USDA and FHA Pro and Con in West-Yarmouth, Barnstable County, MA
In 2025, the USDA loan limit in West-Yarmouth, within Barnstable county, MA, is $408,200, whereas for an FHA loan on a single-family home, the limit is $506,000.
Utilize the Lendersa® USDA loan calculator to compare today's premium USDA and FHA rates. Ascertain the income, credit, reserves, and documents needed for eligibility. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA, aiding you in deciding which program in Alabama best fits your specific financial needs.
2025 Loan Limits and Downpayment Requirements in West-Yarmouth, Barnstable, MA
Loan Type
Loan Limit
Down payment
USDA
$408,200
0%
FHA
$506,000
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in West-Yarmouth, MA
Lendersa® seeks to swiftly provide you with the ideal USDA or FHA loan without complications. You can choose from one of three starting points that connect you with matching lenders and USDA loan programs.
The USDA home loan, guaranteed by the U.S. Department of Agriculture and known as the USDA rural development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage loan demands none, offering a substantial advantage for qualified applicants.
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