USDA Vs. FHA Pro and Con comparison in Grafton, Worcester County, MA
In 2025, the USDA loan limit for Grafton in Worcester county, MA, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare the leading rates for today’s USDA versus FHA. Determine the required income, credit score, reserves, and documentation needed to qualify. With our advanced mortgage calculator, you'll see USDA, FHA, Conforming, and VA loans side-by-side, assisting you in deciding which program in fits your financial needs best.
2025 Loan Limits and Downpayment Requirements in Grafton, Worcester, MA
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Evaluating USDA and FHA Loan Options in Grafton, MA
Lendersa® strives to obtain the best USDA or FHA loan for you promptly and conveniently. Choose any of three starting points to find matching lenders and appropriate USDA loan programs.
A USDA home loan, guaranteed by the government’s Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is intended exclusively for rural neighborhoods. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans require none.
Fidelity Mortgage Services, Inc. has been in business in Central Florida since 1999. We are conveniently located at 434 and I-4 in Longwood. The company has developed a reputation for providing professional excellence and meeting each client's unique lending needs. Our goal is to continually surpass expectations
1900 Boothe Circle, Suite #100, Longwood, FL, 32750
i3 Lending is a leading provider of mortgage services. With our large network of lenders, we are able to offer our clients the most competitive rates on the market, unique loan programs, and specialty products. Our commitment to building strong client relationships through expert customer.
1230 Commerce Park Drive, Suite 320, Longwood, FL, 32779
RMC Home Mortgage, LLC is a joint venture between FBC Mortgage, LLC and Maronda Homes. Our focus is on providing our clients with industry best service, aiming to simplify the mortgage process and help you afford the new construction home of your dreams. We accomplish this by offering a wide array of mortgage products with competitive rates.
At Radar Mortgage, we believe that a slick phone app cannot take the place of personalized service. Your situation is not like anyone else’s. Trying to fit you into a one loan fits all mentality makes it easier for the mortgage company, but it won’t be the best solution for you..
"We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending..."
The resourceful & skilled team at SEFS, LLC is eager to help you reach your dreams. Adolfo Ruiz joined the mortgage industry in 1995 through a residential correspondent lender, a subsidiary to a residential builder.Adolfo quickly adapted to meet projected quarterly earnings through, processing, origination,secondary markets,closings & compliance.
2101 W State Rd 434, Suite #102, Longwood, FL, 32779
Sorci Home Solutions has access to multiple investors through our wholesale channels. We do the shopping for you! This saves you time and money by providing you with solid information on your loan options and the lowest rates in the industry. Typically consumers think their only choice is to go to their local retail bank or retail lender.
Virginia Coop Credit Union is a member-owned financial cooperative offering a wide array of quality and affordable financial products to satisfy our members’ financial needs. Virginia Coop Credit Union was established on July 21, 1937 to promote thrift among its members and to create a source of credit for them.
