USDA and FHA Pro and Con in Southborough, Worcester County, MA
In 2025, the USDA loan limit in Southborough, within Worcester county, MA, stands at $336,500. For a single-family home, the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's best USDA versus FHA rates, helping you determine the required income, credit rating, reserves, and documentation to qualify. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side so you can select which program in is optimal for your financial context.
2025 Loan Limits and Downpayment Requirements in Southborough, county of Worcester, MA
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Southborough, MA
Lendersa® is committed to securing the most advantageous USDA or FHA loan for you quickly and without difficulty. Choose one of three starting points to connect with suitable lenders and USDA loan programs.
The USDA home loan, supported by the Department of Agriculture, commonly called a USDA rural development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans, which necessitate a down payment of no less than 3.5%, USDA mortgages require no down payment at all.
Blue Ridge Bank is a locally owned, community bank, established in 1958. With eight locations serving the communities of Independence, Raytown, Kansas City, Lee's Summit, and Blue Springs. Blue Ridge Bank has services to meet every need. Services include: Personal checking including high-interest checking, savings and money market accounts.
Florida Sands is a full-service real estate brokerage working with buyers and sellers in Broward, Southern Palm Beach and Northern Miami-Dade Counties. Located in the heart of East Pompano, we thrive on helping our customers through a unique team approach. Florida Sands is the best place to develop and grow your real estate business.
Pompano Beach Employee Credit Union has been serving the employees & their families since 1956. Over the years the Pompano Beach Employee Credit Union has grown in assets in excess of 10 million. We are regulated by the National Credit Union Administration (NCUA), an agency of the Federal Government, and the State of Florida Department of Banking.
FAITH MORTGAGE CORPORATION is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
Farmers and Merchants Bank and The Bank of Fayetteville are both deeply rooted in Arkansas soil. Our tradition of community-oriented banking and providing our customers with the best financial products and services available is the foundation of our bank family.
Our mission stands tall and clear:
to promote the success.
Lowry State Bank was first organized in 1899 but wasn’t officially chartered until December 26, 1907. Andrew Jacobson was the Bank’s first President; he served in that position until January 6, 1926 when Iver Engebretson succeeded him as President.
On November 8, 1932, the Bank assumed the assets.
555 S. Powerline Rd, Suite 8, Pompano Beach, FL, 33069
At Mortgage Professionals. We understand that buying a home may be a daunting task, but with us, we make it really easy! Our highly skilled team of Originators, Processors and Underwriters have several years of experience- leaving YOU in good hands. We will guide you, listen to your concerns and make it our top priority to get you your dream home.
11776 W. Sample Road, Suite 104, Coral Springs, FL, 33065
The Hamilton Mortgage Services Inc. Team is a premiere mortgage company located in Pembroke Pines, Florida. We pride ourselves on offering some of the lowest rates available without sacrificing excellent customer service.
Our goal is to ensure that you are choosing a loan that fits both your present and future needs.
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
10101 W Sample Rd, Suite 323, Coral Springs, FL, 33065
Corporate Capital Direct is a nationwide Financial Service Company serving all 50 states, with multiple offices located around the country.Our team of specialized finance professionals are there to provide the business owner with the funding options and resources to overcome the challenges of maintaining a successful business.