USDA VS FHA in Wayland, Middlesex County, MA

In 2025, the USDA loan limit for Wayland, in Middlesex county, MA, is set at {DETAILS_LOAN_LIMIT_USDA_1_1_4}. The FHA limit for a single-family home is slated at $828,000.

Leverage Lendersa® USDA loan calculator to assess and compare the current best rates between USDA and FHA. Determine the necessary income, credit score, reserves, and documents needed to qualify. Our advanced mortgage tool presents USDA, FHA, Conforming, and VA options side by side, helping you choose the optimal program for your financial situation in Alabama.

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Loan Limits and Down Payment Requirements for 2025 in Wayland, Middlesex County, MA

Loan Type Loan Limit Down Payment
USDA {DETAILS_LOAN_LIMIT_USDA_1_1_4} 0%
FHA $828,000 3.5%
Conventional Conforming $828,000 3%

USDA and FHA Loan Choices in Wayland, MA

The mission of Lendersa® is to secure the most advantageous USDA or FHA loan for you promptly and with ease. Begin with any of the three entry points to facilitate matching lenders with suitable USDA loan programs.

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What is a USDA Loan in MA?

A USDA home loan, often referred to as a rural development loan or USDA mortgage, is supported by the government's Department of Agriculture. It is exclusively available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA loan requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Pacific Northwest Trust
  • 22525 S.E. 64th Place Suite 2233, Issaquah, WA, 98027
  • Pacific Northwest Capital Partners is a Private Real Estate Lender Specializing in Hard Money, Bridge Loans, Secured by Commercial and Residential Investment Real Estate.We offer quick no-nonsense decisions based on the equity in any given property. Pacific Northwest Capital Partners is a local Seattle Company since 1998.
  • Juniper Capital
  • 11 Front St S, Suite 101, Issaquah, WA, 98027
  • Juniper Capital is one of the leading private money lenders in the greater Seattle, Washington area. We deliver fast commercial and investment residential real estate loans without the strict requirements that you may encounter with conventional lenders. We invite investors, borrowers, and brokers, throughout Washington and the Pacific Northwest
  • Orchid Mortgage LLC
  • 24844 North East 2nd Court, Sammamish, WA, 98074
  • We are a group of experienced and ethical Loan Officers that help individuals and small businesses with their mortgage financing needs. We believe in building and nurturing lasting relationships with our clients. Whether it is to finance a starter home, secure a jumbo loan or refinance an existing one.
  • DW Quality Mortgages, Inc
  • 241 E Lake Sammamish Shore Ln NE, Sammamish, WA, 98074
  • DW Quality Mortgages, Inc is committed to helping you find the quality mortgage product for your needs. We understand that every borrower is different, and we offer a broad variety of products to meet your individual requirements. We make the process of securing a mortgage straightforward
  • Tamaela Mortgage
  • 23390 SE 52nd St, Issaquah, WA, 98029
  • At Tamaela Mortgage, we live by these core values – integrity, trust, commitment, service, and knowledge – every day, in every client relationship. Our product knowledge, work ethic, and dedication to service combine to deliver an unparalleled customer experience. Rob Tamaela, President and CEO at Tamaela Mortgage.
  • Sound Financial Mortgage LLC
  • 24267 Southeast 47th Place, Issaquah, WA, 98029
  • Our mission is to serve our customers with honesty, integrity & competence. Our goal is to provide home loans that make sense for our clients. We have the experience to help borrowers solve problems throughout the loan process. John Barlow is the President, Owner, Designated Mortgage Broker & Mortgage Loan Officer for Sound Financial Mortgage LLC.
  • Mountain Pacific Bank
  • 3732 Broadway, Everett, WA, 98201
  • Mountain Pacific Bank is a full-service commercial bank located in Everett, WA. The bank opened its doors in July of 2006 and achieved profitability in 6 months, setting a record for Washington State. The bank has continued to grow & set records and currently reports $534.3million in assets.
  • SnoCope Credit Union
  • 3130 Rockefeller Avenue, Everett, WA, 98201
  • A not for profit financial cooperative started in 1959; membership is open to anyone who lives, works, worships, goes to school or operates a business in WA. SnoCope makes employment decisions without regard to race, color, sex, national origin, veteran status, sexual orientation, gender identity, religion, age, disability or other protected status
  • Nordstrom Federal Credit Union
  • 2701 Hoyt Avenue, Everett, WA, 98201
  • Member-owned and serving Nordstrom employees since 1936, Nordstrom Federal Credit Union is dedicated to providing superior service and financial products. Our members enjoy perks like custom-tailored loan terms, competitive dividend rates, and convenient online banking services. Experience a different, better kind of banking.