USDA Vs. FHA Pro and Con comparison in Newbury, Essex County, MA
In the year 2025, the USDA loan cap in Newbury, pertaining to the county of Essex, MA, is set at $675,000. Meanwhile, the FHA ceiling for a single-family property is $828,000.
Utilize the Lendersa® USDA loan calculator to effectively contrast today's USDA versus FHA rates and to pinpoint the necessary income, credit, reserves, and paperwork for eligibility. Our comprehensive mortgage calculator allows you to evaluate USDA, FHA, Conforming, and VA loans side by side, guiding you in choosing the best plan suited to your financial requirements, particularly in Alabama.
2025 Loan Limits and Down Payment Details in Newbury, County of Essex, MA
Loan Type
Loan Limit
Down Payment
USDA
$675,000
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
Options for USDA and FHA Loans in Newbury, MA
Lendersa® aims to secure the best USDA or FHA loan for you seamlessly. Choose from three different initial approaches to find matching lenders and USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or mortgage. It's exclusive to rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans have no down payment requirement.
Movement Mortgage was created in 2008 amidst one of the biggest financial meltdowns in American history. We are committed to being a Movement of Change in the mortgage industry, in corporate cultures and in communities.We have created a corporate culture in which our employees can thrive both personally and professionally.
At Money Options Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select . on your behalf to help you achieve your dream of homeownership.
Riverview Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
3060 Palm Harbor Blvd Suite B-10, Palm Harbor, FL, 34683
Lending Hand Mortgage (NMLS #373538) prides itself on providing unparalleled customer service and earning satisfied clients. Our purpose? Satisfy the mortgage needs of our customers and exceed their expectations. This year Lending Hand Mortgage Corp. celebrates 19 years in business. Since opening our doors in Tampa, FL in 2000
Fairway Independent Mortgage Corporation was founded in 1996 by Steve Jacobson. Just five years after opening its doors, our Customer service is a way of life at Fairway. Not only are we dedicated to finding the best rates for our customers we also offer some of the fastest turn times in the industry
Full Service Real Estate Brokerage & Mortgage Business. We help you buy & sell businesses. Buy and Sell Commercial & Residential Real Estate. On the Real Estate / Business side: A Realtor and Broker we've secured transactions- tiny to multi Million. We know numbers, because of our financing side. We find diamonds in the rough.
610 1/2 West Horatio Street, Suite 5, Tampa, FL, 33606
Florida Home Loan Professionals, Inc is an independent, full service mortgage broker specializing in purchase loans, refinancing and creative lending solutions. We are recognized as an industry leader, with a reputation for integrity, honesty, and consistency. We have strong relationships with over twenty lenders
2023 West Platt Street, Suite 106, Tampa, FL, 33606
We’re a little different. Whether you’re ready to make a move on your first home, or you’ve been part of the process more than a few times, we can match you with the loan program that fits your needs. With more than 18 years of experience, our team excels at breaking down the often confusing details for our clients & personalizing your loan needs.
