USDA and FHA Pro and Con in Newburyport, Essex County, MA
As of 2025, the USDA loan ceiling for Newburyport, located in the county of Essex, MA, is set at $675,000. In comparison, the FHA limit for single-family homes stands at $828,000.
Make use of Lendersa® USDA loan calculator to juxtapose today's USDA against FHA's top rates. Determine the necessary income, credit credentials, reserves, and documentation for qualification. Our cutting-edge mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, enabling you to assess which program in aligns best with your specific financial situation.
Insights on 2025 loan limits and needed down payments in Newburyport, county of Essex, MA
Loan Category
Limitations
Required Down Payment
USDA
$675,000
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
Exploring USDA and FHA loan alternatives in Newburyport, MA
The primary mission of Lendersa® is to secure the most suitable USDA or FHA loan for you swiftly and without any complications. Select from one of the three options below to connect with matching lenders and discover available USDA loan programs.
A USDA home loan, supported by the United States Department of Agriculture, is also recognized as a USDA rural development loan or USDA mortgage. These loans are exclusively available in rural areas. Unlike FHA loans, which mandate at least a 3.5% down payment, USDA mortgage loans require no down payment at all.
5280 is founded on the principle of "Do what is right for the customer." The 5280 team will guide and direct in the most ethical loan process possible. We want life long customers not just one time. We look at our clients as family and take care of them. and also We've been helping customers afford the home of their dreams.
We are one of the most resourceful and dedicated team of commercial real estate mortgage professionals in the industry. We are a client-driven commercial real estate finance firm serving borrowers of real estate capital. We offer all types of debt and equity financing for income producing properties.
The Kyle Team, LLC is located in the beautiful state of Colorado. We understand Colorado's fast-paced real estate market and how to move quickly with it After thirty years in residential lending, including extensive knowledge in consumer credit, appraisal and title, our team is committed to providing families the best possible service.
3033 South Parker Road, Suite 750, Aurora, CO, 80014
We specialize in helping hardworking people purchase or refinance their own home. It’s just one of the reasons why you should check your rates and weigh your options with us. and We’re committed to helping your small business find success with a unique combination of services and business expertise.
At AMAC Mortgage Company. We are a full service mortgage company based in Aurora, CO. We specialize in JUMBO, FHA/VA, ALL HOME LOANS in AURORA, DENVER METRO, BOULDER, FT COLLINS and COLORADO SPRINGS area. We also serve the surrounding cities in Arapahoe County, Adams County, Boulder County,
3033 South Parker Road, Suite 202, Aurora, CO, 80014
At Consumer Mortgage Services, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We are approved with several lenders who offer all the agency backed loans such as VA, FHA, USDA
Buying a home and obtaining a home mortgage is more than getting the best low mortgage rate. We're committed to making your mortgage financing process as easy and affordable as possible. We are based in Vienna, Virginia and specialize in home, construction, and commercial mortgage loans.
We want you to know everything about Abbey Mortgage, so you know why you should partner with us. Abbey Mortgage and Investments Inc is a privately owned and operated mortgage company located in Berthoud, Colorado. We are not a mortgage broker or banker, which may make you wonder,
