USDA Vs. FHA your options comparison in Ashland, Middlesex County, MA

In 2025, the USDA loan limit in Ashland, part of Middlesex County, MA, is set at $675,000, while the FHA cap for a single-family home is $828,000.

Utilize the Lendersa® USDA loan calculator to review current USDA versus FHA best rates. This will help you ascertain the income, credit, reserves, and necessary documents for eligibility. By using our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, aiding you in choosing the most suitable program in for your financial situation.

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2025 Loan Caps and Downpayment Requirements in Ashland, Middlesex County, MA

Loan Type Loan Limit Down Payment
USDA $675,000 0%
FHA $828,000 3.5%
Conventional Conforming $828,000 3%

Exploration of USDA and FHA Loan Options in Ashland, MA

The aim of Lendersa® is to promptly and effortlessly connect you with the most advantageous USDA or FHA loans. Pick one of three initial routes leading to suitable lenders and USDA loan programs.

  1. Comprehensive request with USDA/FHA loan optimization
  2. Investigate USDA and FHA rates & terms beforehand
  3. Access the largest USDA loan lenders database
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An Insight into USDA Loans in MA

A USDA home loan, backed by the government's Department of Agriculture—often referred to as a USDA rural development loan or mortgage—is available exclusively in rural areas. Unlike FHA loans demanding at least a 3.5% down payment, USDA mortgages require no down payment, broadening accessibility significantly.

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  • ILA 1351 FCU
  • 10920 Spencer Highway, La Porte, TX, 77571
  • ILA 1351 FCU is dedicated to serving members of the International Long Shoremen's Association 1351 in La Porte, Texas. We've served the Houston area since 1966. With current CEO Jan Stewart & Office Manager Ann Phelps and help and hard work of all past and current board members

  • USI Federal Credit Union
  • 1515 Miller Cut Off Road, La Porte, TX, 77571
  • USI Federal Credit Union was organized in 1959 as a non-profit financial cooperative. The purpose of the Credit Union’s was to serve the employees of USI and their families and today we continue the tradition. Credit Union members are the actual owners of the credit union. When you deposit money into your account,

  • The First National Bank & Trust
  • 2714 W. 3rd, Elk City, OK, 73644
  • On March 21, 1901, just nine short days after the first townsite lots for the new city of Elk City were sold, the Thurmond Brothers - E.K, A.L, O.H, A.N, and I.C. - formed the First National Bank of Elk City. The bank was started with $25,000.00 in capital. Since such meager beginnings, both Elk City

  • Shell FCU
  • 301 E 13th Street, Deer Park, TX, 77536
  • Shell FCU is a member owned and operated cooperative serving Harris County. We offer a wide range of services at no-cost or at lower costs than traditional financial institutions, including more favorable rates on dividends and loans.Anyone who lives, works, worships, attends school, or regularly conducts business.

  • Lubrizol Employees' Credit Union
  • 205 Center Street, Deer Park, TX, 77536
  • Lubrizol Employees' Credit Union is proud to be a member-owned, not-for-profit financial cooperative whose sole purpose is to serve its members. Our commitment to our members is consistent with our credit union principles of “Not for Profit, Not for Charity, But for Service” and our philosophy of “People Helping People

  • City of Deer Park Federal Credit Union
  • 2005 Center Street, Deer Park, TX, 77536
  • The City of Deer Park FCU was established for all current City of Deer Park Employees, Retirees, Volunteer Firefighters/ Paramedics, Elected and/or Appointed City Officials, and the extended family of those members. In 2013, membership was extended to the employees & extended family members of the Deer Park Independent School District as well.

  • Liberty Mortgage
  • 3710 Center St, Suite 101, Deer Park, TX, 77536
  • The resourceful and skilled team at Liberty Mortgage is eager to help you reach your dreams. If you need an experienced Deer Park, TX mortgage team focused on precision, give us a call. FHA Loans with -0- lender fees and also we can usually issue a credit to the buyer to cover some of their closing costs. Credit Scores as low as 580 on FHA.

  • Jet Lending, LLC
  • 1419 FM 1960, Houston, TX, 77073
  • Jet Lending, LLC was founded on 2004 for the purpose of assisting real estate investors in their purchase of property quickly with as little cash out-of-pocket as possible. We loan money for the purchase and escrow additional funds for repairs. We have originated more than 2,000+ loans for real estate investors in Texas, totaling over $250,000,000.

  • First Bank.
  • 4110 Kell Blvd, Wichita Falls, TX, 76309
  • First Bank has remained strong and successful by focusing on our individual customers and our local communities. You'll see that focus come to life when you visit any one of our five locations in Wichita Falls, Burkburnett, or Iowa Park. You'll find yourself in a Bank where you are greeted with courtesy.

  • The Bank of Tioga
  • 7 North Main Street, Tioga, ND, 58852
  • The Bank of Tioga is a community bank that values citizenship, exceptional client service and serving as a business leader in its community. Committed to supporting local organizations, the bank reinvests 10 percent of their net income back to the community. Branch locations include both Tioga and Crosby, North Dakota.

  • American National Bank and Trust Texas
  • 2732 Midwestern Parkway, Wichita Falls, TX, 76308
  • We are a full service independently locally owned bank. In addition to normal competitive banking opportunities we provide a fill mortgage department for financing homes a title company to complete all real estate transactions including oil & gas title research a trust department available to assist you with any trust account activity you may need

  • Midwestern State University Credit Union
  • 3410 Taft Boulevard, Wichita Falls, TX, 76308
  • The Midwestern State University Credit Union, established April 25, 1955, is a member-owned financial cooperative dedicated to providing services that support members’ financial goals and help educate members in making decisions of their own financial affairs. Since the only owners are the members
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