USDA VS FHA in Fall-River, Bristol County, MA

In 2026, the USDA loan limit for Fall-River, located within Bristol county, MA, is $404,800. For a single-family home, the FHA limit is $506,000.

Leverage the Lendersa® USDA loan calculator to evaluate today’s leading USDA and FHA rates, determining the income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the most suitable program for your financial situation in .

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2026 Loan Limits and Down Payment Requirements in Fall-River, Bristol, MA

Loan Type Loan Limit Down Payment
USDA $404,800 0%
FHA $506,000 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Opportunities in Fall-River, MA

The goal of Lendersa® is to promptly provide you with the best USDA or FHA loan options. Pick one of three pathways to connect with matching lenders and USDA loan programs.

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Understanding USDA Loans in MA

A USDA home loan, supported by the government’s Department of Agriculture and often known as the USDA rural development loan or USDA mortgage, is specifically available in rural locales. Unlike FHA loans, requiring a minimum down payment of 3.5%, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Bay Equity is a full-service retail mortgage lender. Founded in the heart of San Francisco’s financial district in 2007, the company recently moved to new corporate headquarters in Corte Madera, CA. Bay Equity Home Loans is currently licensed in 40 states and is expanding across the nation with retail branches in 27 states.
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  • Cap City Mortgage Inc
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