USDA Vs. FHA your options comparison in Milford, Worcester County, MA

In 2025, the USDA loan limit for Milford, within the county of Worcester, MA, is set at $336,500, while the FHA limit for a single-family home reaches $472,030.

Utilize the Lendersa® USDA loan calculator to compare the best USDA versus FHA rates available today, determining the income, credit, reserves, and documents needed for qualification. The advanced mortgage calculator displays USDA, FHA, Conforming, and VA offers side by side, assisting you in deciding which option in aligns best with your financial situation.

Discover loan offers from a comprehensive selection of 100 lenders

2025 Loan Limits and Down Payment Requirements in Milford, Worcester, MA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Milford, MA

The aim of Lendersa® is to efficiently secure the best USDA or FHA loan for you, without hassle. Choose one of three pathways that link you to lenders and USDA loan options tailored to your needs.

Lendersa USDA loan request and matching results

Explaining USDA Loans in MA

A USDA home loan is a mortgage backed by the U.S. Department of Agriculture, also referred to as a USDA rural development loan, and is available exclusively in rural areas. In contrast to FHA loans, which require at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Federated Mortgage Services Inc
  • 925 Intracoastal Drive, Fort Lauderdale, FL, 33304
  • We have built a strong reputation as an outstanding mortgage lender, serving the lending needs of real estate professionals, mortgage brokers, builders and individual homebuyers throughout the state for the past 35 years. We are a premier service mortgage lender with an experienced staff offering expertise in every area of mortgage
  • KLOZE powered
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  • KLOZE Powered by Nationwide Home Loans Corp is a Florida based mortgage lending firm recognized for its outstanding customer service and a strong reputation for getting even the most difficult of loans closed. We offer a wide variety of mortgage options, competitive pricing and sound advice about what is best for each client's individual situation.
  • Alex Doce - The Doce Group
  • 2598 E Sunrise Blvd Suite 2104, Fort Lauderdale, FL, 33304
  • Why Take Chances When Financing a Home? With over 36 years of experience in the mortgage industry, Alex has successfully helped more than 7,000 individuals and families finance their homes nationwide. Alex is currently the Branch Manager at the Doce Group at First Community Mortgage. First Community Mortgage is the only two-time winner of the Mort
  • Commonwealth National Bank
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  • Commonwealth National Bank has been committed to meeting the financial needs of the communuties it serves. Our goal is to be the preferred institution for everyone seeking an exceptional banking experience by offering comprehensive banking services, competitive rates, personalized service, and supporting causes that impact the community.
  • Mint Financial Group
  • 4577 Nob Hill Road, Suite 201, Fort Lauderdale, FL, 33351
  • Mint Financial Group got its start back in 2010 operating out of a humble 100 square foot office in Ft. Lauderdale, FL. It was in the early years that Felipe Catano, its founder, and President, quickly learned that there was a lack of transparency and lack of consulting in the business lending space. While working with small business owners
  • Hollywood Mortgage LLC
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  • Hollywood mortgage corporation has been recognized through out Florida as well respected commercial real estate mortgage brokerage and residential mortgage firm with an exceptional record in customer relationship. Hollywood Mortgage Corporation specialize in providing commercial real estate lending that will accommodate all financing needs.
  • Professional Mortgage Group Inc
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  • Professional Mortgage Group, Inc. is a Florida for profit corporation based in Sunrise. They registered with the Florida Department of State's Division of Corporations on Nov 20, 2008. Whether you prefer to do business online or meet a live person, we will provide you a custom tailored loan to fit your financing needs.
  • International Mortgage & Finance Group Inc
  • 4300 North University Drive, Suite A-107, Lauderhill, FL, 33351
  • For over twenty years, we have provided hope, assurance, and quality service to clients who have been rejected by other brokers, lenders and banks. Our staff is made up of mortgage experts who provide the best service available. Licensed in the state of Florida and based in Lauderhill, International Mortgage & Finance Group serves clients
  • My Land Mortgage LLC
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  • American Eagle Mortgage Company
  • 767 Shamrock Blvd, Venice, FL, 34293
  • "AEM was disrupting old school lending with technology years before “fintech” was a term. We’re known by the world’s largest investors for our credit discipline. And as a customer, we’re at your service 24/7. All In like family. Driven like Wall Street. Approachable like Main Street. These are the core values AEM lives by."