USDA and FHA Pro and Con in Southbridge, Worcester County, MA
For 2026, the USDA loan limit in Southbridge, within the county of Worcester, MA, is $336,500, whereas the maximum for FHA is $472,030 for a single-family home.
Leverage the Lendersa® USDA loan calculator to compare today's most competitive rates between USDA and FHA loans, determining necessary income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, examine USDA, FHA, Conforming, and VA options side by side, assisting in selecting the best program for your financial situation in .
2026 Loan Limits and Down Payment Requirements in Southbridge, Worcester County, MA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Southbridge, MA
Lendersa® endeavors to quickly connect you with the most appropriate USDA or FHA loans, offering a straightforward process. Choose one of three initiation paths that align you with matching lenders and USDA loan programs.
A USDA home loan, secured by the government's Department of Agriculture, also known as a USDA rural development loan, is exclusively available in rural areas. Notably, USDA loans do not require a down payment, unlike FHA loans which necessitate at least a 3.5% down payment, therefore broadening access to homeownership.
111 Corporate Drive, Suite 235, Ladera Ranch, CA, 92694
United Pacific Mortgage offers competitively priced residential mortgage solutions to customers throughout the United States. Our goal is to deliver complete customer satisfaction by offering a professional, fast, and reliable service. We take a great interest in helping each client reach their financial goals.
999 Corporate Drive, Suite 100, Ladera Ranch, CA, 92694
The Mortgage Advisory is a Direct Lender. We pride ourselves on high integrity service, trust and fast solutions. With our customized mortgage products, we allow you to make informed decisions for a more satisfying experience and also specializes in standardized home loans, VA loans, FHA loans, low-credit score approval loans, refinancing and more
Dave Financial is a team of dedicated professionals who care deeply about our clients. Together, we have over 100 years of combined experience in mortgage lending. There are six (6) licensed LO’s on the team and one (1) bilingual processor. Each member of the team is committed to providing an honest, well-communicated.
111 Corporate Drive, #270, Ladera Ranch, CA, 92694
"Pivotal Capital Group is a direct lender providing financing for non-owner occupied residential properties throughout California.
We lend on fix and flips, ground up construction, bridge/acquisition, and small value-add multifamily property repositions. Pivotal is well-capitalized with institutional private equity, and offers stability, "
17700 Castleton Street, Suite 100, City Of Industry, CA, 91748
American Continental Bank was established on October 6, 2003, by a group of local businessmen and individuals who were interested in creating a Bank that would provide specialized financial services to the Chinese community. Our Senior Management team and staff consist of highly skilled bankers who are professional.
Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. Our name that is trusted throughout the community. To speak directly with an experienced mortgage professional simply give us a call anytime. We look forward to working with you.
1920 Batson Avenue, Suite 268, Rowland Heights, CA, 91748
We're real estate experts who specialize in mortgage financing and real estate sales. We are here to simplify the process toward you obtaining your ultimate goal...Homeownership. Our one on one customer relationship offers you customized service and support. Greater Pacific Real Estate SVCS-Wayne Wainwright, Rowland Heights.
18645 East Gale Avenue, Suite 210, Rowland Heights, CA, 91748
iHome Funding is known for its competitive yet flexible rates. Regardless of whether you think you will save money, we may be able to offer a personalized rate lock scenario with your benefit in mind and alos We aim to provide a painless and hassle free refinance experience. Our establishment’s consultants can guide you through our process.
17890 Castleton Street, Suite 378, City Of Industry, CA, 91748
PYC Financial is a group of mortgage specialist with over 20 years of experience. We have successfully helped hundred of clients with their home loans.We are committed to provide our clients expert advices on property loans and offer extremely competitive interest rates with an extensive network of lending partners.
