USDA Vs. FHA your options comparison in Milford, Worcester County, MA
In 2026, the USDA loan limit for Milford, within the county of Worcester, MA, is set at $336,500, while the FHA limit for a single-family home reaches $472,030.
Utilize the Lendersa® USDA loan calculator to compare the best USDA versus FHA rates available today, determining the income, credit, reserves, and documents needed for qualification. The advanced mortgage calculator displays USDA, FHA, Conforming, and VA offers side by side, assisting you in deciding which option in aligns best with your financial situation.
2026 Loan Limits and Down Payment Requirements in Milford, Worcester, MA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Milford, MA
The aim of Lendersa® is to efficiently secure the best USDA or FHA loan for you, without hassle. Choose one of three pathways that link you to lenders and USDA loan options tailored to your needs.
A USDA home loan is a mortgage backed by the U.S. Department of Agriculture, also referred to as a USDA rural development loan, and is available exclusively in rural areas. In contrast to FHA loans, which require at least a 3.5% down payment, USDA loans require none.
Zenith Mortgage is a full service mortgage broker licensed to do business in MA. We serve our clients before, during, and after each and every transaction. We love to provide first time buyers with a foundation of knowledge so they can move through the process smoothly, and well informed.
34 Hayden Rowe St, Suite 158, Hopkinton, MA, 01748
Lends in Massachusetts
At Prime Rate Home Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
Founded in 1915, Charles River Bank began providing opportunities for people in our community to enjoy homeownership, achieve financial goals, & look to the Bank as a constant resource for improving the lives of their family, their business, & the community that we share. Charles River Bank is a successful, independent co-operative chartered bank.
New Horizon Mortgage Company is a Medway, MA based mortgage brokerage company that is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in the region. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.
Sterling Associates is a financial services firm that provides financing, insurance and documentation services for many types of boats, RVs, etc. Our success as financing navigators has been built one boat owner at a time. We offer rapid and responsive customer service, unmatched expertise, solid relationships with lenders.
We are UniBank, a team of civic-minded financial professionals and all around great people working together to enrich people, businesses and municipalities across New England. We don't abide by the doctrine of big, national banks. What we believe is different. What we believe is unique. We believe in our community.
A full-service financial institution that stands by their promise: offering outstanding financial products and customer service and helping individuals, families and businesses to reach their goals and dreams. Since 1889, Dean Bank has been a community bank committed to its mutual bank charter. With 4 branches; Franklin, Bellingham, Blackstone and
115 Flanders Road, Suite 120, Westborough, MA, 01581
Lends in Massachusetts
Ross Mortgage offers a variety of mortgage loan products, and the company is a Direct Endorsed lender for the Federal Housing Administration and the Veteran’s Administration. As an approved lender, Ross Mortgage has the ability to originate, underwrite and close these government guaranteed mortgage loans in all the states where it holds a license.
MetroWest Community FCU is fully committed to helping individuals in our communities manage and achieve their financial goals by offering a wide range of affordable savings and loan products To helping individuals in our communities manage their financial needs by offering a wide range of affordable savings and loan products and To providing produc
