USDA and FHA Pro and Con in Southwick, Hampden County, MA
In the year 2026, the USDA loan limit in Southwick, situated in the county of Hampden, MA, is $336,500, while the FHA limit for single-family homes reaches $472,030.
To compare the best USDA and FHA rates of today, utilize the Lendersa® USDA loan calculator. It will help you evaluate income qualifications, credit requirements, needed reserves, and essential documentations for eligibility. Our modern mortgage calculator presents USDA, FHA, Conforming, and VA options in a side-by-side view, enabling you to select the most suitable financial program in for your unique needs.
2026 Loan Limits and Downpayment Requirements in Southwick, Hampden, MA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Diverse USDA and FHA Loan Alternatives in Southwick, MA
At Lendersa®, our ambition is to secure you the most advantageous USDA or FHA loan quickly and with minimal hassle. Begin with any of the three initial steps that bring you in contact with matching lenders and compatible USDA loan programs.
The USDA home loan, supported by the government's Department of Agriculture, is also called the USDA rural development loan or USDA mortgage. Exclusively available in rural areas, it contrasts with FHA loans, which require a minimum down payment of 3.5%. In contrast, the USDA mortgage requires no down payment whatsoever.
4605 Lankershim Blvd, Suite 419, North Hollywood, CA, 91602
Lending Bee, Inc. offers hard money loans on single-family residences, multi-family residences, commercial, industrial, and special purpose properties. We can do major rehab hard money loans, fix n’ flip loans, and ground up construction loans as well. We finance acquisition, development, refinance and Cash Out transactions.
4605 Lankershim Blvd, Suite 419, North Hollywood, CA, 91602
"Lending Bee was established over a decade ago, and since then, has built a vast foundation of knowledge and experience. Our trained professionals are available to assist and guide you through the entire course of lending and financing.
We understand that every hard money loan borrower is different and no situation is the same."
4605 Lankershim Blvd, Suite 421, North Hollywood, CA, 91602
LBC Mortgage Solutions began as a small company back in 2008, focusing on residential mortgages, hard money lending, purchase money loans and FHA Financing for California residents.As time went by, we managed to establish a reputation of trustworthy provider of comprehensive real estate services.
ILWU Credit Union was founded in 1954 by Local 13 members Benny McDonald, Pete Moore, and Tony Arriaga. The Credit Union was founded as a financial cooperative to provide a place for longshoremen to cash their paychecks, save, and borrow money at reasonable loan rates. The Credit Union operated out of a small building next to the Local 13 Union.
"Carina is as an expert negotiator and strategic thinker, who has served real estate clients since 2005. Behind her success in real estate, she also has:
Hundreds of successfully closed transactions; both listing and buying
20 years of corporate experience
Solid project management skills as a PMP.
3707 North Country Club Drive 4, Long Beach, CA, 90807
Pete Benjamin understands the importance of making homeownership attainable. He is committed to helping Los Angeles-area clients obtain the right mortgage for their unique needs and facilitating the real estate process from start to finish. Pete understands there is no one-size-fits-all solution when it comes to home loans.
4000 Long Beach Boulevard, Suite 204, Long Beach, CA, 90807
we will work tirelessly to help purchase or sell a property in Los Angeles County, Orange County, or other nearby areas. We'll ensure we make the process enjoyable and successful. Looking to sell? We'll endeavor to sell your property in a timely fashion, at the best possible price, all in a highly professional manner.
4320 Atlantic Avenue Suite 216, Long Beach, CA, 90807
ChangeMyRate.com® is an Equal Housing Opportunity mortgage company. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age because all or part of your income may be derived from any public assistance program.
12423 Kittridge Street, North Hollywood, CA, 91606
CityMortgage Inc best mortgage for your individual circumstances. We have extensive experience in the Jumbo, Super Jumbo, conforming mortgage, and particularly specialized in niche products. We can help you secure a residential mortgage loan, even if you have bad credit history or challenging circumstances.
6400 Laurel Canyon Boulevard, North Hollywood, CA, 91606
At CalUnion Funding Inc. we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
