USDA Vs. FHA your options comparison in Milford, Worcester County, MA
In 2026, the USDA loan limit for Milford, within the county of Worcester, MA, is set at $336,500, while the FHA limit for a single-family home reaches $472,030.
Utilize the Lendersa® USDA loan calculator to compare the best USDA versus FHA rates available today, determining the income, credit, reserves, and documents needed for qualification. The advanced mortgage calculator displays USDA, FHA, Conforming, and VA offers side by side, assisting you in deciding which option in aligns best with your financial situation.
2026 Loan Limits and Down Payment Requirements in Milford, Worcester, MA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Milford, MA
The aim of Lendersa® is to efficiently secure the best USDA or FHA loan for you, without hassle. Choose one of three pathways that link you to lenders and USDA loan options tailored to your needs.
A USDA home loan is a mortgage backed by the U.S. Department of Agriculture, also referred to as a USDA rural development loan, and is available exclusively in rural areas. In contrast to FHA loans, which require at least a 3.5% down payment, USDA loans require none.
8907 Warner Ave Ste 145, Huntington Beach, CA, 92647
Universal Commercial Capital is a U.S. based, private money lender. A trusted resource in real estate mortgage lending, Universal Commercial Capital is known for its flexible, common-sense underwriting and efficient, hassle-free loan programs.and also steadfast commitment to helping its clients reach their full financing potential
With 14 years experience in a Mortgage Industry, we work hard to satisfy the mortgage needs and go above and beyond to exceed the expectations of our customers. We provide a range of products and services with quick turn around times and with many our mortgages closing in 20, 15 and even 10 days. Call us to get you into your new home faster.
Elevate Lending, we love what we do. Transparency and simplicity is our way of business. With over 15 years of experience, we understand and appreciate the need for honest, quick and responsible practices of communication and lending. Our client’s satisfaction and happiness are our priority.
At Hillcrest Lending Inc., we offer loans for all types of properties whether it may be commercial or residential. Rates and loan terms will vary between the two properties to ensure the best loan available for our borrowers. Hillcrest Loans, Inc. has strived to provide borrowers throughout Southern California with exceptional loan terms.
3020 Glendale Boulevard, Suite 100, Los Angeles, CA, 90039
Loffredo & Associates operates on a foundation of honesty and integrity. We are committed to always doing what is right and best for our clients, because our clients mean everything to us. We are dedicated to best serve our clients' needs and we have the support staff in place to accomplish our promises.
6730 Florence Avenue Suite 101, BELL GARDENS, CA, 90201
RGC Capital Inc is a commercial and private money lending firm providing alternative financing for non-bankable clients. Our nationwide lending platform allows financing for residential investment properties and all types of commercial assets.
With over 35 years of lending experience and over 3000 closed transactions, we have earned a successful
In 2007, one of the toughest times in the Real Estate industry, Rene Luna became a Real Estate Agent. By 2009 Rene had become a Real Estate Broker and had gained much experience both in real estate and in financing. During this time Rene was able to build the skills needed to negotiate for my clients best interests.
Prime 1 Estates is a Multiple Listing Services member, which means we have direct access to market statistics & trends. We are able to provide you with local real estate market trends to you for better decision making & insight to your local market.By using the below tool, you can visualize the housing market data for cities in San Fernando Valley.
It started out as Fresno County Employees Credit Union in 1941, we didn’t even have an office location to call home. The credit union existed in the briefcase of Fred E. Main, one of our first members. Despite our humble beginnings, we had a dream to thrive and serve our members well.
The decades that followed were tremendously successful
Rancho Federal Credit Union (RFCU) has been serving members and families since 1936 – meaning that we are celebrating our 85th anniversary this year. Rancho Federal has strong ties to union workers, and a long tradition of dedicated service. Unlike profit-driven banks, Rancho Federal believes it is our obligation to promote financial literacy.
