USDA Vs. FHA your options comparison in Upton, Worcester County, MA

As 2025 progresses, the USDA loan limit set for Upton, in the county of Worcester, MA, is $336,500. Conversely, the FHA limit for a single-family home is $472,030.

Make use of the Lendersa® USDA loan calculator to juxtapose the top USDA and FHA rates available today, and identify the necessary income, credit, reserves, and documentation required for eligibility. Our advanced mortgage calculator facilitates side-by-side comparisons of USDA, FHA, Conforming, and VA loans, helping you decide which option in fits your financial needs best.

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2025 Loan Limits and Down Payment Requirements in Upton, Worcester, MA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Choices in Upton, MA

The aim of Lendersa® is to quickly procure the most advantageous USDA or FHA loan without unnecessary hassle. Start with one of three routes to connect with lenders and discover USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in MA

A USDA home loan, backed by the government Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is exclusively available in rural neighborhoods. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans do not necessitate any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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