USDA Vs. FHA Pro and Con comparison in Grafton, Worcester County, MA
In 2025, the USDA loan limit for Grafton in Worcester county, MA, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare the leading rates for today’s USDA versus FHA. Determine the required income, credit score, reserves, and documentation needed to qualify. With our advanced mortgage calculator, you'll see USDA, FHA, Conforming, and VA loans side-by-side, assisting you in deciding which program in fits your financial needs best.
2025 Loan Limits and Downpayment Requirements in Grafton, Worcester, MA
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Evaluating USDA and FHA Loan Options in Grafton, MA
Lendersa® strives to obtain the best USDA or FHA loan for you promptly and conveniently. Choose any of three starting points to find matching lenders and appropriate USDA loan programs.
A USDA home loan, guaranteed by the government’s Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is intended exclusively for rural neighborhoods. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans require none.
ValueFunding.Net offers the most complete types of loan programs to be found on the web. Our staff has many years of experience in areas of specialization from our select list.. View the many programs offered on the loan programs page. Access our loan application section to have your commercial and residential funding requirements met
Originally founded by the Denver Police Department, RMLEFCU has proudly served law enforcement professionals and their families since 1938. Over the years, we have grown to include a membership of more than 10,000 members and assets in excess of $145 million. RMLEFCU is regulated by the National Credit Union Administration (NCUA).
The District Credit Union is a not-for-profit cooperative, founded in 1961 by eight Aurora Public School teachers. Ever since, our education-minded credit union has fought hard to improve the financial lives of our members with better products and friendlier service. Become a member of the District Credit Union today and start prospering
We are a family-owned lending company based in Aurora. We specialize in traditional and reverse mortgages. We also provide Construction, FHA and VA loans.
Great history providing quality services to their clients.You can choose Aurora Lending we have been in this line of work for many years.
14201 East 4th Avenue, Suite 120, Aurora, CO, 80011
Empire Lending 1 is specialized in providing new home buyers and existing homeowners with a wide variety of home purchase and mortgage refinance loan products. Empire Lending 1 works with a wide network of wholesale mortgage lenders to provide our clients with more home mortgage options than most banks
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
1662 South Idalia Circle, Unit P, Aurora, CO, 80017
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
