USDA and FHA Pro and Con in Newburyport, Essex County, MA
As of 2026, the USDA loan ceiling for Newburyport, located in the county of Essex, MA, is set at $675,000. In comparison, the FHA limit for single-family homes stands at $828,000.
Make use of Lendersa® USDA loan calculator to juxtapose today's USDA against FHA's top rates. Determine the necessary income, credit credentials, reserves, and documentation for qualification. Our cutting-edge mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, enabling you to assess which program in aligns best with your specific financial situation.
Insights on 2026 loan limits and needed down payments in Newburyport, county of Essex, MA
Loan Category
Limitations
Required Down Payment
USDA
$675,000
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
Exploring USDA and FHA loan alternatives in Newburyport, MA
The primary mission of Lendersa® is to secure the most suitable USDA or FHA loan for you swiftly and without any complications. Select from one of the three options below to connect with matching lenders and discover available USDA loan programs.
A USDA home loan, supported by the United States Department of Agriculture, is also recognized as a USDA rural development loan or USDA mortgage. These loans are exclusively available in rural areas. Unlike FHA loans, which mandate at least a 3.5% down payment, USDA mortgage loans require no down payment at all.
At GC Global Capital, INC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
14362 N Frank Lloyd Wright Blvd, Scottsdale, AZ, 85260
Our team at Valley Mortgage is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
16420 N. 92nd St, Suite 220, Scottsdale, AZ, 85260
The Formula Mortgage Capital Corporation team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically
15721 North Greenway Hayden Loop, Suite 102, Scottsdale, AZ, 85260
Wain Capital is a Mortgage Brokerage, with extensive experience and licenses in Arizona, California and Colorado. As an independent mortgage broker we specialize exclusively in home loans but give more options and have more products than your traditional lenders. Constantly analyzing the mortgage bonds and treasury markets
Intent Mortgage stays ahead of the competition by leveraging modern technology to increase efficiency and ultimately, home buyer satisfaction. "Low Rate, Consumer First Mortgage Lending" isn't just our dual Mission Statement - it's a promise we make to our clients that we intend to keep.
14362 North Frank Lloyd Wright Blvd, Suite 1000, Scottsdale, AZ, 85260
At NSB Mortgage our mission is to ensure our clients receive the utmost attention to detail with regards to each of their individual needs. As a full service mortgage company we do not focus on costly overhead, but rather we feel strongly about our loan products and quality of service we provide, as well as, any recommendations from our clients.
9160 East Bahia Drive, Suite 105, Scottsdale, AZ, 85260
"The LM2 Investment Group was founded by three investors with over 30 years of mortgage and real estate experience.We offer hard money, private loan funding for up to 2 years.
We know not all transactions are alike and consider each transaction separately using an equity-based foundation."
7950 East Redfield Road, Suite 110, Scottsdale, AZ, 85260
"Kenwood Mortgage Investments. We are a 26 year old family mortgage company that makes real estate loans that the banks or traditional lenders don’t do, or they don’t do fast enough. Think of Kenwood as a reliable source for $50,000 to $5,000,000 by Friday.
Sometimes we really do work that fast, and we’ve been doing it for more than 26 years."
