USDA and FHA Pro and Con in Leicester, Worcester County, MA

For the year 2026, the USDA loan limit in Leicester, located in Worcester county of MA, is set at $336,500, whereas the FHA loan limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to contrast today’s top USDA and FHA rates, and establish the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA programs side-by-side, aiding in your decision about the most suitable option in for your financial needs.

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Loan limits and down payment requirements for 2026 in Leicester, Worcester county, MA

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA loan options in Leicester, MA

Lendersa® aims to facilitate your acquisition of the best possible USDA or FHA loan smoothly and promptly. Choose one of three options that connect you with appropriate lenders and USDA loan programs.

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Explaining USDA Loans in MA

The USDA home loan, supported by the U.S. Department of Agriculture, often termed as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans which mandate a minimum 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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