USDA and FHA Pro and Con in Southborough, Worcester County, MA
In 2025, the USDA loan limit in Southborough, within Worcester county, MA, stands at $336,500. For a single-family home, the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's best USDA versus FHA rates, helping you determine the required income, credit rating, reserves, and documentation to qualify. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side so you can select which program in is optimal for your financial context.
2025 Loan Limits and Downpayment Requirements in Southborough, county of Worcester, MA
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Southborough, MA
Lendersa® is committed to securing the most advantageous USDA or FHA loan for you quickly and without difficulty. Choose one of three starting points to connect with suitable lenders and USDA loan programs.
The USDA home loan, supported by the Department of Agriculture, commonly called a USDA rural development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans, which necessitate a down payment of no less than 3.5%, USDA mortgages require no down payment at all.
400 North Mountain Avenue, Suite 223, Upland, CA, 91786
ALLIED EQUITY specialize in FHA Loans, Conventional, Jumbo Loans and Self-employed Business Bank statement Loans. We are fully licensed and serve all of the State of California. Whether you are buying a home or refinancing within California, we can help you realize your dream of homeownership or save you money.
Full Circle Home Loans is here to provide you with the very best experience with buying or refinancing your home.We will deliver excellent service, up to the minute communication, and education from beginning to end. We are 24/7 available by phone, text, or email. Full Circle Home Loans is setting a new standard of quality in the mortgage industry.
Spinnaker Loans is a premier private money lender specializing in the financing of investment real estate for developers across Southern California. Since inception, Spinnaker has been involved in numerous and profitable residential lending transactions with both, developers and investors looking to invest in real estate.
"Inland Federal Credit Union has a rich history of service to the Catholic Community in the San Diego area. Although our charter is dated November 3, 1960, we have been, in some form, functioning as a Credit Union since the early 1950's.
Our Credit Union is a member owned, not-for-profit organization whose objective is to meet"
Novo Federal Credit Union was chartered in 1963 under the name CRC Federal Credit Union with $750.00 in assets on the day it opened for business. Today, the credit union proudly serves over 2,200 members with assets of just under 16 million dollars.Novo Federal Credit Union is clearly different and better than other financial institutions
Yony started in the mortgage business in 2003. He truly enjoy this business as he get to help many families realize their homeownership dreams as well as helping families reduce their mortgage rates and payments. With over 17 years of experience in the mortgage lending industry he has gained the knowledge to tailor loan.
At RAzone Mortgage Group. We are a full-service mortgage company based in Norco, CA. We specialize in FHA, VA, Conventional, Jumbo in Norco, Corona, Riverside, and Orange. We also serve the surrounding cities in Riverside County. Whether you are buying a home or refinancing in the zip code 92860
At Spectrum Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
1780 Town & Country Drive, Suite 108, Norco, CA, 92860
At Community Funding Personal Service & Outstanding Interest Rates Approved with numerous Lenders, providing diverse financing options, including Conventional, FHA, VA, USDA, Reverse Mortgages, Hard Money, Self-Employed products, Purchase, Refinance, etc. Honest, Ethical AND Prompt Service Provided CA
Ample Funding Mortgage Lender are licensed professionals located in Southern California and we are still expanding our lending territory. We help home buyers get the right, correct mortgage they are looking for. Our talented loan officers walk the buyers through out the process to ensure its smooth and stress-free.
