USDA Loan Vs. FHA loan for Upton, MA [Worcester County Rates 2023]

In 2025, USDA loan limit in Upton, county of Worcester, MA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Upton, MA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Massachusetts?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(800) 258-3115 2500 miles Lender's profile and map Reviews TwinStar Credit Union Lakewood PO Box 718, Olympia, WA, 98507 TwinStar is a community credit union in the Pacific Northwest with more than 100, 000 members and over $1 billion in assets. Our reputation for providing value and empowering the community stretches beyond the borders of Washington State and Oregon, where our 20 branches are located.
(360) 255-7484 2500 miles Lender's profile and map Reviews Brian Stone & PNW Loans 11112 NE 51st Circle, Vancouver, WA, 98682 We call ourselves PNW Loans because we live, work, and play in the Pacific Northwest. That means we don’t get worked up over a little rain, we know all the best hiking trails in the Columbia River Gorge, we’ve dipped our toes in countless inland lakes, and we’ve never met an IPA we didn’t like. From the shore, to the timber.
(503) 512-7798 2501 miles Lender's profile and map Reviews ACMC Financial Corp 2498 NE Division St, Gresham, OR, 97030 ACMC Financial Corp is a mortgage broker with operations in three states. ACMC Financial Corp offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, FHA 203(k), VA and USDA mortgages find the right mortgage product for your home financing needs.
(503) 201-9620 2501 miles Lender's profile and map Reviews Rachel Moore 750 NE Burnside, Gresham, OR, 97030 We are a local family owned and operated mortgage brokerage serving Oregon for over 21 years. We believe that doing what’s right for our community is what has kept us in business for so long. We provide unparalleled customer service, and go above and beyond to ensure that our customers get the best possible loans.
(909) 307-1225 2501 miles Lender's profile and map Reviews The Mission Company, Inc. 36818 Oak View Road, Yucaipa, CA, 92399 At The Mission Company, The most engaged and professional source for all your Real Estate and Mortgage needs. Our group of licensed professionals is ready to help you sell and buy in the State of California. We also offer some of the lowest mortgage rates and costs, as many of our satisfied customers can attest to.
(951) 751-0069 2501 miles Lender's profile and map Reviews Family Tree Lending 34664 County Line Road, Suite 18, Yucaipa, CA, 92399 We are a full-service mortgage company based in Yucaipa, CA. We also serve all the surrounding cities in the Inland Empire. We specialize in FHA, VA, Jumbo, First Time Home Buyer, and Down Payment Assistance Programs.Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money .
(909) 522-6322 2501 miles Lender's profile and map Reviews Imagine Loan Funding 11963 Stovall Way, Yucaipa, CA, 92399 "Imagine Loan Funding is licensed to originate and broker mortgage loans in the state of CA by the CA Dept of Real Estate. CA DRE #02095441, NMLS #1866855 We offer: Purchase, Refinance, JUMBO, Reverse Mortgages, Conventional, FHA, VA, USDA, CalHFA. We help many unique borrowers like: self employed, DACA, first time home buyers and others."
(909) 797-9181 2501 miles Lender's profile and map Reviews Valley View Mortgage, Inc. 32829 Yucaipa Blvd, Suite C, Yucaipa, CA, 92399 "Valley View Mortgage, Inc. can assist you by providing you with top-notch service, no matter what kind of California mortgage loan you're looking for, or what your individual circumstances are. Obtaining a mortgage loan is one of the most significant decisions you will ever make,"
9093746250 2501 miles Lender's profile and map Reviews LENDCO 17100 BEAR VALLEY RD SUITE B, #214, Victorville, CA, 92395 Hello and thank you for choosing LENDCO. Honesty, Caring, and Competence are our core values. Our owner Julio Hernandez has been a Real Estate Broker since 2002 and has vast As a Mortgage Broker, we do only one loan application and only one credit pull. We shop the top wholesale lenders in the country and offer some of the lowest rates.