USDA Vs. FHA your options comparison in Milford, Worcester County, MA

In 2025, the USDA loan limit for Milford, within the county of Worcester, MA, is set at $336,500, while the FHA limit for a single-family home reaches $472,030.

Utilize the Lendersa® USDA loan calculator to compare the best USDA versus FHA rates available today, determining the income, credit, reserves, and documents needed for qualification. The advanced mortgage calculator displays USDA, FHA, Conforming, and VA offers side by side, assisting you in deciding which option in aligns best with your financial situation.

Discover loan offers from a comprehensive selection of 100 lenders

2025 Loan Limits and Down Payment Requirements in Milford, Worcester, MA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Milford, MA

The aim of Lendersa® is to efficiently secure the best USDA or FHA loan for you, without hassle. Choose one of three pathways that link you to lenders and USDA loan options tailored to your needs.

Lendersa USDA loan request and matching results

Explaining USDA Loans in MA

A USDA home loan is a mortgage backed by the U.S. Department of Agriculture, also referred to as a USDA rural development loan, and is available exclusively in rural areas. In contrast to FHA loans, which require at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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