USDA and FHA Pro and Con in Newbury, Essex County, MA
In the year 2026, the USDA loan cap in Newbury, pertaining to the county of Essex, MA, is set at $675,000. Meanwhile, the FHA ceiling for a single-family property is $828,000.
Utilize the Lendersa® USDA loan calculator to effectively contrast today's USDA versus FHA rates and to pinpoint the necessary income, credit, reserves, and paperwork for eligibility. Our comprehensive mortgage calculator allows you to evaluate USDA, FHA, Conforming, and VA loans side by side, guiding you in choosing the best plan suited to your financial requirements, particularly in Alabama.
2026 Loan Limits and Down Payment Details in Newbury, County of Essex, MA
Loan Type
Loan Limit
Down Payment
USDA
$675,000
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
Options for USDA and FHA Loans in Newbury, MA
Lendersa® aims to secure the best USDA or FHA loan for you seamlessly. Choose from three different initial approaches to find matching lenders and USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or mortgage. It's exclusive to rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans have no down payment requirement.
300 Spectrum Center Drive, Suite 400, Irvine, CA, 92618
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
9891 Irvine Center Drive, Suite 190, Irvine, CA, 92618
Charter Pacific Lending Corp. is a privately owned mortgage company serving the Southern California region since 2002. The founder and top advisor, Babak Moghaddam has been opening doors to home buyers since 1989 and he is dedicated to making home financing a simple, efficient process
Total Quality Lending mission is to empower our clients to make smarter decisions in Real Estate through providing the combination of service and education through home financing. We work together as one company, putting clients first, focused on finding better ways to meet their needs, demonstrating ownership through initiative.
200 Spectrum Center Drive, 3rd Floor, Irvine, CA, 92618
Sefati Service Inc. We are a full-service mortgage company based in Irvine, California. We are currently licensed in the state of Colorado. Whether you are buying a home or refinancing we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
JMREI is a financial service and real estate advisory company that has helped investors and developers reach their real estate goals for over 40 years. We’ve built a unique business model by helping clients find the finest investments and developments setting them up for lasting success. Since our inception,
300 Spectrum Center Drive, Suite 170, Irvine, CA, 92618
At Lexington Home Loans, our reputation for integrity, honesty and accountability is essential to achieve our goal of becoming the best performing financial services company. Our customers and shareholders expect Lexington Home Loans and all of its employees to conduct business activities
ClearPath Lending has strived to put the customer first in all parts of its operation. Headquartered in Irvine, CA, ClearPath Lending partners our industry leading customer service, with competitive rates and innovative technology platform.
We provide an abundance of free tools and information to help home buyers
7545 Irvine Center Drive, Suite 200, Irvine, CA, 92618
Cal Tech Mortgage we are committed to helping you with all your mortgage needs. We are a full service mortgage brokerage that has access to almost every kind. Cal Tech Mortgage is a residential mortgage company located in Orange County, California, specializing in FHA, VA and coventional Mortgages.
"We believe that every customer deserves the best care & service when purchasing or refinancing the home of their dreams.
We're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction.We can place all types of mortgages including purchases, refinances, equity takeouts, debt consolidations."
