FHA Vs. USDA loan program for Milford, Worcester County, Massachusetts

In 2026, the USDA loan limit for Milford, within the county of Worcester, MA, is set at $336,500, while the FHA limit for a single-family home reaches $472,030.

Utilize the Lendersa® USDA loan calculator to compare the best USDA versus FHA rates available today, determining the income, credit, reserves, and documents needed for qualification. The advanced mortgage calculator displays USDA, FHA, Conforming, and VA offers side by side, assisting you in deciding which option in aligns best with your financial situation.

USDA and FHA Loan Options in Milford, MA

The aim of Lendersa® is to efficiently secure the best USDA or FHA loan for you, without hassle. Choose one of three pathways that link you to lenders and USDA loan options tailored to your needs.

Lendersa USDA loan request and matching results

Explaining USDA Loans in MA

A USDA home loan is a mortgage backed by the U.S. Department of Agriculture, also referred to as a USDA rural development loan, and is available exclusively in rural areas. In contrast to FHA loans, which require at least a 3.5% down payment, USDA loans require none.

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(229) 723-3711 Lender's profile and map Reviews First State Bank of Blakely 2213 South Main Street, Blakely, GA, 39823 First State Bank of Blakely¹ was originally chartered in 1903 under the name First National Bank of Blakely and has operated continuously in Early County since its inception. The bank was owned and operated under the direction of Mr. S. G. Maddox, Sr. until his retirement in 1993.
(877) 700-3339 Lender's profile and map Reviews FMB Bank 100 Veterans Memorial Parkway, Wright City, MO, 63390 FMB Bank is your Community Bank. We are not a huge multi-bank holding company. We are your friends and neighbors and we pride ourselves in providing you with the level of personal service you may find lacking in many of the super-regional banks. Our employees regularly support local organizations with their time and talent.
(573) 221-0201 Lender's profile and map Reviews Northeast Regional Credit Union 514 Broaday, Hannibal, MO, 63401 Northeast Regional Credit Union is a non-profit organization owned and operated by its members for the benefit of all who belong. Any employee who works at one of our select employee groups is able to belong. Family members of those employees are also eligible. Our eligible employee groups are listed below.
(573) 248-2569 Lender's profile and map Reviews Community First Credit Union 6460 Interstate Court, Hannibal, MO, 63401 Community First Credit Union was chartered in July of 1952 in the state of Missouri originally as Division #3 Highway Credit Union, and serves anyone who lives or works in Marion and Ralls Counties. Immediate family members of existing members are also eligible to gain membership in the credit union.
(573) 221-0050 Lender's profile and map Reviews Hannibal National Bank 100 N Main St, Hannibal, MO, 63401 HNB Bank, n.a. was originally organized in May1888 as the Bank of Hannibal. The building on the corner of Main & Broadway in Hannibal, Missouri was constructed in 1889 and today, remains the bank’s corporate headquarters. In 1903 the bank applied for and was granted a national charter and became Hannibal National Bank.
(573) 221-6424 Lender's profile and map Reviews F&M Bank and Trust 505 Broadway, Hannibal, MO, 63401 F&M Bank is truly a neighborhood, hometown, community bank with locations in Hannibal and Monroe City. Founded in 1870 by the friends and family of Mark Twain, we are the area’s oldest locally-owned community bank. We are proud to be celebrating our 150th year of providing our customers a wide range of banking services.
(334) 272-7790 Lender's profile and map Reviews Montgomery VA Federal Credit Union 345 Perry Hill Road, Montgomery, AL, 36109 The credit union was founded in 1946 by employees of the Veterans Administration in Montgomery, AL. It is our mission to offer quality service with a personal touch, ensure profitability & preserves the tradition of being a safe & secure member-owned cooperative.Membership in the credit union requires ownership of one or more shares of $25.00 each.
(334) 270-9011 Lender's profile and map Reviews ASE Credit Union 1000 Interstate Park Drive, Montgomery, AL, 36109 ASE Credit Union was established in 1954 as the Alabama State Employees' Credit Union. Years later, ASE was granted a Community Charter and we have been able to open our doors to everyone! If you live, work, worship or attend school in the 8 counties surrounding Montgomery, AL then you can join, too!Credit Union was established in 1954
(229) 377-7200 Lender's profile and map Reviews United National Bank 722 North Broad Street, Cairo, GA, 39828 UNB will meet with immediate success in serving the financial needs of a rapidly expanding community.We will work hard to earn the confidence and trust you have placed in us. We know our neighbors and we will offer more personalized and friendlier service in meeting all of your financial needs
(386) 968-2286 Lender's profile and map Reviews Priority Processing Mortgage Group 2281 Marsh Rd, North Deland, FL, 32724 Priority Processing Mortgage group is a third party contract loan processing company created to help lenders, Loan officers and Mortgage brokers fill a need in their day to day operations. We understand the time and effort it takes to earn the trust and build relationship with your realtors and referral partners.