USDA VS FHA in Holliston, Middlesex County, MA

For the year 2026, the USDA loan ceiling in Holliston, county of Middlesex, MA is specified as $675,000. In contrast, the FHA loan ceiling for a single-family home is $828,000.

Utilize the Lendersa® USDA loan calculator to compare today's ideal rates between USDA and FHA. It helps in figuring out the income, credit, reserves, and documentation required to qualify. With our advanced mortgage calculator, USDA, FHA, Conforming, and VA loans are presented side by side, enabling you to choose the program best suited to your financial needs in Alabama.

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2026 loan thresholds and down payment conditions in Holliston, county of Middlesex, MA

Loan Type Loan Limit Down Payment
USDA $675,000 0%
FHA $828,000 3.5%
Conventional Conforming $828,000 3%

Options for USDA and FHA loans in Holliston, MA

Lendersa® aims to provide you with the very best USDA or FHA loan quickly and effortlessly. Select from three starting options that align lenders with USDA loan offerings.

Lendersa USDA loan request and matching outcomes

About USDA Loans in MA

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a government-backed loan guaranteed by the Department of Agriculture and is only available for rural areas. Different from FHA loans, which require a minimum 3.5% down payment, the USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Holliston Lenders

  • Charles River Bank
  • 70 Main Street, Medway, MA, 02053
  • Lends in Massachusetts
  • Founded in 1915, Charles River Bank began providing opportunities for people in our community to enjoy homeownership, achieve financial goals, & look to the Bank as a constant resource for improving the lives of their family, their business, & the community that we share. Charles River Bank is a successful, independent co-operative chartered bank.

  • New Horizon Mortgage Co. Inc.
  • 165 Main St, Suite109, Medway, MA, 02053
  • Lends in Massachusetts
  • New Horizon Mortgage Company is a Medway, MA based mortgage brokerage company that is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in the region. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.

  • Zenith Mortgage Advisors
  • 74 South St, Hopkinton, MA, 01748
  • Lends in Massachusetts
  • Zenith Mortgage is a full service mortgage broker licensed to do business in MA. We serve our clients before, during, and after each and every transaction. We love to provide first time buyers with a foundation of knowledge so they can move through the process smoothly, and well informed.

  • Prime Rate Home Mortgage, LLC.
  • 34 Hayden Rowe St, Suite 158, Hopkinton, MA, 01748
  • Lends in Massachusetts
  • At Prime Rate Home Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.

  • Metrowest Community Federal Credit Union
  • 200 Concord Street, Framingham, MA, 01702
  • Lends in Massachusetts
  • MetroWest Community FCU is fully committed to helping individuals in our communities manage and achieve their financial goals by offering a wide range of affordable savings and loan products To helping individuals in our communities manage their financial needs by offering a wide range of affordable savings and loan products and To providing produc

  • MortgageWorkshop Inc
  • 24 Union Avenue, Suite 30, Framingham, MA, 01702
  • Lends in Massachusetts
  • At MortgageWorkshop, we feel that our job is to do more than just help you find a loan. By forming strong relationships with many different lenders, we are able to research, compare, and shop your specific application to find you the mortgage product that best fits and alos we are dedicated to providing borrowers and the realtors.

  • MutualOne Bank
  • 49 Main Street, Natick, MA, 01760
  • Lends in Massachusetts
  • Headquartered in Framingham, we are able to offer our customers the benefit of local decision making from people who live & work in their community. This allows us to support the local economy & the organizations that work so hard to strengthen it. MutualOne Bank meets the needs of its customers with a variety of checking, savings, consumer loan.

  • QS Private Lending
  • 83 Speen St, Natick, MA, 01760
  • Lends in Massachusetts
  • QS Private Lending specializes in making short-term, hard money loans for the acquisition, construction and renovation of investor-owned real estate. We focus on properties in Massachusetts, Rhode Island, New Hampshire and Georgia.
    As one of the oldest and largest private, hard money lenders

  • Dean Co-operative Bank
  • 21 Main Street, Franklin, MA, 02038
  • Lends in Massachusetts
  • A full-service financial institution that stands by their promise: offering outstanding financial products and customer service and helping individuals, families and businesses to reach their goals and dreams. Since 1889, Dean Bank has been a community bank committed to its mutual bank charter. With 4 branches; Franklin, Bellingham, Blackstone and