For 2025, the USDA loan limit in Swansea, located in Bristol County, MA, is $473,800. In comparison, the FHA limit for a single-family home is $661,250.
Utilize the Lendersa® USDA loan calculator to compare the top USDA and FHA rates today, checking the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA loans side-by-side, assisting you in deciding the most fitting program for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $473,800 | 0% |
| FHA | $661,250 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to quickly and effortlessly provide the best USDA or FHA loans. Choose one of the three options to connect with suitable lenders and USDA loan programs.
A USDA home loan is a government-backed mortgage under the Department of Agriculture, also called a USDA rural development loan or mortgage. It is exclusive to rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment, broadening the scope for homeownership.
Enter your location to find out if it qualifies for USDA rural housing loan?
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