USDA Loan Vs. FHA loan pro & con Dennis-Port, Barnstable County, MA

For the year 2026, the USDA loan limit in Dennis-Port, situated in Barnstable County of MA, is $408,200. Meanwhile, the FHA limit for a single-family home stands at $506,000.

Utilize the Lendersa® USDA loan calculator to compare today’s best rates for USDA and FHA programs. Determine the necessary income, credit score, reserves, and documentation for eligibility. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side to help you choose the most suitable program in based on your financial situation.

USDA and FHA Loan Options in Dennis-Port, MA

The aim of Lendersa® is to efficiently secure the most favorable USDA or FHA loan for you, free from complications. Begin by choosing one of three initial steps that lead to matching lenders and USDA loan programs.

Lendersa USDA loan request matching results

Understanding the USDA Loan in MA

The USDA home loan, backed by the government Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment at all.

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(877) 782-6637 Lender's profile and map Reviews St. Anne's Credit Union 286 Oliver Street, Fall River, MA, 02724 St. Anne's Credit Union has been providing financial products and banking services since 1936. St. Anne's has over 150 employees servicing ten locations including Dartmouth, Fairhaven, Fall River, New Bedford, Somerset, Swansea, Westport and The Lending Center in Plymouth. St. Anne’s was selected for the fifth year in a row #1 Credit Union by the p
(877) 999-3729 Lender's profile and map Reviews Fall River Pawn Brokers 1475 South Main Street, Fall River, MA, 02724 Fall River Pawnbrokers was established in 1995 with our first pawn shop operation opening its doors in Fall River, Massachusetts. For over 24 years we have contributed to serving working families and communities by providing a wide range of financial services for people of all ages and backgrounds.
(800) 660-7800 Lender's profile and map Reviews South Shore Bank 1530 Main Street, South Weymouth, MA, 02190 South Shore Bank is a full-service mutual bank with approximately $2 billion in assets. As a locally managed mutual bank, we believe the most valuable & enduring success is success that is shared. Together, we work to help our people, clients and communities thrive. With an extensive set of financial products, the Bank serves as a trusted advisor.
(508) 559-5420 Lender's profile and map Reviews Crescent Credit Union 835 Oak St, Brockton, MA, 02301 SCU Credit Union, you can take advantage of our full range of deposit accounts, loans, and related services featuring highly competitive rates. We are a leading provider of home and auto financing throughout our service area. We offer the latest technology, which allows you access to your accounts from your home, office or on the go.
(508) 895-1000 Lender's profile and map Reviews HarborOne Bank 770 Oak St, Brockton, MA, 02301 HarborOne Bank has been serving the needs of customers and the communities that we call home for over 100 years. Today, HarborOne has 26 branches in southeastern Massachusetts and Rhode Island and commercial lending offices in Boston and Providence. HarborOne Mortgage, headquartered in Manchester
(800) 477-2170 Lender's profile and map Reviews Peoples Choice Mortgage LLC 5 Bristol Drive, Suite 1, Easton, MA, 02375 At Peoples Choice Mortgage we value our family. In turn, we treat all of our clients like family. We know that understanding finances isn’t always a straight path. That’s why we work to develop and educate all of our clients throughout the loan process. Our focus is empowering you to make a financial choice that fits your needs.
(508) 941-5616 Lender's profile and map Reviews Star Mortgage 691 Washington Street, South Easton, MA, 02375 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(508) 644-0105 Lender's profile and map Reviews Right Key Mortgage, LLC 859 Washington Street, South Easton, MA, 02375 At Right Key Mortgage, we educate our borrowers to make this a worry-free process, from pre-qualification to close – that’s our promise to you! We're here to make the home loan process as simple as possible. We work very hard for our customers because nothing pleases us more than helping our clients achieve the dream of affordable home ownership.
(781) 796-6050 Lender's profile and map Reviews Coastal Heritage Bank 195 Washington Street, Weymouth, MA, 02188 It takes more than physical location to be part of a neighborhood; it takes a dedicated, unwavering determination to help better the community & the lives of its residents. Since we live & raise our families in the towns we serve, our interests & those of our customers overlap.We all benefit from having a thriving, safe & culturally rich community.
(508) 678-7641 Lender's profile and map Reviews BayCoast Bank 330 Swansea Mall Drive, Swansea, MA, 02777 BayCoast Bank has 24 locations: Berkley, Dartmouth, Fairhaven, Fall River, Foxborough, New Bedford, North Dighton, Somerset, Swansea, Seekonk, Westport in Massachusetts and Bristol, Cranston, Little Compton, Providence, Tiverton, Portsmouth in Rhode Island. Each branch has at least one ATM, and ITMs are located at select branches.
(508) 379-1056 Lender's profile and map Reviews St. Dominic's Federal Credit Union 1723 Grand Army of the Republic Highway, Swansea, MA, 02777 St. Dominic’s Federal Credit Union is “Your Community Credit Union”. The staff of St. Dominic's Federal Credit Union will provide the best services possible to the members we serve. We are a non-profit organization that has been in operation for over forty years, dedicated to the communities we serve.