USDA and FHA Pro and Con in Auburn, Worcester County, MA

In the year 2025, the USDA loan cap in Auburn, within Worcester County, MA, is $336,500. In contrast, the FHA limit for a single-family home is $472,030.

With the help of Lendersa®'s USDA loan calculator, compare today's prevailing USDA and FHA rates. Identify the required income, credit score, reserves, and documents needed for approval. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting you in determining the most suitable program for your specific financial needs in .

Review loan offers from a spectrum of 100 lenders

2025 Loan Limits and Down Payment Details in Auburn, Worcester County, MA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Auburn, MA

The objective of Lendersa® is to swiftly and seamlessly secure the best USDA or FHA loans for you. Choose from three potential starting points that connect you with matching lenders and USDA loan options.

Lendersa USDA loan request and matching results

Defining USDA Loans in MA

A USDA home loan is endorsed by the government through the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It's designated exclusively for rural areas. Unlike FHA loans, which necessitate at least a 3.5% down payment, USDA loans do not require a down payment, facilitating greater accessibility to homeownership in rural regions.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • WE Lending
  • 1 Spectrum Pointe Drive, Suite 200, Lake Forest, CA, 92630
  • At WE Lending we mix talented loan officers and technology to make the mortgage lending process simple for you. WE know that there is no place like home. Your mortgage savings or dream home could be minutes away. WE lending is growing and we are looking for progressive mortgage professionals to join our team.
  • Alliance West Mortgage
  • 23 Orchard Rd, Suite 100, Lake Forest, CA, 92630
  • At Alliance West Mortgage we are committed to responsible mortgage lending, and helping you find a home-loan you can comfortably afford. We understand buying a home is a life changing event, and we’re here to give you the knowledge and resources you need to make informed decisions with confidence.
  • Citadel Servicing Corporation
  • 25531 Commercentre Drive, Suite 160, Lake Forest, CA, 92630
  • Citadel Servicing Corporation (“CSC”), was formed with a focus on providing the industry’s leading tailor-made Non-QM mortgage products. We are partner with industry leaders and mortgage professionals, focusing on delivering programs that center around borrower and industry needs.
  • The GreenHouse Group Inc
  • 3594 Adams Ave, San Diego, CA, 92116
  • We are a full-service real estate consulting & mortgage planning brokerage firm located here in The Heart of San Diego. We are local – San Diego Made – and we proudly represent home sellers, home buyers & those looking for home financing along the way. We are the highest-rated, most 5 star reviewed real estate company in the entire county ..
  • Super mortgage bros
  • 1900 W. Garvey Ave S, Suite 100, West Covina, CA, 91790
  • We specialize in helping people obtain residential mortgages. From first time home buyers to seasoned investors, we are always here to help! Some of the services we offer are FHA loans First time Home buyer programs VA Loans Conventional loans Jumbo loans mortgage Pre-approval Fixed rate Mortgage Adjustable Rate mortage Rate.
  • JV Realty and Home Loans
  • 2222 W Garvey Ave South, Suite 1, West Covina, CA, 91790
  • "Fully Bilingual English-Spanish Team. •Full Time team Mortgage Loan department with direct Lenders. Helping the Southern California community to achieve the American dream. We have specialized in real estate sales and loans for over 25 years. If you are thinking about buying, selling, or refinancing give us a call for a free consultation."
  • Jomar Financial Inc.
  • 415 South Glendora Avenue, Suite C, West Covina, CA, 91790
  • Jomar Financial, Inc. is a mortgage brokerage firm based out of the San Gabriel Valley. Serving the greater Los Angeles area, Jomar Financial was created with the goal of offering the best services in the mortgage industry. We accomplish this goal through dedication and attention to detail.
  • California Business Bank
  • 3200 El Camino Real, Suite 220, Irvine, CA, 92602
  • At California Business Bank (“CBB”), we combine the best of traditional community banking service, with modern technology origination and delivery methods. Technology when a business owner prefer, a person when they don’t. We provide innovative financial products and services to small businesses and entrepreneurs.
  • Owning
  • 230 Commerce, Suite 200, Irvine, CA, 92602
  • Owning was created by experienced people who worked in the mortgage industry for many years, providing billions of dollars in mortgages to consumers. They saw many inefficiencies in the way the mortgage industry has operated for years. So, they created Owning. Owning uses modern technology, communication and research tools to reduce the stress.
  • JDGVentures
  • 255 Lockford, Irvine, CA, 92602
  • Galligan Funding Group (JDGVENTURES INC). We are a full-service mortgage company based in Irvine, CA. We specialize in Home Purchase Loans and Refinance in Irvine. We also serve the surrounding cities in Orange County. Whether you are buying a home or refinancing in the zip code of 92602