USDA Vs. FHA Pro and Con comparison in Amesbury, Essex County, MA
In 2025, the USDA loan limit for Amesbury in Essex County, MA, is $675,000. Meanwhile, the FHA limit for a single-family home is $828,000.
Utilize the Lendersa® USDA loan calculator to compare the best rates available for USDA versus FHA loans today. You can determine the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows you to view and compare USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your financial needs in .
2025 Loan Limits and Downpayment Requirements in Amesbury, Essex County, MA
Loan Type
Loan Limit
Down Payment
USDA
$675,000
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
Explore USDA and FHA Loan Options in Amesbury, MA
Lendersa® aims to connect you with the optimal USDA or FHA loan options quickly and without trouble. Choose one of three starting points that help match you with appropriate lenders and USDA loan programs.
A USDA home loan is backed by the government through the Department of Agriculture and is often called a USDA rural development loan or USDA mortgage. It is specifically for rural neighborhoods and does not require any down payment, unlike FHA loans that need a minimum of 3.5% down payment, making housing more accessible in these areas.
North Coast Financial, Inc. is a San Diego hard money lender (private money lender) with over 30 years of hard money loan experience. We specialize in fix and flip loans / rehab loans, land loans, hard money purchase loans, construction loans, cash outs, hard money refinances and other various bridge loans.
Express Funding Mortgage Company was founded in 1998 by Brad Shoemaker with the goal of becoming the San Diego mortgage broker of choice for local San Diegans. Express Funding Mortgage specializes in residential mortgage financing to homeowners and buyers anywhere in California. We offer some of the lowest conforming.
We will find a loan that fits each borrower. Unlike big banks that have “order takers” helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available and their loan programs are one size fits all.
12636 High Bluff Drive, Suite 400, San Diego, CA, USA, CA, 92130
Looking for a reliable mortgage lender? Read Saxton Mortgage reviews to discover insights on loan options, interest rates, and customer experiences. Whether you're a first-time homebuyer or refinancing, Saxton Mortgage offers competitive rates and personalized solutions to fit your needs.
12636 High Bluff Drive, Suite 400, San Diego, CA, 92130
SDCBF is a bridge between local funding sources and nationwide capital investors. San Diego Commercial & Business Financing is a lending company whose focus is providing top tier financing to all types of commercial real estate. We are a general commercial lender, lending on all asset classes including Multifamily Apartments,
We connect investor with direct lenders to find the best loan. We have over 75 direct lenders in the network. We are able to look at the loan up to $100M even with low credit scores. We believe in relationship and long term partnership. We do all the hard work while you focus on your business.
11622 El Camino Real, Suite 100, San Diego, CA, 92130
As a full service real estate and mortgage brokerage in the San Diego, LA, and Riverside counties, we are dedicated to providing our clients with the finest customer service available. Trinity Real Estate Services and Trinity Mortgage is built on a foundation of integrity and a heart for the homeowner! We pride ourselves on helping borrowers.
11622 El Camino Real, Suite 100, San Diego, CA, 92130
ZZ Lending is an internet mortgage brokerage that provides discounted loans without sacrificing the service, knowledge or expertise. We are a full service mortgage brokerage firm with an experienced staff offering service in mortgage lending for resale and new home purchases and refinance.
11622 El Camino Real, Suite 100, San Diego, CA, 92130
Southwestern Mortgage Company is a discount residential mortgage broker. We have helped over 4, 000 clients obtain home loans over the past 25 years. We are committed to provide our clients the best possible mortgage options for their specific situation and Provide our clients the best possible loan program and rate.
12636 High Bluff Drive, Suite 400, San Diego, CA, 92130
In 2018, Saxton Mortgage, LLC was founded by Trent J. Ford, in San Diego, CA. Saxton Mortgage is a full-service mortgage lender specializing in providing exceptional customer service to satisfy all your mortgage financing needs. Our Team is committed to delivering the highest level of customer service to our clients to find the best option
