USDA Vs. FHA your options comparison in West-Newbury, Essex County, MA
In 2025, the USDA loan cap in West-Newbury, situated in the county of Essex, MA, is $579,600, whereas the FHA limit for a single-family home sits at $724,500.
Utilize the Lendersa® USDA loan calculator to examine the prevailing USDA versus FHA rates, determining essential income, credit, financial reserves, and documents required for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loan types side by side, aiding in selecting the best program in for your financial needs.
2025 Loan Limits and Down Payment Requirements in West-Newbury, Essex County, MA
Loan Type
Maximum Loan Limit
Down Payment
USDA
$579,600
0%
FHA
$724,500
3.5%
Conventional Conforming
$724,500
3%
USDA and FHA Loan Options in West-Newbury, MA
The main aim of Lendersa® is to provide you with the best possible USDA or FHA loans without any hassle and in a timely manner. Start by choosing one of three approaches that lead to matching lenders with USDA loan programs.
The USDA home loan, backed by the Department of Agriculture, is also referred to as a USDA rural development loan or simply a USDA mortgage, and it is intended strictly for rural areas. Unlike FHA loans that necessitate at least a 3.5% down payment, the USDA mortgage requires no down payment at all.
Cabot Credit Union was officially chartered on June 6, 1931 after successfully completing the filing process with the Department of Banking. On 1956, Cabot Credit Union changed our name to Cabot Employees Credit Union to better reflect the membership of the time. Our commitment to our membership. It defines who we are, what we do, and why we exist.
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Fayetteville Bank has served the community for over 100 years! It serves as a full service community bank in Fayetteville, Schulenburg and La Grange, Texas. When banking with Fayetteville Bank, you will receive outstanding customer service, friendly smiles and a traditional banking experience you will not forget. Open an account or apply for a mort
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