USDA and FHA Pro and Con in Southbridge, Worcester County, MA
For 2025, the USDA loan limit in Southbridge, within the county of Worcester, MA, is $336,500, whereas the maximum for FHA is $472,030 for a single-family home.
Leverage the Lendersa® USDA loan calculator to compare today's most competitive rates between USDA and FHA loans, determining necessary income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, examine USDA, FHA, Conforming, and VA options side by side, assisting in selecting the best program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Southbridge, Worcester County, MA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Southbridge, MA
Lendersa® endeavors to quickly connect you with the most appropriate USDA or FHA loans, offering a straightforward process. Choose one of three initiation paths that align you with matching lenders and USDA loan programs.
A USDA home loan, secured by the government's Department of Agriculture, also known as a USDA rural development loan, is exclusively available in rural areas. Notably, USDA loans do not require a down payment, unlike FHA loans which necessitate at least a 3.5% down payment, therefore broadening access to homeownership.
251 West Garden Street, Building I, Pensacola, FL, 32502
Members First Credit Union of Florida Credit Union has been open since 1954 and alsoMember’s First Credit Union As a member of MembersFirst Credit Union of Florida, you are an owner of your financial institution, not just a customer. Credit Unions were established with people like you in mind-people who work for a living, save and borrow.
"Coastal Funding is a local Mortgage Broker dedicated to serving South Carolina & Florida by offering the best mortgage loan products in the industry. Our passion is and always will be
helping our clients achieve their financial goals and dreams of home ownership. We provide more loan options and solutions to our clients than anyone else.
25 West Cedar Street Suite 500, Pensacola, FL, 32502
At NOLA Lending our mission is to provide unprecedented client service and superior quality lending practices with uncompromising integrity to all of our customers. We are committed to using the newest technology, always increasing our knowledge of the loan industry and continuously searching for new loan products for all of our clients.
Visionary men, from families who would earn state and national recognition, including Hiram Eastland, Sr, and Major R. W. Millsaps, were the original founders of Bank of Forest. The bank was granted a corporate charter by the State of Mississippi on March 1, 1900 and opened its doors for business in February of 1901,
Sunshine Mortgage Solutions LLC is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently,
Bankers. Neighbors. Minnesotans. Lake Region Bank has been your neighbor since 1915. We live and work in your community, and you’ll see us at many of your neighborhood events. Our success has always been tied to the success of local families and businesses. From personal banking and insurance to business banking and wealth management services,
Midwest Mortgage has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals and individual homebuyers throughout Minnesota. We’re a full-service mortgage broker offering expertise in every area of mortgage lending.
First State Bank of Sauk Centre operates as a bank. The Bank offers saving accounts, loans, debit, credit cards, insurance, investments, mortgages & online banking services. First State Bank of Sauk Centre serves clients in the State of MN. First State Bank of Sauk Centre has 25 total employees across all of its locations & generates $4.76 million.
Minnesota National Bank is a vibrant & growing community bank operating in the Sauk Centre, Long Prairie & Pelican Rapids markets. Like the fatherly advice you may have received once while sitting on the end of a dock, Minnesota National Bank prides itself in getting to know customers & providing advice to help you make better financial decisions.
