For the year 2026, the USDA loan limit in Dennis-Port, situated in Barnstable County of MA, is $408,200. Meanwhile, the FHA limit for a single-family home stands at $506,000.
Utilize the Lendersa® USDA loan calculator to compare today’s best rates for USDA and FHA programs. Determine the necessary income, credit score, reserves, and documentation for eligibility. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side to help you choose the most suitable program in
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| Loan Type | Loan Limit | Down payment |
| USDA | $408,200 | 0% |
| FHA | $506,000 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The aim of Lendersa® is to efficiently secure the most favorable USDA or FHA loan for you, free from complications. Begin by choosing one of three initial steps that lead to matching lenders and USDA loan programs.
The USDA home loan, backed by the government Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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