USDA and FHA Pro and Con in Cordaville, Worcester County, MA

Throughout 2026, the USDA loan limit in Cordaville, located in Worcester county, MA, is set at $336,500. Comparatively, for a single-family home, the FHA loan cap is $472,030.

You can use the Lendersa® USDA loan calculator to compare the top USDA and FHA rates available today. This tool determines the income, credit, reserves, and documentation required to qualify for these loans. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, aiding in selecting the most suitable program for your financial needs in Alabama.

Explore loan offers from over 100 lenders

2026 Loan Limits and Downpayment Requirements in Cordaville, Worcester, MA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conforming Conventional $726,200 3%

USDA and FHA Loan Options in Cordaville, MA

Lendersa® aims to swiftly connect you with the best USDA or FHA loan without hassle. Choose one of three possible starting points that lead to matching lenders and USDA loan programs fit for your needs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MA

The USDA home loan is a mortgage guaranteed by the Department of Agriculture, also known as a USDA rural development loan, exclusive to rural neighborhoods. Unlike FHA loans which mandate a minimum 3.5% down payment, the USDA mortgage does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Cordaville Lenders

  • Main Street Bank
  • 81 Granger Boulevard, Marlborough, MA, 01752
  • Lends in Massachusetts
  • Main Street Bank is a locally run, independent mutual savings institution serving the Metrowest and northern Middlesex communities of Massachusetts. We believe in working together, so we can do more. We are united under a culture that strives every day to contribute to our communities by providing customer-focused, innovative products

  • St. Mary's Credit Union
  • 46 Lizotte Drive, Marlborough, MA, 01752
  • Lends in Massachusetts
  • St. Mary's Credit Union, headquartered in Marlborough, MA with Retail Branches in Marlborough, Northborough, Hudson, Westborough and Framingham MA is more than a just financial institution: we are also a trustworthy member of the community we serve. As a not-for-profit organization, our purpose is not to take money.

  • Digital Federal Credit Union
  • 220 Donald Lynch Blvd, Marlborough, MA, 01752
  • Lends in Massachusetts
  • Digital Federal Credit Union, better known as DCU, is a not-for-profit financial cooperative owned by and operated for our members. DCU was chartered in October of 1979. Since then, DCU has been selected as the credit union for more than 700 companies and organizations. DCU serves more than 850, 000 members and their families in all 50 states.

  • JEMS Financial
  • 910 Boston Post Road East, Suite 310, Marlborough, MA, 01752
  • Lends in Massachusetts
  • "JEMS is a Massachusetts-based private lending company offering loans for construction and development projects in in Boston and surrounding cities in MA.

    Owned and operated by two long time real estate development professionals, Richard Olstein and Michael Staiti. Richard and Michael have over 50 years of real estate development, management"

  • Mortgage Unity LLC
  • 67 Forest St, Suite 272, Marlborough, MA, 01752
  • Lends in Massachusetts
  • Mortgage Unity is a full service mortgage brokerage that has been specifically built for the consumer, real estate professional and mortgage professional to work together creating a better consumer experience. By taking a collaborative approach to mortgage finance, Mortgage Unity can effectively and efficiently help consumers finance.

  • ROSS MORTGAGE COMPANY, INC.
  • 115 Flanders Road, Suite 120, Westborough, MA, 01581
  • Lends in Massachusetts
  • Ross Mortgage offers a variety of mortgage loan products, and the company is a Direct Endorsed lender for the Federal Housing Administration and the Veteran’s Administration. As an approved lender, Ross Mortgage has the ability to originate, underwrite and close these government guaranteed mortgage loans in all the states where it holds a license.

  • Zenith Mortgage Advisors
  • 74 South St, Hopkinton, MA, 01748
  • Lends in Massachusetts
  • Zenith Mortgage is a full service mortgage broker licensed to do business in MA. We serve our clients before, during, and after each and every transaction. We love to provide first time buyers with a foundation of knowledge so they can move through the process smoothly, and well informed.

  • Prime Rate Home Mortgage, LLC.
  • 34 Hayden Rowe St, Suite 158, Hopkinton, MA, 01748
  • Lends in Massachusetts
  • At Prime Rate Home Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.

  • Metrowest Community Federal Credit Union
  • 200 Concord Street, Framingham, MA, 01702
  • Lends in Massachusetts
  • MetroWest Community FCU is fully committed to helping individuals in our communities manage and achieve their financial goals by offering a wide range of affordable savings and loan products To helping individuals in our communities manage their financial needs by offering a wide range of affordable savings and loan products and To providing produc