For the year 2025, the USDA loan limit in South-Yarmouth, situated in Barnstable county, MA, is $408,200. Comparatively, the FHA limit for a single-family home is $506,000.
Utilize the Lendersa® USDA loan calculator to assess today’s leading USDA versus FHA rates. This tool will assist in identifying the required income, credit score, reserves, and documents needed for qualification. Our comprehensive mortgage calculator enables you to examine the USDA, FHA, Conforming, and VA options side by side, aiding in determining which program in
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| Loan Type | Loan Limit | Down payment | |
| USDA | $408,200 | 0% | |
| FHA | $506,000 | 3.5% | |
| Conventional Conforming | $548,250 | 3% |
The primary aim of Lendersa® is to secure the best available USDA or FHA loan quickly and easily. Choose one of three starting options to connect with matching lenders and USDA loan programs.
A USDA home loan, backed by the government's Department of Agriculture—commonly known as a USDA rural development loan or a USDA mortgage—is exclusively available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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