USDA and FHA Pro and Con in Ocean-Grove, Bristol County, MA

In 2026, the USDA loan limit within Ocean-Grove, situated in the county of Bristol, MA, is $404,800. In comparison, the FHA loan limit for a single-family home is $506,000.

Utilize the Lendersa® USDA loan calculator to compare the best current rates for USDA versus FHA loans, and to ascertain the necessary income, credit level, reserves, and required documents for qualification. With our advanced mortgage calculator, view the USDA, FHA, Conforming, and VA options side by side, enabling you to select the best-suited program for your specific financial situation in Alabama.

Explore loan offers from 100 different lenders

2026 Loan Limits and Downpayment Requirements in Ocean-Grove, Bristol, MA

Loan Type Loan Limit Down Payment
USDA $404,800 0%
FHA $506,000 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Ocean-Grove, MA

The objective of Lendersa® is to efficiently secure the best USDA or FHA loan for you, minimizing any hassle. Choose one of three initial steps to match with lenders and discover the USDA loan programs available.

Outcomes from Lendersa USDA loan request matches

Understanding USDA Loans in MA

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is only available in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, the USDA mortgage does not require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Village Properties & Associates
  • 15845 Channel St San, San Lorenzo, CA, 94580
  • Village Properties work under an experienced licensed broker/owners Sam & Jessica Medina. They are high caliber professionals with extensive experience and knowledge about our local real estate market. Our agents come from diverse backgrounds but all are dedicated to providing the highest quality service to our clients.
  • Holmgren & Associates
  • 4200 Broadway, Oakland, CA, 94611
  • Holmgren & Associates has built a strong reputation as a trusted, independent mortgage provider in the Bay Area. Established in 1989.We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending, from purchase to refinance to construction lending
  • LaSalle Mortgage
  • 4200 Broadway, Suite 2, Oakland, CA, 94611
  • Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial. We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.
  • Greater Bay Mortgage Co
  • 1980 Mountain Blvd., Suite 209, Oakland, CA, 94611
  • Greater Bay Capital and Greater Bay Mortgage team up to provide full service mortgage banking products and services.Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
  • American Realty Services
  • 23704 Clawiter Road, Hayward, CA, 94545
  • Whether you are looking for houses for sale or to sell a house, the most important thing is that you work with a real estate agent that you can trust. As your loyal real estate agent, I take it upon myself to provide you with the guidance and assistance that you deserve throughout the entire real estate process.
  • Champion Home Loans Inc
  • 372 Fairview Way, Milpitas, CA, 94545
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • United Financial Services.
  • 24301 Southland Dr, Suite 409, Hayward, CA, 94545
  • United Financial Services (UFS) provides private direct loans. We provide short-term fix & flip financing and long-term rental financing for real estate investors. Our loans, often called “hard money” can be used for the purchase or refinance of non-owner occupied residential properties, financing of renovation projects, and bridge funding.
  • Platinum Capital Mortgage
  • 22581 Murietta Road, Salinas, CA, 93908
  • Platinum Capital Mortgage & Real Estate, Inc. is a full service Mortgage & Real Estate Brokerage located in Salinas, California in beautiful Monterey County. We provide Mortgage & Real Estate Broker services for residential properties, Commercial properties, Commercial loans, Construction loans, Construction to Permanent loans, Residential Lot loan
  • Cushman Rexrode Capital Corporation
  • 1437 Leimert Blvd, Suite C, Oakland, CA, 94602
  • Cushman Rexrode Capital Corporation Originate first and second loans and service mortgage investments for our private and pension plan customers. Arrange permanent loans, construction loans, take-out loans on residential and commercial loans in California Buy existing notes secured by Trust Deeds.
  • Hyperion Financial Services
  • 1025 Galvin Street, Oakland, CA, 94602
  • HYPERION FINANCIAL SERVICES IS A RESIDENTIAL AND COMMERCIAL LOAN BROKERAGE COMPANY FOCUSED ON PROVIDING DEBT SOLUTIONS FOR MULTIFAMILY, RETAIL, OFFICE AND INDUSTRIAL REAL ESTATE. CHARLIE SOSA IS THE FOUNDER OF HYPERION FINANCIAL SERVICES. HE’S BEEN ARRANGING COMMERCIAL FINANCING FOR OVER NINE YEARS.