USDA Loan Vs. FHA loan for Swansea, MA [Bristol County ]

For 2026, the USDA loan limit in Swansea, located in Bristol County, MA, is $473,800. In comparison, the FHA limit for a single-family home is $661,250.

Utilize the Lendersa® USDA loan calculator to compare the top USDA and FHA rates today, checking the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA loans side-by-side, assisting you in deciding the most fitting program for your financial situation in .

Explore USDA and FHA Loan Options in Swansea, MA

Lendersa® aims to quickly and effortlessly provide the best USDA or FHA loans. Choose one of the three options to connect with suitable lenders and USDA loan programs.

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Understanding USDA Loans in MA

A USDA home loan is a government-backed mortgage under the Department of Agriculture, also called a USDA rural development loan or mortgage. It is exclusive to rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment, broadening the scope for homeownership.

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Swansea Lenders
(508) 678-7641 Lender's profile and map BayCoast Bank 330 Swansea Mall Drive, Swansea, MA, 02777 Lends in Massachusetts BayCoast Bank has 24 locations: Berkley, Dartmouth, Fairhaven, Fall River, Foxborough, New Bedford, North Dighton, Somerset, Swansea, Seekonk, Westport in Massachusetts and Bristol, Cranston, Little Compton, Providence, Tiverton, Portsmouth in Rhode Island. Each branch has at least one ATM, and ITMs are located at select branches.
(508) 379-1056 Lender's profile and map St. Dominic's Federal Credit Union 1723 Grand Army of the Republic Highway, Swansea, MA, 02777 Lends in Massachusetts St. Dominic’s Federal Credit Union is “Your Community Credit Union”. The staff of St. Dominic's Federal Credit Union will provide the best services possible to the members we serve. We are a non-profit organization that has been in operation for over forty years, dedicated to the communities we serve.
(877) 466-2678 Lender's profile and map BayCoast Mortgage Company, LLC 330 Swansea Mall Drive, Swansea, MA, 02777 Lends in Massachusetts BayCoast Mortgage, LLC is a full service lender providing industry best solutions in residential purchase, refinance, renovation, and construction loans. Our product offering complements customers throughout the East Coast including FNMA, FHLC, VA, FHA, Jumbo, MA Housing, RI Housing and BayCoast Portfolio .
(508) 678-2851 Lender's profile and map Somerset Federal Credit Union 740 County Street, Somerset, MA, 02726 Lends in Massachusetts Our goal is to provide our members with the financial services they need along with the latest technology and the personal attention they deserve. SFCU serves people who live or work in Bristol County, Massachusetts, or if a member of your immediate family lives or works in Bristol County, Massachusetts.
(877) 782-6637 Lender's profile and map St. Anne's Credit Union 286 Oliver Street, Fall River, MA, 02724 Lends in Massachusetts St. Anne's Credit Union has been providing financial products and banking services since 1936. St. Anne's has over 150 employees servicing ten locations including Dartmouth, Fairhaven, Fall River, New Bedford, Somerset, Swansea, Westport and The Lending Center in Plymouth. St. Anne’s was selected for the fifth year in a row #1 Credit Union by the p
(877) 999-3729 Lender's profile and map Fall River Pawn Brokers 1475 South Main Street, Fall River, MA, 02724 Lends in Massachusetts Fall River Pawnbrokers was established in 1995 with our first pawn shop operation opening its doors in Fall River, Massachusetts. For over 24 years we have contributed to serving working families and communities by providing a wide range of financial services for people of all ages and backgrounds.
(774) 888-6100 Lender's profile and map Bank 5 79 North Main Street, Fall River, MA, 02720 Lends in Massachusetts BankFive, based in Fall River, Massachusetts, is the SouthCoast's premier independent community bank, and one of the top regional banks in the area. With 13 convenient banking locations in Swansea, Somerset, Fall River, Dartmouth, New Bedford, Fairhaven, and Bristol, RI, plus lending offices in Woburn, Wrentham, and Cranston, RI.
(508) 673-9210 Lender's profile and map Santo Christo FCU 149 Columbia Street, Fall River, MA, 02721 Lends in Massachusetts Santo Christo Federal Credit Union was founded in 1954 to serve the financial needs of members of Santo Christo Catholic Parish and St. Louis Catholic Parish in Fall River, Massachusetts; residents of Wards Two, Three and Four of Fall River Massachusetts. Today, we are a full service financial institution that exists for one reason
(508) 212-6063 Lender's profile and map First Class Mortgage Company 99 S. Main Street, Suite 154, Fall River, MA, 02721 Lends in Massachusetts Our mission is to serve our customers with honesty, integrity and competence. We specialize in Home Purchase Loans and Refinancing in MA and RI. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks