USDA and FHA Pro and Con in Southwick, Hampden County, MA
In the year 2025, the USDA loan limit in Southwick, situated in the county of Hampden, MA, is $336,500, while the FHA limit for single-family homes reaches $472,030.
To compare the best USDA and FHA rates of today, utilize the Lendersa® USDA loan calculator. It will help you evaluate income qualifications, credit requirements, needed reserves, and essential documentations for eligibility. Our modern mortgage calculator presents USDA, FHA, Conforming, and VA options in a side-by-side view, enabling you to select the most suitable financial program in for your unique needs.
2025 Loan Limits and Downpayment Requirements in Southwick, Hampden, MA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Diverse USDA and FHA Loan Alternatives in Southwick, MA
At Lendersa®, our ambition is to secure you the most advantageous USDA or FHA loan quickly and with minimal hassle. Begin with any of the three initial steps that bring you in contact with matching lenders and compatible USDA loan programs.
The USDA home loan, supported by the government's Department of Agriculture, is also called the USDA rural development loan or USDA mortgage. Exclusively available in rural areas, it contrasts with FHA loans, which require a minimum down payment of 3.5%. In contrast, the USDA mortgage requires no down payment whatsoever.
We've been helping customers afford the home of their dreams for many years and we love what we do. We gather nonpublic personal information about our customers as may be necessary to conduct business with our customers. Customer service is very important to all of us. As we continue to improve and expand our services
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with top professionals who is able to give you quick and accurate financial advice. Our experienced loan officers
First Priority Capital is committed to providing its customers throughout the state of California with some of the best mortgage rates and the lowest fees in the industry. We have streamlined the entire mortgage process to make it faster and more efficient.Our entire team is devoted to our commitment of providing only exceptional service.
1403 Foothill Boulevard, Suite E, La Verne, CA, 91750
GMA Real Estate has been representing clients in La Verne, Claremont, San Dimas and throughout Southern California for over 20 years. Having worked previously as a mortgage underwriter, Patricia has the knowledge to help buyers obtain the right mortgage for them. Having a strong mortgage background also helps ensure our sellers.
Manfred Mortgage is a San Diego based, family operated company, specializing in home mortgages and everything Real Estate for over 40 years.
We pride ourselves on exceptional knowledge and experience in the industry.
If you are buying your first home or you are a seasoned pro, we can help you achieve your real estate dreams.
Cushner Capital Group is a direct Private Mortgage Lender and Brokerage based in Fallbrook, CA, thirty miles north of San Diego. We have been providing hard money non-standard and conventional mortgages throughout the state of California for the past 20 years. Our goal is to provide a viable non-standard mortgage solution for borrowers
As a community-oriented bank, the Bank offers a wide array of personal, consumer and commercial services generally offered by a locally-managed, independently-operated bank. The Bank provides a broad range of deposit instruments and general banking services, including checking, savings, and money market accounts.
At Golden Rule Real Estate Flavio B. is the Broker with many years of experience in both Residential Real Estate and Mortgage Lending. This allows for my clients to buy and sell their homes much more efficiently. Understanding both aspects are key to managing a successful transaction.
My mission is to serve customers with honesty, integrity and competence and to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, I pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Our mission is to unite realtor, loan officer, and client in the home loan process as we build lifelong relationships and celebrate successes, all while delivering the American dream of home ownership. We look within ourselves to commit to the most proactive, transparent process in the industry in order to ensure our customers
