USDA Loan Vs. FHA loan pro & con Southborough, Worcester County, MA

In 2025, USDA loan limit in Southborough, county of Worcester, MA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Southborough, MA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Massachusetts?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(855) 730-1900 Lender's profile and map Reviews Northeast Equitable Mortgage LLC 488 Norristown Rd, Suite 241, Blue Bell, PA, 19422 Northeast Equitable Mortgage, we know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Today's technology is providing a more productive environment to work in. For example, through our website
(844) 354-7386 Lender's profile and map Reviews Flip Funding LLC 2930 Jasper St, Suite 220, Philadelphia, PA, 19134 "Finding the perfect investment property is challenging enough. Why should financing it create even more difficulties? As you know, securing hard money funding for your real estate deals can get complicated. In some cases, you’re seen as an easy target to take advantage of because you have an immediate need for money."
(215) 844-1200 Lender's profile and map Reviews Direct Mortgage Loan Company 7112 Germantown Ave, Philadelphia, PA, 19119 Direct Mortgage Loan Company is a private lender specializing in fixed-rate, bridge financing for real estate developers and investors in Philadelphia and the surrounding areas. We lend on land, rehab projects and new construction, on single family, multi family, mixed use and commercial
(800) 707-8845 Lender's profile and map Reviews HOME \| FRONT Mortgage 7139-41 Germantown Ave, Philadelphia, PA, 19119 At Home Front Mortgage. We are the fastest growing, Veteran Owned and Operated, Mortgage Broker on the East Coast. We Were Founded in 2016 by a career Real Estate professional and a Career Mortgage professional. This blend is not only unique, but it guarantees the entire purchase and real Estate process is respected and understood.
(215) 951-0329 Lender's profile and map Reviews Trouvaille Federal Credit Union 4700 Wissahickon Avenue, Suite 126, Philadelphia, PA, 19144 The Trouvaille FCU is a financial cooperative owned by its members. It strives to improve the quality of life of its members by encouraging regular savings. Trouvaille FCU provides access to financial education and services to its members. It is particularly focused on extending financial services to those traditionally.
(610) 941-2604 Lender's profile and map Reviews Local 1776 Federal Credit Union 3031 Walton Road, Building A, Suite 310, Plymouth Meeting, PA, 19462 The mission of the United Food and Commercial Workers Local 1776 Federal Credit Union is to provide financial services and assistance for the members of the credit union in a friendly personal manner To assist the members of this Credit Union with all financial and borrowing needs at the lowest possible cost.
(610) 834-8700 Lender's profile and map Reviews Philadelphia Mortgage Advisors, Inc. 600 W. Germantown Pike, Suite 270, Plymouth Meeting, PA, 19462 Philadelphia Mortgage Advisors is an independent mortgage lender licensed in Pennsylvania, New Jersey, Delaware, Florida, Maryland and Virginia. At Philadelphia Mortgage Advisors we believe – and recent history has shown - that in the banking and mortgage industry, bigger is not always better. We are a group of mortgage professionals
(215) 423-8012 Lender's profile and map Reviews Tioga-Franklin Savings Bank 320 East Girard Avenue, Philadelphia, PA, 19125 Tioga-Franklin is the little bank with the big difference. We have been around since 1873, so we know a few things about quality banking. At Tioga-Franklin, you get all the benefits of a large banking institution in addition to the personalized, familiar environment of a small, community bank. As a Tioga-Franklin customer.
(215) 606-0597 Lender's profile and map Reviews Tioga-Franklin Savings Bank 320 East Girard Avenue, Philadelphia, PA, 19125 Our mission is to serve our customers with honesty, integrity, and competence. Our goal has always been to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(856) 452-5549 Lender's profile and map Reviews Greentree Mortgage Company, LP 5 Perina Blvd, Suite 200, Cherry Hill, NJ, 08043 Established in 1992, Greentree Mortgage Company is a privately held and a trusted lending organization, helping people realize their home ownership dream. Headquartered in Southern New Jersey, we have been serving the community for over 20 years. We have an A+ rating with the BBB (Better Business Bureau).