USDA VS FHA in Fall-River, Bristol County, MA

In 2026, the USDA loan limit for Fall-River, located within Bristol county, MA, is $404,800. For a single-family home, the FHA limit is $506,000.

Leverage the Lendersa® USDA loan calculator to evaluate today’s leading USDA and FHA rates, determining the income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the most suitable program for your financial situation in .

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2026 Loan Limits and Down Payment Requirements in Fall-River, Bristol, MA

Loan Type Loan Limit Down Payment
USDA $404,800 0%
FHA $506,000 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Opportunities in Fall-River, MA

The goal of Lendersa® is to promptly provide you with the best USDA or FHA loan options. Pick one of three pathways to connect with matching lenders and USDA loan programs.

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Understanding USDA Loans in MA

A USDA home loan, supported by the government’s Department of Agriculture and often known as the USDA rural development loan or USDA mortgage, is specifically available in rural locales. Unlike FHA loans, requiring a minimum down payment of 3.5%, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



Fall-River Lenders

  • St. Anne's Credit Union
  • 286 Oliver Street, Fall River, MA, 02724
  • Lends in Massachusetts
  • St. Anne's Credit Union has been providing financial products and banking services since 1936. St. Anne's has over 150 employees servicing ten locations including Dartmouth, Fairhaven, Fall River, New Bedford, Somerset, Swansea, Westport and The Lending Center in Plymouth. St. Anne’s was selected for the fifth year in a row #1 Credit Union by the p

  • Fall River Pawn Brokers
  • 1475 South Main Street, Fall River, MA, 02724
  • Lends in Massachusetts
  • Fall River Pawnbrokers was established in 1995 with our first pawn shop operation opening its doors in Fall River, Massachusetts. For over 24 years we have contributed to serving working families and communities by providing a wide range of financial services for people of all ages and backgrounds.

  • Santo Christo FCU
  • 149 Columbia Street, Fall River, MA, 02721
  • Lends in Massachusetts
  • Santo Christo Federal Credit Union was founded in 1954 to serve the financial needs of members of Santo Christo Catholic Parish and St. Louis Catholic Parish in Fall River, Massachusetts; residents of Wards Two, Three and Four of Fall River Massachusetts. Today, we are a full service financial institution that exists for one reason

  • First Class Mortgage Company
  • 99 S. Main Street, Suite 154, Fall River, MA, 02721
  • Lends in Massachusetts
  • Our mission is to serve our customers with honesty, integrity and competence. We specialize in Home Purchase Loans and Refinancing in MA and RI. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks

  • Fall River Municipal Credit Union
  • 333 Milliken Blvd, Fall River, MA, 02721
  • Lends in Massachusetts
  • Fall River firemen gave birth to what is today the Fall River Municipal Credit Union. The beginning was humble to say the very least. It started with a Fall River firefighter, a state appointed finance board, and the impending threat of wholesale cuts in the pay of city employees

  • Bank 5
  • 79 North Main Street, Fall River, MA, 02720
  • Lends in Massachusetts
  • BankFive, based in Fall River, Massachusetts, is the SouthCoast's premier independent community bank, and one of the top regional banks in the area. With 13 convenient banking locations in Swansea, Somerset, Fall River, Dartmouth, New Bedford, Fairhaven, and Bristol, RI, plus lending offices in Woburn, Wrentham, and Cranston, RI.

  • Somerset Federal Credit Union
  • 740 County Street, Somerset, MA, 02726
  • Lends in Massachusetts
  • Our goal is to provide our members with the financial services they need along with the latest technology and the personal attention they deserve.

    SFCU serves people who live or work in Bristol County, Massachusetts, or if a member of your immediate family lives or works in Bristol County, Massachusetts.

  • BayCoast Bank
  • 330 Swansea Mall Drive, Swansea, MA, 02777
  • Lends in Massachusetts
  • BayCoast Bank has 24 locations: Berkley, Dartmouth, Fairhaven, Fall River, Foxborough, New Bedford, North Dighton, Somerset, Swansea, Seekonk, Westport in Massachusetts and Bristol, Cranston, Little Compton, Providence, Tiverton, Portsmouth in Rhode Island. Each branch has at least one ATM, and ITMs are located at select branches.

  • St. Dominic's Federal Credit Union
  • 1723 Grand Army of the Republic Highway, Swansea, MA, 02777
  • Lends in Massachusetts
  • St. Dominic’s Federal Credit Union is “Your Community Credit Union”. The staff of St. Dominic's Federal Credit Union will provide the best services possible to the members we serve. We are a non-profit organization that has been in operation for over forty years, dedicated to the communities we serve.