As of 2025, the USDA sets a loan limit in Haverhill, located in Essex county of MA, at $675,000. Meanwhile, the FHA imposes a cap of $828,000 for single-family homes.
Utilize the Lendersa® USDA loan calculator to compare the current USDA and FHA rates and determine the necessary income, credit, reserves, and documentation to qualify. Our comprehensive mortgage calculator allows you to examine USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the optimal program within
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| Loan Type | Loan Limit | Down payment |
| USDA | $675,000 | 0% |
| FHA | $828,000 | 3.5% |
| Conventional Conforming | $828,000 | 3% |
Lendersa® endeavors to swiftly and effortlessly secure the ideal USDA or FHA loan for you. Begin with one of three strategies to align with lenders and discover USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture, known as a USDA rural development loan or USDA mortgage, and is accessible exclusively in rural regions. In contrast to FHA loans, which call for a minimum down payment of 3.5%, the USDA mortgage requires no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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