USDA and FHA Pro and Con in Ocean-Grove, Bristol County, MA

In 2025, the USDA loan limit within Ocean-Grove, situated in the county of Bristol, MA, is $404,800. In comparison, the FHA loan limit for a single-family home is $506,000.

Utilize the Lendersa® USDA loan calculator to compare the best current rates for USDA versus FHA loans, and to ascertain the necessary income, credit level, reserves, and required documents for qualification. With our advanced mortgage calculator, view the USDA, FHA, Conforming, and VA options side by side, enabling you to select the best-suited program for your specific financial situation in Alabama.

Explore loan offers from 100 different lenders

2025 Loan Limits and Downpayment Requirements in Ocean-Grove, Bristol, MA

Loan Type Loan Limit Down Payment
USDA $404,800 0%
FHA $506,000 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Ocean-Grove, MA

The objective of Lendersa® is to efficiently secure the best USDA or FHA loan for you, minimizing any hassle. Choose one of three initial steps to match with lenders and discover the USDA loan programs available.

Outcomes from Lendersa USDA loan request matches

Understanding USDA Loans in MA

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is only available in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, the USDA mortgage does not require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Area Home Lending
  • 1737 Oakdale Dr, Baton Rouge, LA, 70809
  • Our goal is to give you options from all of the largest nationwide investors, with the local service you deserve. Free Approval for FHA, VA, RD/Rural Development, Conventional, Jumbo, First Time Homebuyer programs and more. Also specializing in HUD homes, Bank Repo's, Foreclosures, and more.
  • DSLD Mortgage
  • 7660 Pecue Lane, Suite 300, Baton Rouge, LA, 70809
  • We want to create the best customer experience when you are purchasing your home. Our reputation lies in the trust and respect that we have earned from our homeowners across the South. We pride ourselves in our outstanding customer satisfaction, accuracy and our ability to close your loan on time. DSLD Mortgage will lead, support,
  • Ascension Credit Union
  • 2430 S Burnside Avenue, Gonzales, LA, 70737
  • Ascension Credit Union, a not-for-profit, full-service financial institution, is Ascension Parish’s only Community Financial Institution dedicated to serving Ascension Parish Residents! Structured as a financial cooperative, the credit union is owned and operated entirely by its membership - by the people of Ascension Parish.
  • Advanced Commercial Capital
  • 2416 S Philippe, Gonzales, LA, 70737
  • Advanced Commercial Capital strives to provide business owners and investors the best possible commercial financing solution to assist with the growth and success of their business. We provide a wide variety of funding options that have been created to support all aspects of all business shapes and sizes.
  • Courtyard Mortgage Company
  • 40472 La-621, Suite B, Gonzales, LA, 70737
  • Thank you for taking an interest in Courtyard Mortgage Company. For over 13 years we have assisted many families in fulfilling their dream of home ownership and/or refinancing. We would love for you to contact our team, and a Loan Officer of your choice. We are here to guide you through any of your home loan needs
  • The Lending Smith Mortgage LLC
  • 39510 Legacy Lake Drive, Gonzales, LA, 70737
  • We are a full-service mortgage company based in Gonzales, LA. We specialize in Home Purchase Loans and Refinance in Gonzales, and all Parishes throughout Louisiana. Whether you are buying a home or refinancing in Louisiana, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
  • Neighbors Federal Credit Union
  • 12529 Perkins Road, Baton Rouge, LA, 70810
  • Neighbors Federal Credit Union is a not-for-profit financial cooperative operating as an association dedicated to "people helping people."​ A handful of educators started Baton Rouge Teachers in 1954 with a shoe box, a couple hundred dollars and the goal of making financial services available to school system employees in our area.
  • Department of Corrections Credit Union
  • 704 Mayflower Street, Baton Rouge, LA, 70802
  • Department of Corrections Credit Union has been open since 1957. The credit union has assets totaling $104.92 Million and provides banking services to more than 13, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans.
  • LES Federal Credit Union
  • 950 North 22nd Street, Suite C, Baton Rouge, LA, 70802
  • The mission of the LES FCU is to provide maximum services to investors & borrowers alike, utilizing educated, professional, & loyal, personnel & volunteers while maintaining a competitive risk free environment still adhering to the credit union philosophy of People Helping People but always seeking new ideas for an innovative future.
  • La Capitol Federal Credit Union
  • 700 Main Street, Baton Rouge, LA, 70802
  • Founded in 1961, La Capitol’s first office was in the basement of the state capitol building. But from our humble beginnings serving employees of the State Department of Commerce and Industry, we’ve grown into a statewide network with branches stretching from Ouachita to Tangipahoa.