USDA Loan Vs. FHA loan for Haverhill, MA 2026

As of 2026, the USDA sets a loan limit in Haverhill, located in Essex county of MA, at $675,000. Meanwhile, the FHA imposes a cap of $828,000 for single-family homes.

Utilize the Lendersa® USDA loan calculator to compare the current USDA and FHA rates and determine the necessary income, credit, reserves, and documentation to qualify. Our comprehensive mortgage calculator allows you to examine USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the optimal program within that fits your personal financial situation.

Available USDA and FHA loan choices in Haverhill, MA

Lendersa® endeavors to swiftly and effortlessly secure the ideal USDA or FHA loan for you. Begin with one of three strategies to align with lenders and discover USDA loan programs.

Lendersa USDA loan request and matching results

Defining a USDA Loan in MA

A USDA home loan is backed by the U.S. Department of Agriculture, known as a USDA rural development loan or USDA mortgage, and is accessible exclusively in rural regions. In contrast to FHA loans, which call for a minimum down payment of 3.5%, the USDA mortgage requires no down payment.

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(407) 930-4490 Lender's profile and map Reviews GDM Mortgage Corp 100 E Pine St Suite 110, Orlando, FL, 32801 We understand that each client is unique with different needs.Therefore we offer many programs from Conventional, FHA, VA, USDA, to Bank Statements, & Investor Quick Fix and Flip loans.All designed for a successful approval and closing. We work directly with wholesale lenders which offers us low wholesale rates passed directly to the client.
(407) 704-8729 Lender's profile and map Reviews Florida Home Funding 390 N Orange Ave #2125, Orlando, FL, 32801 Florida Home Funding, an Orlando Florida mortgage broker, we have the experience, financial strength, and personalized service you can count on. As a client of Florida Home Funding, you will benefit from the personal attention and experience of our licensed mortgage professionals coupled with our wide range of competitive mortgage products.
(573) 364-5202 Lender's profile and map Reviews Phelps County Bank 718 North Pine Street, Rolla, MO, 65401 Phelps County Bank is 100% owned by our employees through an Employee Stock Ownership Plan (ESOP). Our mission is to build relationships with purpose, integrity, and fairness through a commitment to teamwork, education, and growth - believing that contributions of time, talents, and service lead to a better community for all.
(573) 308-3113 Lender's profile and map Reviews Riverways Federal Credit Union 1012 Forum Drive, Rolla, MO, 65401 Riverways Federal Credit Union, you’ll have access to all the same services you would use at other financial institutions. The difference is that at Riverways Federal Credit Union, you’ll get a better deal, and you’ll receive better service and also We enjoy helping our members grow financially and work towards their long term goals.
(573) 336-2076 Lender's profile and map Reviews Citizens Bank of the Midwest 1515 Martin Springs Drive, Rolla, MO, 65401 Citizens Bank of the Midwest is a locally owned bank that is dedicated to building the communities we call home. We are committed to providing the best personalized service for all your financial needs. Stop by any of our three convenient locations and speak to our knowledgeable staff to start banking with us today.
(573) 364-5626 Lender's profile and map Reviews Mortgage Store, LLC 11130 Twitty Drive, Suite 120, Rolla, MO, 65401 "We are here to serve you by answering your questions and assisting you in a friendly, courteous manner as you navigate through the mortgage loan process. We understand that you have many mortgage consultant options and are prepared to earn your long term trust. We are confident that you will quickly see how commited"
(407) 426-6000 Lender's profile and map Reviews Insight Credit Union PO Box 4900, Orlando, FL, 32802 Insight Credit Union is a state-chartered credit union dedicated to improving the financial lives of those who live and work in the communities it serves. With 13 locations and more than 125 employees, Insight serves over 50,000 members in Orange, Seminole, Volusia, Osceola, Lake, Sumter, Citrus and Marion Counties.
(800) 477-2251 Lender's profile and map Reviews HDH Mortgage 5449 S Semoran Blvd, Suite 225, Orlando, FL, 32822 At HDH Mortgage Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
(901) 321-1200 Lender's profile and map Reviews Memphis City Employees Credit Union 2608 Avery Avenue, Memphis, TN, 38112 The Memphis City Employees Credit Union, formerly the City of Memphis Credit Union, was established in May of 1959. The Credit Union has experienced tremendous growth and accomplishment over the last 62 years. Our first branch opened its doors in a corner of the City Treasurer’s office at the old court house and began serving the city employees.
(901) 521-4620 Lender's profile and map Reviews Kimberly Clark Credit Union 1520 N Second Street, Memphis, TN, 38107 Kimberly Clark Credit Union, chartered in 1947, serves the employees of Kimberly Clark Corporation across the country. KCCU is a not-for-profit financial institution where you, our member-owner, come first. After expenses and legal reserves are set aside, all profits are returned to members as higher dividends on savings, lower rates on loans.
(407) 835-3500 Lender's profile and map Reviews Orlando Credit Union 945 South Orange Avenue, Orlando, FL, 32806 We believe in offering a better banking alternative. Because Orlando Credit Union is a not-for-profit financial cooperative, our earnings go back into the credit union to be able to offer competitive rates on savings and loan products, and lower fees than other financial service providers.