from 100 different lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The objective of Lendersa® is to swiftly provide you with the most suitable USDA or FHA loan, free of hassle. Start by selecting one of three initial paths that lead to matching lenders and USDA program options.
A USDA home loan, guaranteed by the government’s Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans, requiring a minimum 3.5% down payment, the USDA mortgage demands no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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