USDA Vs. FHA Pro and Con comparison in Salisbury, Essex County, MA

For the year 2025, the USDA loan limit in Salisbury, within the county of Essex, MA, is $675,000. Meanwhile, the FHA limit for a single-family home is $828,000.

The Lendersa® USDA loan calculator enables you to compare today's USDA and FHA rates, helping you identify the income, credit, reserves, and documentation needed to qualify. By utilizing our sophisticated mortgage calculator, you can juxtapose USDA, FHA, Conforming, and VA loans, making it simpler to select the most fitting program for your financial needs, especially in Alabama.

Discover loan offers from 100 lenders

Loan Limits and Down Payment Specifications for 2025 in Salisbury, Essex, MA

Loan Type Loan Limit Down Payment
USDA $675,000 0%
FHA $828,000 3.5%
Conventional Conforming $828,000 3%

Options for USDA and FHA Loans in Salisbury, MA

The objective of Lendersa® is to swiftly secure the best USDA or FHA loan for you with minimal hassle. Select from three different starting points that connect you with suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What Is a USDA Loan in MA?

A USDA home loan is a loan supported by the government's Department of Agriculture, known as the USDA rural development loan or USDA mortgage. It's exclusively available for rural neighborhoods. Unlike FHA loans requiring a 3.5% minimum down payment, USDA mortgages require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Intermountain Capital LLC
  • 1272 West 12700 South, Suite D, Riverton, UT, 84065
  • Intermountain Capital LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • National 1st Mortgage
  • 1602 West 13595, South Riverton, UT, 84065
  • National 1st Mortgage There are many loan officers and just as many different loan programs. There are only a few loan experts who can shop rates and loan programs to find a tailor made loan just for you and your home. Including VA, first time buyers, conventional, low income or a second place to get away from it all.
  • Community Lending Group
  • 1262 West 12700 South, Suite A, Riverton, UT, 84065
  • Community Lending Group, Inc. was established in October 2004 by Brett Andersen & Brad Taylor. A few months later Jeremy Smith joined the team and the owners set out to create a mortgage company that was built on a foundation of trust, integrity & honesty. We strive to treat our clients & our employees with the utmost respect that they deserve.
  • New Point Lending
  • 3731 W South Jordan Pkwy, Suite 102-122, South Jordan, UT, 84009
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Montana Family Mortgage
  • 2825 Stockyard Rd j5, Missoula, MT, 59808
  • At Montana Family Mortgage. We are a full-service mortgage company based in Missoula, MT. We specialize in Conventional, VA Loans, Rural Development, FHA in Missoula and throughout Montana! Whether you are buying a home or refinancing , we can help you realize your dream of home ownership!
  • Eagle Bank - MT
  • 80 Heritage Lane, Polson, MT, 59860
  • Our mission is to provide superior financial services while fostering lifetime relationships based on our philosophy that people matter most. Eagle Bank is truly a “Community Bank” with the Confederated Salish and Kootenai Tribes owning the bank on behalf of their approximately 8, 000 members.
  • Utah Heritage Credit Union
  • 84 West Main Street, Moroni, UT, 84646
  • Utah Heritage Credit Union has a 50 year history of serving the hard working men and women of Sanpete and Sevier Counties. The credit union was started by and continues to be directed by these men and women.Moroni Feed Credit Union was organized on December 10, 1969 by AD Shepherd. Forty Five people were in attendance.
  • 3 Keys Lending, LLC
  • 12349 South Pagano Lane, Herriman, UT, 84096
  • At 3 Keys Lending, LLC, our mission is to help homeowners and future homeowners get the absolute best mortgage rates and options when buying or refinancing their home. Through a little education, we can help you save thousands of dollars on your loan by teaching you the 3 Keys of Lending.
  • Loans by Vicky
  • 8325 N. Cedar Drive, Eagle Mountain, UT, 84005
  • Vicky is a loan officer who works directly with wholesale lenders to give you the best options. I take the needs of my clients seriously. I will listen to your specific situation and work to find the loan that is best for you. I will keep you updated throughout the entire process and quickly respond to any questions