USDA Loan Vs. FHA loan pro & con West-Newbury, Essex County, MA

In 2025, USDA loan limit in West-Newbury, county of Essex, MA is $579,600 while FHA limit is $724,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in West-Newbury, MA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Massachusetts?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(330) 897-6401 Lender's profile and map Reviews The Baltic State Bank 101 East Main Street, Baltic, OH, 43804 At Baltic State Bank, we like to do things a little differently. Because our offices are located in small villages and rural areas, we strive to provide banking service that combines the quality personal service that our customers come to know and expect. Our modern products and services allow them to conduct their banking whenever
(304) 665-1127 Lender's profile and map Reviews Willow Island Credit Union 7910 S Pleasants Highway, Saint Marys, WV, 26170 Willow Island Federal Credit Union was chartered on March 4, 1953. The chartering members were Raymond E Leach, Earl D Ellis, R C Lantz, Alfred T Hall, John H Cramer, D Ernest Wilcox, & R K Britton. The credit union was organized due to the need for employees to be able to obtain loans at a reasonable rate.
(440) 233-8800 Lender's profile and map Reviews Buckeye Community Bank 105 Sheffield Center, Lorain, OH, 44055 Founded in 1999, Buckeye Community Bank was created as an independent, locally owned community bank positioned to serve the local business community better than any other bank. Through relationships built with trust and service, we work with our clients to ensure that they can grow.
(440) 324-3400 Lender's profile and map Reviews Achieve Credit Union 340 Griswold Road, Elyria, OH, 44035 We strive to help our members Learn, Dream & Achieve all of their life goals.As an education-based credit union, we’re committed to providing members of all ages with the tools they need to meet their financial goals.ACHIEVE provides support to social service agencies.We are actively working to increase the accessibility & usability of our website.
(440) 365-7342 Lender's profile and map Reviews Community Star Credit Union 832 Cleveland St, Elyria, OH, 44035 The credit union was founded on January 25, 1938 under the name B-W Employees Federal Credit Union by Bendix-Westinghouse Automotive Air Brake Company employees and executives. Based on their experiences with Westinghouse Credit Union, they were inspired to found a new credit union after the business merged with Bendix in 1937.
(810) 985-6993 Lender's profile and map Reviews Blue Water Federal Credit Union 526 Water Street, Suite 113, Port Huron, MI, 48060 Our mission statement says it all. “To provide personalized financial services to our member owners and their families in a cooperative spirit while maintaining long-term financial stability Founded in 1959, we continue to operate on the original credit union philosophy of “people helping people
(248) 203-1340 Lender's profile and map Reviews MiMutual Mortgage Wholesale 911 Military Street, Port Huron, MI, 48060 At MiMutual Mortgage, the reason we exist centers on this simple phrase - Great People, Building a Great Company, Serving our Communities. We believe that purchasing a home is one of life's most monumental events. It is more than a transaction - it is a life-changing investment.
(800) 414-1103 Lender's profile and map Reviews Wayne Savings Community Bank 151 North Market Street, Wooster, OH, 44691 Wayne Savings Community Bank was established in 1899 and is headquartered in downtown Wooster. Throughout our long history and many economic cycles, we have enjoyed a reputation for stability, safety and soundness, and community service. We are dedicated to providing quality, personal customer service & affordable loans to families and businesses.
(330) 648-2441 Lender's profile and map Reviews The Farmers Savings Bank 111 West Main Street, Spencer, OH, 44275 The Farmers Savings Bank is a branch office of The Farmers Savings Bank. They provide the following services: Full Service Office Location and are located at 111 West Main Street in Spencer Ohio. Mobile and traditional directions to this location can be found below along with ratings, their phone number, online banking website
(330) 674-9015 Lender's profile and map Reviews The Commercial and Savings Bank 91 North Clay Street, Millersburg, OH, 44654 With The Commercial & Savings Bank (CSB), you gain more than convenient access to products and services that promote your financial health; you’re also invited into a network of relationships – among customers, employees, and shareholders – that contribute to the well-being and satisfaction of a community and its residents.
(440) 282-6188 Lender's profile and map Reviews First Federal Savings of Lorain 3721 Oberlin Ave, Lorain, OH, 44053 First Federal Savings and Loan Association of Lorain originations date back to 1921, when a financial institution called Lake Erie Savings and Loan Company was formed. The mission of this newly formed company was to provide home ownership and a safe harbor for their customers’ life savings. In 1938
(740) 732-5678 Lender's profile and map Reviews Community Savings 425 Main Street, Caldwell, OH, 43724 Community Savings is a community-oriented financial institution that provides customized loan and deposit services for personal and small business needs. Keeping technology at the forefront, Community Savings has never been more accessible than now. Community Savings is committed to reinvesting funds locally.