USDA and FHA Pro and Con in Auburn, Worcester County, MA

In the year 2025, the USDA loan cap in Auburn, within Worcester County, MA, is $336,500. In contrast, the FHA limit for a single-family home is $472,030.

With the help of Lendersa®'s USDA loan calculator, compare today's prevailing USDA and FHA rates. Identify the required income, credit score, reserves, and documents needed for approval. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting you in determining the most suitable program for your specific financial needs in .

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2025 Loan Limits and Down Payment Details in Auburn, Worcester County, MA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Auburn, MA

The objective of Lendersa® is to swiftly and seamlessly secure the best USDA or FHA loans for you. Choose from three potential starting points that connect you with matching lenders and USDA loan options.

Lendersa USDA loan request and matching results

Defining USDA Loans in MA

A USDA home loan is endorsed by the government through the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It's designated exclusively for rural areas. Unlike FHA loans, which necessitate at least a 3.5% down payment, USDA loans do not require a down payment, facilitating greater accessibility to homeownership in rural regions.

Enter your location to find out if it qualifies for USDA rural housing loan?



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