USDA and FHA Pro and Con in Northbridge, Worcester County, MA
For 2025, the USDA loan cap in Northbridge, situated in Worcester County, MA, is $336,500, while the FHA limit is $472,030 for a single-family home.
Utilize Lendersa®'s USDA loan calculator to contrast today's top USDA and FHA rates, determining the income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, view the USDA, FHA, Conforming, and VA options side by side, enabling you to select the best program available in for your specific financial parameters.
2025 Loan Limits and Down Payment Requirements in Northbridge, Worcester County, MA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Northbridge, MA
The goal of Lendersa® is to facilitate access to the best USDA or FHA loan options quickly and effortlessly. Select one of three entry points to connect with lenders and explore USDA loan programs tailored for your needs.
A USDA home loan is endorsed by the government via the Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage. Intended for rural areas, this loan does not require a down payment, unlike FHA loans that need at least a 3.5% down payment, thus offering greater homeownership access.
Chartered in September 1958 University of Louisiana Federal Credit Union was formed by ten employees of Southwestern Louisiana Institute. These employees wanted to create a source of credit for members by pooling their savings to make loans at a low interest rate as well as offer other financial services for the economic well-being of members.
Since 1954, MERITUS ® Credit Union (formerly Lafayette Schools Credit Union) has been dedicated to providing the best value in banking. You can count on us for personal service and solutions that fit every stage of your life and financial goals. Our mission is Securing your future by delivering affordable financial solutions,
Central mortgage service inc founded in 1999 we've weathered many storms and changes in this industry. Constantly adapting, overcoming and adjusting to the ever changing lending programs and guidelines. Now more than ever, you need to deal with a tried and proven industry professional.
Headquartered in Baton Rouge, Investar Bank is a full-service community bank that offers a superior level of products and services to individuals, professionals and small, medium and large businesses. This includes specialty accounts, bill paying services, cash management, electronic transactions and a wide variety of loan services.
3861 Ambassador Caffery Parkway, Suite 100, Lafayette, LA, 70503
US CapitalGroup Mortgage is a Veteran owned and Operated company based out of Lafayette, Louisiana. We are a client focused business bringing the best in mortgage products available at the lowest rates! Founded in Lafayette, Louisiana, US CapitalGroup Mortgage is a full service Mortgage brokerage.
128 Demanade Boulevard, Suite 306, Lafatette, LA, 70503
Our mission is to be the home financing partner that you trust to serve your family, friends, and community. Through our family of dedicated mortgage professionals, our commitment is to deliver an exceptional experience. If you find yourself lost in the home buying process, no worries, “we know the way to get you HOME.
5750 Johnston Street, Suite 102, Lafayette, LA, 70503
Universal Lending is one of the most experienced mortgage companies in the area, with over 96 years combined experience throughout our team. Serving the state of Louisiana, we have the resources necessary to close loans quickly and efficiently. Among those resources are our relationships with local, regional, national lenders, and investors.
3639 Ambassador Caffery Pkwy, Suite 420, Lafayette, LA, 70503
Prestige Mortgage of Louisiana LLC. is committed to providing our clients with the highest quality financial services combined with the lowest costs and rates available in the area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically.
3639 Ambassador Caffery, Suite 302, Lafayette, LA, 70503
Our staff of mortgage professionals will give you the personal attention you deserve and treat you with the respect due to a valued customer. We understand you’re making a commitment in buying a new home or refinancing your current home. So, in turn, we will also make a commitment to you. We will help you qualify, apply
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
InterTrust Mortgage, L.L.C. is a full service, licensed mortgage broker. It is our commitment to offer only the highest quality professional service to our clients, Realtors and associates in related fields. Over the years, we have built a reputation of offering honest, ethical, and thorough service to our clients.
