USDA and FHA Pro and Con in Auburn, Worcester County, MA
In the year 2026, the USDA loan cap in Auburn, within Worcester County, MA, is $336,500. In contrast, the FHA limit for a single-family home is $472,030.
With the help of Lendersa®'s USDA loan calculator, compare today's prevailing USDA and FHA rates. Identify the required income, credit score, reserves, and documents needed for approval. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting you in determining the most suitable program for your specific financial needs in .
2026 Loan Limits and Down Payment Details in Auburn, Worcester County, MA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Auburn, MA
The objective of Lendersa® is to swiftly and seamlessly secure the best USDA or FHA loans for you. Choose from three potential starting points that connect you with matching lenders and USDA loan options.
A USDA home loan is endorsed by the government through the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It's designated exclusively for rural areas. Unlike FHA loans, which necessitate at least a 3.5% down payment, USDA loans do not require a down payment, facilitating greater accessibility to homeownership in rural regions.
Founded by Olga Elmanovich, a highly experienced private lender, Olga is a trusted name in the field of hard money lending. With over 20 years of expertise in the industry, she has been providing flexible and reliable financial solutions to individuals and businesses in need.
Lennox Lending specializes on working with experienced investors on fix-and-flip projects, ground-up construction and a variety of single family and multi-family rental loans. Expert service and competitive rates – start your application now!
We believe in developing a deep, transparent relationship with our clients. With our experience, we deli
Loans4Less.com, Inc. is a public quoted holding company that owns Union Discount Mortgage, Inc. a licensed CA Real Estate Corporation and Mortgage Broker. Union Discount Mortgage, Inc. controls the rights to certain intellectual property, including but not limited to, the Loans4Less.com web site and the Loans4Less® Federal Service Mark.
3812 Sepulveda Blvd, Suite 310, Torrance, CA, 90505
SoCal Mortgage Company provides a highly individualized level of service for clients seeking residential or commercial mortgage financing. Our clients experience a high level of personal attention from Owner / Broker Mike Richardson who has 35 years experience in commercial banking and real estate finance.
24445 Hawthorne Blvd, Suite 201, Torrance, CA, 90505
Pacific Mortgage Co has been founded with the purpose of providing home owners and real estate investors the best possible mortgage loan solutions. We represent dozens of banks and mortgage lenders, allowing us to offer our client hundreds of loan programs and customized solutions to each mortgage loan request.
Midgate Mortgage offers a wide range of mortgage options to meet your financial needs and circumstances. Whether you’re a first-time property buyer or interested in refinancing your mortgage, we're here to guide you through the process. Contact us today for a special offer and learn what we can do for you
22939 Hawthorne Blvd, Suite 300, Torrance, CA, 90505
PACIFIC FUNDING SOLUTIONS IS COMMITTED TO HELPING YOU FIND THE RIGHT MORTGAGE PRODUCT FOR YOUR NEEDS. WE UNDERSTAND THAT EVERY BORROWER IS DIFFERENT, AND WE OFFER A VARIETY OF PRODUCTS TO MEET YOUR INDIVIDUAL REQUIREMENTS. WE MAKE THE PROCESS OF SECURING A MORTGAGE SIMPLE AND STRAIGHTFORWARD BY OFFERING YOU.
Pacific Mortgage Real Estate and Financing Company
25500 Hawthorne Boulevard, Suite 2230, Torrance, CA, 90505
Specializing in residential purchase and refinance loans in Southern CA, we work with over 20 lenders to find the best loan programs for our clients who have specific financial needs and goals, whether they have multiple properties or are just starting out as first time home buyers.
23670 Hawthorne Boulevard, Suite 210, Torrance, CA, 90505
Pacific First Financial Real Estate Loans Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering.
1223 Wilshire Blvd, Suite 405, Santa Monica, CA, 90403
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
