USDA Loan Vs. FHA loan for South-Yarmouth, MA [Barnstable County ]

For the year 2026, the USDA loan limit in South-Yarmouth, situated in Barnstable county, MA, is $408,200. Comparatively, the FHA limit for a single-family home is $506,000.

Utilize the Lendersa® USDA loan calculator to assess today’s leading USDA versus FHA rates. This tool will assist in identifying the required income, credit score, reserves, and documents needed for qualification. Our comprehensive mortgage calculator enables you to examine the USDA, FHA, Conforming, and VA options side by side, aiding in determining which program in caters best to your financial situation.

Exploring USDA and FHA Loan Options in South-Yarmouth, MA

The primary aim of Lendersa® is to secure the best available USDA or FHA loan quickly and easily. Choose one of three starting options to connect with matching lenders and USDA loan programs.

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Understanding the USDA Loan in MA

A USDA home loan, backed by the government's Department of Agriculture—commonly known as a USDA rural development loan or a USDA mortgage—is exclusively available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require no down payment at all.

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(617) 875-3871 Lender's profile and map Reviews Hard Money Loans CT by Cutter Hill Capital 4 Cutter Hill Rd, Hingham, MA, 02043 Cutter Hill Capital is a private real estate lender focusing on loans for short-term real estate investment projects in the greater New England region and select national markets.Our company was founded in 2018 by principals who have been involved in over 1,000 real estate loan transactions.
(800) 477-2170 Lender's profile and map Reviews Peoples Choice Mortgage LLC 5 Bristol Drive, Suite 1, Easton, MA, 02375 At Peoples Choice Mortgage we value our family. In turn, we treat all of our clients like family. We know that understanding finances isn’t always a straight path. That’s why we work to develop and educate all of our clients throughout the loan process. Our focus is empowering you to make a financial choice that fits your needs.
(508) 941-5616 Lender's profile and map Reviews Star Mortgage 691 Washington Street, South Easton, MA, 02375 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(508) 644-0105 Lender's profile and map Reviews Right Key Mortgage, LLC 859 Washington Street, South Easton, MA, 02375 At Right Key Mortgage, we educate our borrowers to make this a worry-free process, from pre-qualification to close – that’s our promise to you! We're here to make the home loan process as simple as possible. We work very hard for our customers because nothing pleases us more than helping our clients achieve the dream of affordable home ownership.
(508) 678-7641 Lender's profile and map Reviews BayCoast Bank 330 Swansea Mall Drive, Swansea, MA, 02777 BayCoast Bank has 24 locations: Berkley, Dartmouth, Fairhaven, Fall River, Foxborough, New Bedford, North Dighton, Somerset, Swansea, Seekonk, Westport in Massachusetts and Bristol, Cranston, Little Compton, Providence, Tiverton, Portsmouth in Rhode Island. Each branch has at least one ATM, and ITMs are located at select branches.
(508) 379-1056 Lender's profile and map Reviews St. Dominic's Federal Credit Union 1723 Grand Army of the Republic Highway, Swansea, MA, 02777 St. Dominic’s Federal Credit Union is “Your Community Credit Union”. The staff of St. Dominic's Federal Credit Union will provide the best services possible to the members we serve. We are a non-profit organization that has been in operation for over forty years, dedicated to the communities we serve.
(877) 466-2678 Lender's profile and map Reviews BayCoast Mortgage Company, LLC 330 Swansea Mall Drive, Swansea, MA, 02777 BayCoast Mortgage, LLC is a full service lender providing industry best solutions in residential purchase, refinance, renovation, and construction loans. Our product offering complements customers throughout the East Coast including FNMA, FHLC, VA, FHA, Jumbo, MA Housing, RI Housing and BayCoast Portfolio .
(781) 796-6050 Lender's profile and map Reviews Coastal Heritage Bank 195 Washington Street, Weymouth, MA, 02188 It takes more than physical location to be part of a neighborhood; it takes a dedicated, unwavering determination to help better the community & the lives of its residents. Since we live & raise our families in the towns we serve, our interests & those of our customers overlap.We all benefit from having a thriving, safe & culturally rich community.
(508) 238-1000 Lender's profile and map Reviews Bank of Easton North Easton 275 Washington St, North Easton, MA, 02356 Bank of Easton provides traditional banking services to the surrounding communities. our Bank proudly opened its doors to the public for the first time. We are excited to continue to serve our customers and the Easton community and look forward to writing many new chapters in the history of our Bank and our community – together!
(401) 846-3400 Lender's profile and map Reviews BankNewport 184 John Clarke Road, Middletown, RI, 02842 BankNewport is proud to be your community bank. Founded in 1819, we are one of the oldest mutual savings banks not only in Rhode Island, but in the entire United States. Currently holding $1.6 Billion in assets, BankNewport is an FDIC-insured savings bank and a subsidiary of the Mutual Holding Company, OceanPoint Financial Partners, MHC.
(401) 846-8930 Lender's profile and map Reviews People’s Credit Union 858 West Main Road, Middletown, RI, 02842 People’s Credit Union is a community Credit Union that has served the people of Rhode Island and Southeastern Massachusetts since 1922. People's Credit Union is owned by its members and is a not-for-profit, cooperative financial institution. We operate 6 branches located in Bristol, Middletown, Newport, North Kingstown, Portsmouth, and Wakefield.
(401) 419-9771 Lender's profile and map Reviews Newport Mortgage LLC 55 John Clarke Road, Unit A16, Middletown, RI, 02842 "Newport Mortgage LLC is a residential, and commercial mortgage company, located in Newport RI. Newport Mortgage LLC is owned and operated by Mark Jernstedt. Mr. Jernstedt brings over 25 years of experience, originating residential and commercial loans. When you apply for a loan with Newport Mortgage LLC,"