USDA and FHA Pro and Con in Southwick, Hampden County, MA
In the year 2025, the USDA loan limit in Southwick, situated in the county of Hampden, MA, is $336,500, while the FHA limit for single-family homes reaches $472,030.
To compare the best USDA and FHA rates of today, utilize the Lendersa® USDA loan calculator. It will help you evaluate income qualifications, credit requirements, needed reserves, and essential documentations for eligibility. Our modern mortgage calculator presents USDA, FHA, Conforming, and VA options in a side-by-side view, enabling you to select the most suitable financial program in for your unique needs.
2025 Loan Limits and Downpayment Requirements in Southwick, Hampden, MA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Diverse USDA and FHA Loan Alternatives in Southwick, MA
At Lendersa®, our ambition is to secure you the most advantageous USDA or FHA loan quickly and with minimal hassle. Begin with any of the three initial steps that bring you in contact with matching lenders and compatible USDA loan programs.
The USDA home loan, supported by the government's Department of Agriculture, is also called the USDA rural development loan or USDA mortgage. Exclusively available in rural areas, it contrasts with FHA loans, which require a minimum down payment of 3.5%. In contrast, the USDA mortgage requires no down payment whatsoever.
Biz Lending & Insurance Center, Inc. (BLIC) is a niche company providing Member Business Loan Services for Credit Unions, Brokers, Investors, Business Owners and others that work in the Commercial Real Estate Industry. In addition, BLIC provides a complete line of Insurance Products that includes Property & Casualty, Health.
150 East Palmetto Park Road, Suite 800, Boca Raton, FL, 33432
Ameritrust Mortgage Associates will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. Melinda have been a Mortgage Loan Originator for over 26 years.
1600 South Dixie Highway, Suite 500A, Boca Raton, FL, 33432
We are conveniently located in Boca Raton Florida, we offer our services with honesty, fast process, and responsibility. Our company does not focus in close loans only, we focus in the best interest for our customers. The company has 1 principal on record. The principal is Glenn Fradera from Boca Raton FL.
1200 N. Federal HIghway, Suite 200, Boca Raton, FL, 33432
"DOT SPECIALIZES IN FINANCING FOR FOREIGN NATIONALS.
The FOREIGN NATIONAL market is small and unexplored due to its complexity. We seek and formulate the best financing solutions for foreigners. We also have teams dedicated to working with the various categories of loans already existing in the North American Market"
33 SouthEast 7th Street, Suite N, Boca Raton, FL, 33432
Prima Financial Services, strives to be your financial service provider of choice. We recognize that you have a choice and that we have to earn your trust and confidence. Our objective is to serve each of our customers with the up most quality and honesty in obtaining a mortgage. Prima Mortgage originators are trained to obtain you
1200 North Federal Highway, Suite S200, Boca Raton, FL, 33432
Heide International Mortgage Financing are passionate about Real Estate Finance and are always looking for innovative structures to meet the demands and goals of our clients. The world of mortgage financing can be confusing and frightening. Banks rarely have to time, education or know how that it takes to walk first time home buyers
40 Southeast 5th Street, Suite 502, Boca Raton, FL, 33432
Choice Mortgage is a residential wholesale direct lender in Boca Raton. As a direct lender, we work personally with you through every step of the mortgage loan process, from pre-approval to close. We can also approve and finance loans that other banks have to turn down. By specializing only in residential loans, we have the specific expertise
1515 N. Federal Highway, Suite 300-34, Boca Raton, FL, 33432
Our mission statement is simple. We want to help you to get to the next level. whether it be in your home or business. We have an uncompromising commitment to work as hard as possible on your behalf. We are willing and able to go beyond the call of duty to ensure you receive quality service.
1515 North Federal Highway, Suite 300, Boca Raton, FL, 33432
Howard Grace and Associates is a Full Service Mortgage Brokerage Business specializing in a higher level of service. We are proud of the fact that our success has been the result of referrals from satisfied borrowers who have sent us their friends & family through the years. We take the time to listen to borrowers' needs and tailor each mortgage.
1 South Ocean Blvd, Suite 200, Boca Raton, FL, 33432
With 35+ years of excperience in the mortgage industry, You can rely on us to help you find the loan program that's best for you. Our team of professionals is eager to help you with this big financial decision. We will treat you right and give you the personal service you deserve.
