For the year 2026, the USDA loan limit in Leicester, located in Worcester county of MA, is set at $336,500, whereas the FHA loan limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to contrast today’s top USDA and FHA rates, and establish the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA programs side-by-side, aiding in your decision about the most suitable option in
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| Loan Type | Loan Limit | Down payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to facilitate your acquisition of the best possible USDA or FHA loan smoothly and promptly. Choose one of three options that connect you with appropriate lenders and USDA loan programs.
The USDA home loan, supported by the U.S. Department of Agriculture, often termed as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans which mandate a minimum 3.5% down payment, USDA loans require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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