USDA Vs. FHA your options comparison in Upton, Worcester County, MA
As 2026 progresses, the USDA loan limit set for Upton, in the county of Worcester, MA, is $336,500. Conversely, the FHA limit for a single-family home is $472,030.
Make use of the Lendersa® USDA loan calculator to juxtapose the top USDA and FHA rates available today, and identify the necessary income, credit, reserves, and documentation required for eligibility. Our advanced mortgage calculator facilitates side-by-side comparisons of USDA, FHA, Conforming, and VA loans, helping you decide which option in fits your financial needs best.
2026 Loan Limits and Down Payment Requirements in Upton, Worcester, MA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Upton, MA
The aim of Lendersa® is to quickly procure the most advantageous USDA or FHA loan without unnecessary hassle. Start with one of three routes to connect with lenders and discover USDA loan programs.
A USDA home loan, backed by the government Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is exclusively available in rural neighborhoods. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans do not necessitate any down payment.
At Bank of Franklin County, we’re committed to serving the needs of the residents and businesses of this community.As part of this commitment, Bank of Franklin County operates five convenient locations, a mortgage subsidiary, Franklin Mortgage Company, and an investment management subsidiary.
1381 High Street, Suite 107, Washington, MO, 63090
Franklin Mortgage Company proudly serves Franklin and St. Charles counties, working to provide home loans with competitive interest rates and low closing costs. Our experienced mortgage professionals are committed to top-notch customer service that is honest and fair. We’re proud to serve repeat customers throughout the years.
2210 NW 40th Terr, Suite A, Gainesville, FL, 32605
The loan process for a new home can be overwhelming. Because our team has experience working every job along every step of the loan application and approval, we are able to simply the process for both homeowners and REALTORS. Our team has decades of experience and holds a high standard of communication through every step of the process.
3940 NW 16th Blvd., Suite A, Gainesville, FL, 32605
Chris Doering entered the mortgage industry after a friend asked him to lead a Gainesville branch of his mortgage company. Upon learning the ins and outs of the industry, Chris Doering Mortgage finally opened its doors in April of 2007. Despite the difficult times in the housing and mortgage industry
Keystone Savings Bank is dedicated to delivering financial products that provide quality with value pricing. Our goal is to establish successful partnerships with our customers, our staff and our shareholders, that respect the interests and goals of each party. Success will be measured by our customers choosing.
Cedar Valley Bank & Trust is proud to be a locally owned full-service community bank. Our highest priority is serving and supporting the communities we serve. We look for individuals with a passion for community banking who will put the needs of our customers above everything else.
Priority Processing Mortgage group is a third party contract loan processing company created to help lenders, Loan officers and Mortgage brokers fill a need in their day to day operations. We understand the time and effort it takes to earn the trust and build relationship with your realtors and referral partners.
We're a credit union, a not-for-profit financial institution proudly serving our community and members for over 60 years. Our members aren’t just customers, they’re owners. This means when you join Radiant Credit Union, you get a voice in how we do business. As a not-for-profit cooperative, we return our profits to our member-owners.
At Professional Grade Mortgage, we offer our clients access to HUNDREDS of loan programs from over 25 of the Nation's Top Lenders, including Quicken Wholesale, UWM, Caliber, Loan Depot, Freedom Mortgage, & many more. This allows us to service all of our clients needs with Conventional, VA, FHA USDA & Non Prime loans, covering all occupancy types
