USDA and FHA Pro and Con in Ocean-Grove, Bristol County, MA
In 2026, the USDA loan limit within Ocean-Grove, situated in the county of Bristol, MA, is $404,800. In comparison, the FHA loan limit for a single-family home is $506,000.
Utilize the Lendersa® USDA loan calculator to compare the best current rates for USDA versus FHA loans, and to ascertain the necessary income, credit level, reserves, and required documents for qualification. With our advanced mortgage calculator, view the USDA, FHA, Conforming, and VA options side by side, enabling you to select the best-suited program for your specific financial situation in Alabama.
2026 Loan Limits and Downpayment Requirements in Ocean-Grove, Bristol, MA
Loan Type
Loan Limit
Down Payment
USDA
$404,800
0%
FHA
$506,000
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Ocean-Grove, MA
The objective of Lendersa® is to efficiently secure the best USDA or FHA loan for you, minimizing any hassle. Choose one of three initial steps to match with lenders and discover the USDA loan programs available.
A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is only available in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, the USDA mortgage does not require any down payment at all.
BayCoast Bank has 24 locations: Berkley, Dartmouth, Fairhaven, Fall River, Foxborough, New Bedford, North Dighton, Somerset, Swansea, Seekonk, Westport in Massachusetts and Bristol, Cranston, Little Compton, Providence, Tiverton, Portsmouth in Rhode Island. Each branch has at least one ATM, and ITMs are located at select branches.
1723 Grand Army of the Republic Highway, Swansea, MA, 02777
Lends in Massachusetts
St. Dominic’s Federal Credit Union is “Your Community Credit Union”. The staff of St. Dominic's Federal Credit Union will provide the best services possible to the members we serve. We are a non-profit organization that has been in operation for over forty years, dedicated to the communities we serve.
BayCoast Mortgage, LLC is a full service lender providing industry best solutions in residential purchase, refinance, renovation, and construction loans. Our product offering complements customers throughout the East Coast including FNMA, FHLC, VA, FHA, Jumbo, MA Housing, RI Housing and BayCoast Portfolio .
Our goal is to provide our members with the financial services they need along with the latest technology and the personal attention they deserve.
SFCU serves people who live or work in Bristol County, Massachusetts, or if a member of your immediate family lives or works in Bristol County, Massachusetts.
St. Anne's Credit Union has been providing financial products and banking services since 1936. St. Anne's has over 150 employees servicing ten locations including Dartmouth, Fairhaven, Fall River, New Bedford, Somerset, Swansea, Westport and The Lending Center in Plymouth. St. Anne’s was selected for the fifth year in a row #1 Credit Union by the p
Fall River Pawnbrokers was established in 1995 with our first pawn shop operation opening its doors in Fall River, Massachusetts. For over 24 years we have contributed to serving working families and communities by providing a wide range of financial services for people of all ages and backgrounds.
BankFive, based in Fall River, Massachusetts, is the SouthCoast's premier independent community bank, and one of the top regional banks in the area. With 13 convenient banking locations in Swansea, Somerset, Fall River, Dartmouth, New Bedford, Fairhaven, and Bristol, RI, plus lending offices in Woburn, Wrentham, and Cranston, RI.
Santo Christo Federal Credit Union was founded in 1954 to serve the financial needs of members of Santo Christo Catholic Parish and St. Louis Catholic Parish in Fall River, Massachusetts; residents of Wards Two, Three and Four of Fall River Massachusetts. Today, we are a full service financial institution that exists for one reason
99 S. Main Street, Suite 154, Fall River, MA, 02721
Lends in Massachusetts
Our mission is to serve our customers with honesty, integrity and competence. We specialize in Home Purchase Loans and Refinancing in MA and RI. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks
