USDA Loan Vs. FHA loan for Northbridge, MA [Worcester County Rates 2023]

In 2025, USDA loan limit in Northbridge, county of Worcester, MA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Northbridge, MA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Massachusetts?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(925) 360-1222 2636 miles Lender's profile and map Reviews DP Realty and Property Management 6150 Center Street, Suite 492, Clayton, CA, 94517 DP Realty and Property Management Helping a family or individual form a Game-Plan for a home purchase is just one of the many services I provide. I feel good when I help my clients, I enjoy what I do. I was born and raised in the San Francisco Bay Area, and I love it here. I’ve sold homes and loans for almost 30 years in Contra Costa County.
(541) 347-3521 2637 miles Lender's profile and map Reviews First Community Credit Union 75 12th St SE, Bandon, OR, 97411 First Community Credit Union has been serving Oregonians for more that 60 years. Today we are among the strongest credit unions in the nation. As a federally insured, not-for-profit, full-service financial institution, we're dedicated to helping our members and our communities prosper through solutions that result in financial success
(775) 342-8537 2637 miles Lender's profile and map Reviews Joey Machado, REALTOR® 722 E Main St, Suite 105, Santa Maria, CA, 93454 We had heard the rumors that the Las Vegas market had fallen flat on its face, like the “bubble Burst” as they used to say in the real estate and mortgage business, just a month earlier. How would that affect me I wondered, but I was soon going to find out. Nobody wanted to buy homes anymore for a few weeks it seemed like homes in escrow.
(805) 478-4784 2637 miles Lender's profile and map Reviews New America Realty 1750 S Broadway, Suite J, Santa Maria, CA, 93454 New America Realty is a local and friendly real estate company that specializes in real estate purchase and sales, loans, property management and finance. With great experience as a Santa Maria Realtor and as a Realtor servicing all areas in Santa Barbara County, CA such as Lompoc, Guadalupe, Santa Barbara, San Luis Obispo, and Arroyo Grande.
(805) 556-7000 2637 miles Lender's profile and map Reviews Novel Home Loans 722 East Main Street, Suite 105, Santa Maria, CA, 93454 The Novel Home Loans team is committed to providing clients with the highest quality financial services combined with the lowest rates available in Santa Barbara and San Luis Obispo counties. Our outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution.
(805) 448-7101 2637 miles Lender's profile and map Reviews Greater Mortgage Solutions 124 W. Main St, Suite A, Santa Maria, CA, 93454 We have been serving the Central Coast for over 10 years. We were here before the market crash and have been here since. We help clients get qualified for a home loan. Whether they be first time home buyers or investors. We do loans from FHA to VA as well as conventional loans. We can do loans that big banks cannot do give us a call
(805) 310-5430 2637 miles Lender's profile and map Reviews Paul Blanco and Associates Inc. 1619 South Broadway, Santa Maria, CA, 93454 PB & Associates strives to bring the best possible experience as well as exposure and are active members of their local and state real estate MLS associations. In addition, our website is linked nationally and provides a simplified approach to guide our clients through the home selling and buying processes.
(805) 922-7884 2637 miles Lender's profile and map Reviews Western Vista Home Loans, INC. 1107 South Broadway, Santa Maria, CA, 93454 WESTERN VISTA HOME LOANS, INC. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
(805) 202-2100 2637 miles Lender's profile and map Reviews EquityReach Mortgage Solutions 567 Camino Mercado, Suite C, Arroyo Grande, CA, 93420 Founded in 1990, EquityReach Mortgage Solutions is a full-service mortgage banking company offering an extensive selection of Conventional, Government, Bond Programs, Jumbo and Reverse Mortgage real estate loans. EquityReach Mortgage Solutions is a division of Golden Empire Mortgage, Inc, one of the most successful.
(805) 696-2220 2637 miles Lender's profile and map Reviews ZS Mortgage Group 556 Camino Mercado, Suite C, Arroyo Grande, CA, 93420 ZS Mortgage Group is one of the top lending teams in the country. We are dedicated to providing our clients Next-Level service and a holistic approach to the mortgage process. We are team of top-notch professionals who provide a level of service beyond the typical mortgage experience.
(805) 668-2112 2637 miles Lender's profile and map Reviews Assist Home Loans 214 East Branch Street, Suite B, Arroyo Grande, CA, 93420 At Assist Home Loans, a premier mortgage brokerage providing customers with direct access to the nation’s best lenders. We’ll leverage decades of experience to help you navigate the home loan process and use our expertise to find the perfect lender with the best loan for your unique situation.