In 2025, the USDA loan limit in Pepperell, located in the county of Middlesex, MA, is $675,000. In contrast, the FHA limit for a single-family home is $828,000.
Utilize Lendersa® USDA loan calculator to compare the best current rates of USDA versus FHA, and determine the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can see the USDA, FHA, Conforming, and VA options side-by-side, aiding you in deciding which program in best suits your specific financial circumstances.
2025 Loan Limits and Downpayment Requirements in Pepperell, County of Middlesex, MA
Loan Type
Loan Limit
Down Payment
USDA
$675,000
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
USDA and FHA Loan Options in Pepperell, MA
Lendersa® is dedicated to helping you find the ideal USDA or FHA loan quickly and smoothly. Select one of three starting approaches to match with lenders offering USDA loan programs:
A USDA home loan, supported by the Department of Agriculture and often known as a USDA rural development loan or mortgage, is exclusively available in rural neighborhoods. Unlike FHA loans requiring a minimum 3.5% down payment, a USDA loan requires no down payment, simplifying homeownership access in rural areas.
We are motivated to assist you through the process of obtaining your loan.Whether you are purchasing a home or refinancing your existing home loan, our highly experienced professionals will give you the personal attention you deserve.We are committed to shop through many lenders for the lowest possible rates & best program that fits your situation.
At Ulysse Mortgage, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Great Southern Bank, headquartered in Springfield, Missouri, was founded in 1923 with a $5, 000 investment and six employees. In 1989, the bank became a publicly traded company (NASDAQ: GSBC) and has since grown into a multi-state franchise serving customers primarily in the Midwest.
"At Multipli Credit Union, we work to make your life easier through better interest rates, fewer fees and more personal service than you could ever get at a bank.
Every day, you’re trying to stretch that dollar. You’re trying to do more with less. Make ends meet. And bring home the things you need and want.
We are not a payday loan or title loan company. Our loans are Fully Amortized with Equal Payments of principal and interest. Our loan payments are Affordable and designed to fit within your monthly expenses. When you need a loan to establish credit or pay off a debt, you need to work with a company that is willing to work with you.
At First State Bank Southwest, we are truly a community bank and are very proud of that fact. With ownership and directors residing in the area, we can make decisions very rapidly and can be flexible and sensitive to the needs of our customers.
The First State Bank Southwest was chartered in 1903 and now has offices in six locations to help.
The Co-op Credit Union was organized in 1940 when the co-operative movement was going strong in the rural areas. Nine people who believed in the co-op movement and the impact it had on the financial well-being of people met at the Co-op Grocery Store and the idea of a credit union was born.
At Trident, we guarantee our clients less stress, & more options.Impeccable customer service is the name of our game.Our number one goal is to establish a trusting relationship with our clients.We work directly with borrowers to help them finance their dream homes.Buying a house can be a daunting and intimidating process, but it doesn't have to be!
My Pensacola CU is a not-for-profit financial institution run for the benefits of "you" — our members. Credit Unions are member owned cooperatives. The earnings of your credit union, after expenses and reserves, are returned to the member-owners in the form of higher dividends, low cost loans and services.
251 West Garden Street, Building I, Pensacola, FL, 32502
Members First Credit Union of Florida Credit Union has been open since 1954 and alsoMember’s First Credit Union As a member of MembersFirst Credit Union of Florida, you are an owner of your financial institution, not just a customer. Credit Unions were established with people like you in mind-people who work for a living, save and borrow.
