FHA Vs. USDA loan program for Yarmouth-Port, Barnstable County, Massachusetts

In the year 2025, the USDA loan limit for Yarmouth-Port, which is in Barnstable county in the state of MA, is set at $408,200. For single-family homes in that area, however, the FHA loan limit reaches up to $506,000.

To help you compare the most advantageous rates for USDA versus FHA loans today, utilize the Lendersa® USDA loan calculator. This tool evaluates key elements like income, credit, reserves, and necessary documentation you'll need to qualify. With our cutting-edge mortgage calculator on your side, you can juxtapose USDA, FHA, Conforming, and VA loans simultaneously to determine the best option for your economic needs in .

Exploring USDA and FHA loan possibilities in Yarmouth-Port, MA

Here at Lendersa®, our mission is to facilitate getting you the most beneficial USDA or FHA loan swiftly and effortlessly. Choose one of the three pathways that will pair you up with suitable lenders and USDA loan offerings.

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Defining a USDA Loan in MA

A USDA loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. These are predominantly accessible within rural locales. Unlike FHA loans which necessitate at least a 3.5% down payment, the USDA loans do not demand any initial down payment.

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(877) 999-3729 Lender's profile and map Reviews Fall River Pawn Brokers 1475 South Main Street, Fall River, MA, 02724 Fall River Pawnbrokers was established in 1995 with our first pawn shop operation opening its doors in Fall River, Massachusetts. For over 24 years we have contributed to serving working families and communities by providing a wide range of financial services for people of all ages and backgrounds.
(800) 477-2170 Lender's profile and map Reviews Peoples Choice Mortgage LLC 5 Bristol Drive, Suite 1, Easton, MA, 02375 At Peoples Choice Mortgage we value our family. In turn, we treat all of our clients like family. We know that understanding finances isn’t always a straight path. That’s why we work to develop and educate all of our clients throughout the loan process. Our focus is empowering you to make a financial choice that fits your needs.
(508) 941-5616 Lender's profile and map Reviews Star Mortgage 691 Washington Street, South Easton, MA, 02375 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(508) 644-0105 Lender's profile and map Reviews Right Key Mortgage, LLC 859 Washington Street, South Easton, MA, 02375 At Right Key Mortgage, we educate our borrowers to make this a worry-free process, from pre-qualification to close – that’s our promise to you! We're here to make the home loan process as simple as possible. We work very hard for our customers because nothing pleases us more than helping our clients achieve the dream of affordable home ownership.
(781) 796-6050 Lender's profile and map Reviews Coastal Heritage Bank 195 Washington Street, Weymouth, MA, 02188 It takes more than physical location to be part of a neighborhood; it takes a dedicated, unwavering determination to help better the community & the lives of its residents. Since we live & raise our families in the towns we serve, our interests & those of our customers overlap.We all benefit from having a thriving, safe & culturally rich community.
(508) 238-1000 Lender's profile and map Reviews Bank of Easton North Easton 275 Washington St, North Easton, MA, 02356 Bank of Easton provides traditional banking services to the surrounding communities. our Bank proudly opened its doors to the public for the first time. We are excited to continue to serve our customers and the Easton community and look forward to writing many new chapters in the history of our Bank and our community – together!
(508) 678-7641 Lender's profile and map Reviews BayCoast Bank 330 Swansea Mall Drive, Swansea, MA, 02777 BayCoast Bank has 24 locations: Berkley, Dartmouth, Fairhaven, Fall River, Foxborough, New Bedford, North Dighton, Somerset, Swansea, Seekonk, Westport in Massachusetts and Bristol, Cranston, Little Compton, Providence, Tiverton, Portsmouth in Rhode Island. Each branch has at least one ATM, and ITMs are located at select branches.
(508) 379-1056 Lender's profile and map Reviews St. Dominic's Federal Credit Union 1723 Grand Army of the Republic Highway, Swansea, MA, 02777 St. Dominic’s Federal Credit Union is “Your Community Credit Union”. The staff of St. Dominic's Federal Credit Union will provide the best services possible to the members we serve. We are a non-profit organization that has been in operation for over forty years, dedicated to the communities we serve.
(877) 466-2678 Lender's profile and map Reviews BayCoast Mortgage Company, LLC 330 Swansea Mall Drive, Swansea, MA, 02777 BayCoast Mortgage, LLC is a full service lender providing industry best solutions in residential purchase, refinance, renovation, and construction loans. Our product offering complements customers throughout the East Coast including FNMA, FHLC, VA, FHA, Jumbo, MA Housing, RI Housing and BayCoast Portfolio .
(617) 439-6500 Lender's profile and map Reviews Liberty Bay Credit Union 300 Granite Street, Braintree, MA, 02184 Liberty Bay Credit Union is a cooperative, non-profit financial institution that offers a full range of financial services to our individuals and business members. And because we are member-owned, instead of paying dividends to outside stockholders, we return our profits to our members in the form of higher rates on deposits and lower rates on loan
(781) 843-5553 Lender's profile and map Reviews Harbor Mortgage Solutions 100 Grandview Road, Suite 105, Braintree, MA, 02184 Harbor Mortgage Solutions was founded on a few core values: integrity, expertise, and outstanding service. We believe that homeowners—especially seniors and their families—should feel comfortable and confident about their home financing/equity decisions, including the partners they choose.
(508) 809-7176 Lender's profile and map Reviews Dovetail Mortgage LLC 10 Forbes Rd, Suite 290E, Braintree, MA, 02184 We started Dovetail Mortgage™ to tackle the elephant in the mortgage process room. Applying for a loan all the way through the closing table should not be daunting. It should be seamless, and simple. In short, it should be harmonious. We have a combined 50-year experience as brokers and lenders.